New Suite of Small Business Insurance Solutions for ACHCA Members
* Professional Liability - Professional liability insurance protects professionals from lawsuits that stem from the services they provide. This coverage can protect professionals from a variety of lawsuits, including suits alleging they provided negligent professional services, failed to uphold contractual promises or produced incomplete work.
* Business Owner's Policy - A business owner's policy combines general liability coverage, property coverage and business income insurance into one convenient package. General liability insurance protects a business from claims of bodily injury, associated medical costs and damage to the property. Property liability insurance covers damage to business furniture and equipment and business income insurance compensates for lost earnings a business suffers when it's temporarily unable to operate due to a covered loss.
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"The increase in business threats and cyber-attacks on health care professionals is a growing concern among our members," states ACHCA President & CEO,
Cyber criminals have been increasingly targeting small businesses in recent years, viewing them as easy targets due to their lack of awareness of and preparation for cyber-attacks. In 2015, 71% of all data breaches occurred among companies with fewer than 100 employees. In 2016, small and midsized companies reported a 66% increase in the number of cyber security incidents (PwC's Global State of
"The impact of not having business insurance in place to protect against loss can be devastating for a small business," states
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