National Multiple Sclerosis Society Issues Statement on AHCA
Access to affordable, quality healthcare and health insurance coverage is essential for people with multiple sclerosis to live their best lives. An effective health insurance system must include the following components: accessibility, affordability, comprehensive benefits, transparency, and quality and value.
The Affordable Care Act and our nation's health insurance system are not perfect. Improvements are certainly needed so that people can get the care and treatments they need. But, significant changes to the health coverage system that impact people's lives -- such as those presented by the American Health Care Act -- require deliberate and extensive evaluation. We need continued progress and urge
While the American Health Care Act maintains the principles of some vital patient protections -- like access for people with pre-existing conditions -- under this legislation, people with MS would not have affordable, quality healthcare or coverage. Provisions in this legislation threaten access to coverage and care for people living with chronic conditions, disabilities and complex needs -- particularly those who are lower income and most in need of support. For these reasons, the
Under the American Health Care Act, 14 million people would lose coverage next year, increasing to 24 million uninsured by 2026 according to the
Access to coverage is meaningless unless people can afford both the coverage and the comprehensive healthcare services they need under the coverage. Americans should not face financial devastation, or be forced to make tough choices between health care and critical needs such as housing or food, because the cost of sufficient coverage is out-of-reach. People with chronic conditions need protections like premium assistance, annual out-of-pocket caps, no lifetime caps, and out-of-pocket costs spread throughout a plan year. The American Health Care Act preserves some of these, but the legislation falls short of the protections people with chronic conditions need.
It is critical that people with the fewest resources are able to afford coverage. This is not accomplished under the American Health Care Act. For example, the legislation replaces income-based tax credits with a flat tax credit adjusted for age; credits should be inversely related to income to enable those with the least means to afford coverage. The bill also repeals cost-sharing subsidies, instead increasing reliance on Health Savings Accounts (which are best suited for healthy individuals with higher incomes not people with MS and others with complex needs and high cost conditions).
Learn more about access to affordable, quality health insurance coverage (http://www.nationalmssociety.org/Get-Involved/Advocate-for-Change/Current-Advocacy-Issues/Access-to-Quality-Coverage).
About Multiple Sclerosis
Multiple sclerosis is an unpredictable, often disabling disease of the central nervous system that disrupts the flow of information within the brain, and between the brain and body. Symptoms range from numbness and tingling to blindness and paralysis. The progress, severity and specific symptoms of MS in any one person cannot yet be predicted, but advances in research and treatment are leading to better understanding and moving us closer to a world free of MS. Most people with MS are diagnosed between the ages of 20 and 50, with at least two to three times more women than men being diagnosed with the disease. MS affects more than 2.3 million people worldwide.
[Category: Health Care]
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