N.H. Man Sues Over Medicaid Work Requirement For Interfering With His "Subsistence Lifestyle" - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
March 29, 2019 Newswires
Share
Share
Post
Email

N.H. Man Sues Over Medicaid Work Requirement For Interfering With His “Subsistence Lifestyle”

InsideSources

March 28-- Mar. 28--Last year New Hampshire Republicans and Democrats reached a compromise on expanding Medicaid in the Granite State. Republicans agreed to accept the (potentially large) financial risk of covering the expanded Medicaid pool and Democrats accepted a work requirement for able-bodied adults without issues of child care, physical handicaps, etc.

Now, however, Granite State progressives are trying to kill the deal by filing lawsuits on behalf of put-upon people who are required to do 100 hours of work or community service a month in exchange for free healthcare. The National Health Law Program (NHeLP), New Hampshire Legal Assistance, and National Center for Law and Economic Justice filed a lawsuit on Wednesday against the administration in D.C. district court on behalf of four Medicaid recipients who, they say, would suffer terribly if required to work in exchange for their free health care.

One of those poor suffering souls is Ian Ludders of Unity, NH. According to the National Health Law Program, Ludders is a 40-year-old man "who lives by himself in a small cabin on a land trust. He has chosen to live a subsistence lifestyle that prioritizes living off the land. Ludders supports himself through seasonal work including working in apple orchards, picking vegetables on farms, and other jobs." [Emphasis added].

Mr. Ludders says he can't possibly go to a community center in Claremont or get a job in New Hampshire's red-hot economy because "time off between jobs is important to Mr. Ludders because it allows him to focus on subsistence activities such as growing his own food and chopping firewood to heat his cabin...He expects that he will no longer have time to complete his subsistence activities."

Are the taxpayers of New Hampshire OK with paying Mr. Ludders' health care bills so he can "choose to live a subsistence lifestyle?" Is he entitled to free medical care in service of his "subsistence activities?"

New Hampshire Democrats are making much of a court ruling against the Kentucky and Arkansas Medicaid work requirements and hoping the courts will derail the compromise they reached with Republicans just last year. A statement from Gov. Chris Sununu, Senate Republican Leader Chuck Morse, Senator Jeb Bradley, and House Republican Leader Dick Hinch reads in part:

"New Hampshire's work requirement is a key provision of the bi-partisan Medicaid expansion bill that passed with overwhelming support in the legislature and which Governor Sununu signed into law last July. The Democrats' and their allies' continued attempts to undermine that compromise through lawsuits and legislative maneuvering are deeply disappointing."

But the more relevant question might be how many Granite State voters are OK with paying the medical bills of able-bodied adults who could be contributing to their communities or working in this tight labor market, but would rather "live their subsistence lifestyle?"

One of the other plaintiffs suing to end the work requirement is Samuel Philbrick, a 26-year-old who works as a cashier in Henniker, NH. According to NHeLP, Philbrick doesn't work 100 hours a month, doesn't have a driver's license and "will have difficulty getting transportation to complete other qualifying activities."

Every day, thousands of Granite Staters find a way to get to work. Some of them work lousy jobs. Others work terrific ones. But they do what they have to do to be responsible adults who pay their own bills.

Do New Hampshire voters really want to pay Philbrick's bills because he can't make it to work? Can't find a ride? Can't figure out a way to work from home, or to contribute his hours to a nearby charity or community group?

"I'm 57, self-employed, pay $550 a month for insurance, and I get to pay $8,000 in deductibles before I get coverage," said Kathi Soule of nearby Twin Mountain, N. H. in response to Mr. Ludders' lawsuit. "I would love not to have to work for my health coverage and hike every day in the mountains."

Greg Moore of Americans for Prosperity-New Hampshire, a conservative group who backed the work requirement, points out that "employers are desperate for workers right now. They are bending over backward to accommodate them -- on hours, on finding transportation. They can't fill the jobs. The idea that able-bodied people in this economy can't work doesn't match the facts," Moore told NHJournal.

And then there's the dignity of work argument. Sources inside the Sununu administration tell NHJournal that, separate from the contribution Medicaid recipients would make by working, the goal is to engage these citizens in the broader economy and create opportunity for them. The more they work, the more they engage, the more they become part of the New Hampshire economy and can prosper in the future.

Do New Hampshire Democrats really want to run on the "Stay home and pursue your subsistence lifestyle, and the taxpayers will pay your bills" platform in 2020?

___

(c)2019 InsideSources.com, Washington, D.C.

Visit InsideSources.com, Washington, D.C. at www.insidesources.com

Distributed by Tribune Content Agency, LLC.

Older

Rep. Axne Invites DHS and USDA Secretaries to Tour Flood Damage in SW Iowa

Newer

Universal Insurance Holdings, Inc. Subsidiary Universal Property Writes First Homeowners Insurance Policy in Illinois

Advisor News

  • Succession planning: Building the future of your practice
  • From loss to security: Supporting widowed clients with life insurance
  • Plan now for lower Social Security benefits later
  • The conversation almost no advisor is having yet
  • Why advisors should offer retirement-longevity planning
More Advisor News

Annuity News

  • Empower Annuity Insurance Company of America Trademark Application for “EMPOWER WHAT’S NEXT” Filed: Empower Annuity Insurance Company of America
  • Industry pushes back on linking ‘financial strength’ to annuity illustrations
  • Sammons Enterprises & Sammons Financial Group Respond to Reports
  • The Manhattan Life Insurance Company Acquires Union Security Life Insurance Company of New York
  • Cayman Islands premier to meet with U.S. reinsurance regulators
More Annuity News

Health/Employee Benefits News

  • Luigi Mangione’s double jeopardy gambit could see him freed from prison before he turns 60
  • QANDA: FRAUD DRIVES UP HEALTHCARE COSTS
  • New Mexico to continue funding gender-affirming care for minors as Medicaid ends coverage
  • Arkansas medical groups urge Trump administration to grant 2-year reprieve for Medicaid expansion
  • Report: 45,000 Wisconsinites dropped ACA health insurance after federal subsidies ended
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • Benchmark International Successfully Facilitated the Transaction Between National Group Marketing Trust and New Era Life Insurance Companies
  • Why the bond market is flexing its muscles, and why everyone needs to care
  • An Application for the Trademark “LIVE TODAY, SECURE TOMORROW.” Has Been Filed by Security Mutual Life Insurance Company of New York: Security Mutual Life Insurance Company of New York
  • Modern Woodmen board selects Shea Doyle as next president and CEO
  • New Influenza Study Results from University of Auckland Described (Risk Management In Deadly Times: the Us Life Insurance Industry In the 1918-9 Influenza Pandemic): Influenza
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
  • MassMutual Ascend Surpasses $2 Billion in Lifetime Advisory Annuity Sales, Reflecting Continued Momentum in RIA Channel
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet