N.C. State: New Technique Helps AI Tell When Humans Are Lying
Researchers have developed a new training tool to help artificial intelligence (AI) programs better account for the fact that humans don't always tell the truth when providing personal information. The new tool was developed for use in contexts when humans have an economic incentive to lie, such as applying for a mortgage or trying to lower their insurance premiums.
"AI programs are used in a wide variety of business contexts, such as helping to determine how large of a mortgage an individual can afford, or what an individual's insurance premiums should be," says
"We wanted to see if there was some way to adjust AI algorithms in order to account for these economic incentives to lie," says Caner, who is the Thurman-Raytheon Distinguished Professor of Economics in
To address this challenge, the researchers developed a new set of training parameters that can be used to inform how the AI teaches itself to make predictions. Specifically, the new training parameters focus on recognizing and accounting for a human user's economic incentives. In other words, the AI trains itself to recognize circumstances in which a human user might lie to improve their outcomes.
In proof-of-concept simulations, the modified AI was better able to detect inaccurate information from users.
"This effectively reduces a user's incentive to lie when submitting information," Caner says. "However, small lies can still go undetected. We need to do some additional work to better understand where the threshold is between a 'small lie' and a 'big lie.'"
The researchers are making the new AI training parameters publicly available, so that AI developers can experiment with them.
"This work shows we can improve AI programs to reduce economic incentives for humans to lie," Caner says. "At some point, if we make the AI clever enough, we may be able to eliminate those incentives altogether."
The paper, "Should Humans Lie to Machines? The Incentive Compatibility of Lasso and GLM Structured Sparsity Estimators," is published in the
* * *
Note to Editors: The study abstract follows.
"Should Humans Lie to Machines? The Incentive Compatibility of Lasso and GLM Structured Sparsity Estimators"
Authors:
Published:
DOI: 10.1080/07350015.2024.2316102
Abstract: We consider situations where a user feeds her attributes to a machine learning method that tries to predict her best option based on a random sample of other users. The predictor is incentive-compatible if the user has no incentive to misreport her covariates. Focusing on the popular Lasso estimation technique, we borrow tools from high-dimensional statistics to characterize sufficient conditions that ensure that Lasso is incentive compatible in the asymptotic case. We extend our results to a new nonlinear machine learning technique, Generalized Linear Model Structured Sparsity estimators. Our results show that incentive compatibility is achieved if the tuning parameter is kept above some threshold in the case of asymptotics.
* * *
JOURNAL:
* * *
Original text here: https://news.ncsu.edu/2024/03/helping-ai-detect-human-lies/



68.5 Million Americans Don’t Have Dental Insurance – DentalPlans.com Celebrates 25 Years Of Improving Access To Dental Care
New York Life Names Todd Taylor Head of Life Insurance Solutions, Matt Wion Head of Retail Annuities
Advisor News
- EDITORIAL: Make responsible tax cuts, increases
- Iowa House backs temporary tax hike to fill Medicaid gap
- Advisors in Texas and California banned for fraud scams
- House panel votes to raise certain taxes, transfer money to offset Medicaid shortfall
- Iowa House backs temporary tax hike to fill Medicaid gap
More Advisor NewsAnnuity News
- LIMRA: Final retail annuity sales total $464.1 billion in 2025
- How annuities can enhance retirement income for post-pension clients
- We can help find a loved one’s life insurance policy
- 2025: A record-breaking year for annuity sales via banks and BDs
- Lincoln Financial launches two new FIAs
More Annuity NewsHealth/Employee Benefits News
- Over DA’s objections, county supervisors OK new office to pursue consumer protection lawsuits
- Investigators at Ohio State University Target Managed Care (Dental Service Variability Provided by General Versus Pediatric Dentists in Ohio Medicaid: A Cross-Sectional Study): Managed Care
- Mark Farrah Associates’ Health Coverage Portal Simplifies Health Insurance Data Analytics
- American healthcare: High $26,000 premiums and diminishing returns
- Marion County Democrats turn out for 'Pancakes and Politics'
More Health/Employee Benefits NewsLife Insurance News
- Best’s Commentary: Proposed Risk-Based Capital Change in Hong Kong Could Bolster Market’s Global Standing
- Retirement Tax Worries on the Rise Among Americans, Allianz Life Study Finds
- Lincoln Financial Recognized for Leadership in the Advancement of Long-Term Care Planning
- Best’s Market Segment Report: AM Best Maintains Stable Outlook on UK Non-Life Insurance Segment Despite Elevated Geopolitical Risks
- Murray Giles Hulse
More Life Insurance News