“Method for Gathering Employee Data for Insurance Quote Including Submission And/Or Enrollment” in Patent Application Approval Process (USPTO…

"Method for Gathering Employee Data for Insurance Quote Including Submission And/Or Enrollment" in Patent Application Approval Process (USPTO 20160063637)

By a News Reporter-Staff News Editor at Managed Care Weekly Digest -- A patent application by the inventors Nelson, David A. (Westlake Village, CA); Nelson, John J. (Westlake Village, CA), filed on August 29, 2014, was made available online on March 10, 2016, according to news reporting originating from Washington, D.C., by NewsRx correspondents (see also Patents).

This patent application has not been assigned to a company or institution.

The following quote was obtained by the news editors from the background information supplied by the inventors: "The present invention relates to a method for gathering employee data for insurance quote including submission and/or enrollment.

"Gathering required information from employees for insurance quote including submission and/or enrollment was important but time-consuming all the time as shown in FIG. 1.

"A need for a method for gathering employee data for insurance quote including submission and/or enrollment has been present for a long time considering the expansive demands in the everyday life. This invention is directed to solve these problems and satisfy the long-felt need."

In addition to the background information obtained for this patent application, NewsRx journalists also obtained the inventors' summary information for this patent application: "The present invention contrives to solve the disadvantages of the prior art.

"An object of the invention is to provide a method for gathering employee data for insurance quote including submission and/or enrollment.

"A method for gathering employee data for insurance quote including submission and/or enrollment is provided.

"The method comprising steps for: a user providing a website for a specific group in a group insurance comprising a plurality of employees or group of individual employees; the user specifying selected information to be gathered from a group of employees; the user sending a hyperlink information of the website to at least one of the plurality of employees; at least one employee using the hyperlink information to access the website; at least one employee entering the specified information, and a server storing and polling the information; and an administrator of the specific group notifying the user of the completion of information entered by the employees.

"In the step for the user's specifying, the selected information to be gathered may be specified using a menu option.

"The selected information may comprise a default list of fields including an employee name or identification, an employee age or date of birth, an employee home postal code, and an employee dependent status.

"The selected information may further comprise a dependent name, a dependent age or date of birth, and a dependent home postal code.

"In the step for the user's sending, the hyperlink information may be sent using email, company intranet, verbal, or memorandum.

"In the step for the user's using the hyperlink information, the employee may access the website through Internet using computer or mobile electronic devices.

"In the step for each employee's entering, the group of employees does not have a direct access to information stored in the server.

"The website may comprise a status page showing a degree of completion of gathering information, which is allowed for the group of employees to access limited information including names and number of dependents entered by each employee.

"The administrator may be allowed to enter detailed information for a specific employee.

"The user may comprise an agent, a broker, a carrier, and others using the quoting system.

"In the step for the administrator's notifying, the notifying may be set automatically.

"The notifying may be implemented by clicking a button provided on the status page.

"The insurance may comprise a health insurance, ancillary insurance, or other employee benefit.

"The method may further comprise a step for the user exporting the entered information.

"The method may further comprise a step for the user logging in an external quoting system, submission system, or enrollment system and importing the entered information from the server to the quoting system, submission system, or enrollment system.

"The method may further comprise a step for the user to use the gathered data within the said system for the purposes comprising quoting, submitting and/or enrolling employees or individuals for health insurance, ancillary insurance or other employee benefit.

"The advantages of the present invention are: (1) the method according to the invention enables the employee to enter the required information for insurance quote directly; and (2) the method for gathering employee data for insurance quote facilitates storing, exporting, importing, and utilizing of the gathered information.

"Although the present invention is briefly summarized, the fuller understanding of the invention can be obtained by the following drawings, detailed description and appended claims.

BRIEF DESCRIPTION OF THE DRAWINGS

"These and other features, aspects and advantages of the present invention will become better understood with reference to the accompanying drawings, wherein:

"FIG. 1 is a flowchart showing steps for gathering information according to a prior art;

"FIG. 2 is a flowchart showing a method for gathering employee data for insurance quote according to an embodiment of the invention;

"FIG. 3 is a block diagram performing a method for gathering employee data for insurance quote according to an embodiment of the invention; and

"FIG. 4 is a flowchart showing a method for gathering employee data for insurance quote according to another embodiment of the invention."

URL and more information on this patent application, see: Nelson, David A.; Nelson, John J. Method for Gathering Employee Data for Insurance Quote Including Submission And/Or Enrollment. Filed August 29, 2014 and posted March 10, 2016. Patent URL: http://appft.uspto.gov/netacgi/nph-Parser?Sect1=PTO2&Sect2=HITOFF&u=%2Fnetahtml%2FPTO%2Fsearch-adv.html&r=2858&p=58&f=G&l=50&d=PG01&S1=20160303.PD.&OS=PD/20160303&RS=PD/20160303

Keywords for this news article include: Patents, Health Insurance.

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