Make Driving Safer

Traffic accidents can have a devastating impact both physically and mentally, while also potentially creating lasting financial difficulties.

Unfortunately, this multi-level pain and suffering can go on for years in the worst-case scenario. That’s why it’s so important to practice safe driving, drive defensively and secure comprehensive insurance.

INSIDE THE NUMBERS

More than one million people die in vehicle accidents annually around the globe, with an average of over 3,200 deaths each day, according to experts. As many as 50 million more are injured or disabled in these road crashes. Younger drivers are most in danger. In fact, half of all traffic fatalities are within the 14-to-44-yearold age group. Intoxicated or impaired drivers remain a huge risk. If you’re impaired, call a ride-sharing service or cab.

Always wear your seatbelt when you are in a moving vehicle. The National Highway Traffic Safety Administration reports that proper usage of this everyday safety measure saves nearly 15,000 lives a year. Yet millions of Americans still ride while unbuckled, the NHTSA confirmed.

DEFENSIVE DRIVING

Defensive driving can play a role in lowering these staggering statistics. Recommended practices include creating more distance between your vehicle and others, in particular when around aggressive or distracted drivers. Stay visible to those around you, eliminate personal distractions, scan as far down the road as possible, and try to stay out of blind spots. Sometimes, safe driving just comes down to our ability to remain calm and keep a positive attitude.

PROTECTING YOURSELF

Often the very best insurance is local insurance. Agents from your area will understand its unique challenges, and will help you create a coverage plan that’s best suited to address local laws and the conditions you’ll face. Discuss your family’s needs, and the price point that you’re hoping for. Local agents will also typically provide a more personal touch, something that becomes critically important if the worst happens.

If you’re a new driver or have recently moved, contact the state insurance department to find out more about locally licensed companies.

Don’t be afraid to shop around. Get a least three quotes before choosing a carrier. Insurance policies should also be regularly reviewed to make sure that elements like the deductible and maximum coverage amounts are still in line with your needs.

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