An Attorney Representing Two Of The Victims Demanded Shelter Settle For The Maximum Limit Of Dabbs' Policy, Which Was
The attorney placed a five-day time limit on the demand. Shelter said it needed more time to investigate. Specifically, a Shelter adjuster wanted access to the victims' medical records. Shelter nevertheless decided to accept the
Under Oklahoma Law, Which Applied To The Policy, Dabbs Needed To Show Some "Reckless Conduct" On Shelter's Part.
DiGuisti noted that Shelter "took immediate action after the accident" to contact the injured victims. The insurer also acted on the advice of counsel and attempted to settle. And when Dabbs was sued, Shelter retained counsel on her behalf. Under these circumstances, DiGuisti said this was not a case of bad faith.
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