Impact on Access, Quality, and Cost of Possible Proposed Changes to ACA Offered by American College of Physicians
"We now write to share our observations about how some of the policies reportedly being considered by the congressional leadership and authorizing committees may fall short in satisfying the criteria for improvement set out in those questions," said
ACP's letter acknowledged that there is not yet agreement among the Congressional leadership on actual legislation to amend the ACA, CHIP and
*
* Essential Health Benefits: Preserve current federal law requirements for coverage of Essential Health Benefits (EHB); repeal of such guarantees would return us to the pre-ACA days when insurers regularly excluded coverage for preventive services, doctor visits, hospital care, prescription drugs, maternity and contraceptive services, and mental and behavior health treatment including substance abuse treatment.
* Pre-existing conditions: Potential changes should not weaken the ACA's prohibition on insurers declining coverage or charging more for patients with pre-existing conditions. The letter noted that replacing this with a "continuous coverage" requirement would likely lead many of the 27 percent of Americans with pre-existing conditions having no access to affordable coverage in the individual insurance market if they lose their continuous coverage. Before the ACA, in all but five states, common conditions like diabetes, arthritis, asthma or a cancer diagnosis was considered "declinable" in the individual insurance market.
* Premium and cost-sharing subsidies: Ensure that the value of current law premium and cost-sharing subsidies are preserved; replacing existing income-based subsidies with age-based tax credits could make coverage unaffordable for many older and sicker and other vulnerable patients.
Today's letter concluded by saying that ACP "strongly believes in the 'first, do no harm' principle. We urge you [
[Category: Medical]
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