HRA Administrators, Clarity Benefit Solutions, Discusses Key Retiree Trends
Employees who are looking forward to their golden years to enjoy life to its fullest may need assistance regarding trends that may impact their emotional and financial well-being. The following are three retirement trends that should be on every soon-to-be retiree's radar.
HSAs as a retirement savings method. Many retirement-aged individuals have been using an HSA as a resource for retirement savings, since the funds grow tax-free. HSA funds can be applied to eligible expenses into retirement, and it does not interfere with
An uptick in proposed retirement regulations. Many members of
Increased desire for a lifetime income. Research shows that Americans report a wish for a lifetime income as the number one retirement need. It is important to educate future retirees about opportunities that can provide this benefit, even when the market is in a state of uncertainty. Fixed indexed annuities (FIAs) offer the opportunity to balance a portfolio with savings vehicles that meet all retirees' needs. Employers should offer employees financial planning seminars in addition to access to budgeting tools to help retirees map out their golden years. Plus, advances in medical technology have also extended life expectancy, which makes these opportunities even more important to take advantage of. Today's retirees are vital, active, and social!
About Clarity Benefit Solutions: Clarity Benefit Solutions HRA company provides technology that makes the health insurance plan selection process fast, easy, and straightforward. For over two decades, we have provided clients with industry-leading technology, compliance, and exceptional customer service. Our offering is designed to save time and lower the costs of managing benefits while also promoting employee self-service and automated ACA compliance.
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SOURCE Clarity Benefit Solutions
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