How to Qualify for Top Car Insurance Discounts

LOS ANGELES, Nov. 30, 2018 /PRNewswire-iReach/ -- Compare-autoinsurance.org (http://compare-autoinsurance.org/) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website offers car insurance info about different coverage types and money saving tips.

Drivers have access to a vast number of discounts. However, each company may impose different requirements. For example, a company may approve a driver for a good driver discount after 5 years of making no claims, while other companies may require only 3 years. When changing the insurance provider, it is important to obtain a list of discounts from the new company and analyze them. 

Drivers can qualify for the following discounts:

Driver history related discounts. These discounts reflect the driver's history, past traffic violations and driver education.

• Good driver discount. This is one of the most sought-after discounts since it can reduce the premiums by more than 30%. It is granted to drivers who haven't had any accidents or traffic violations during the past three/five years.
• Defensive driving discount.  Graduating an approved defensive driving course is rewarded by some insurance companies with a reduced rate.
• Driver training discount. Young drivers (under 21) who graduate an approved driver training course are eligible for a discount.
• Low mileage discount. Being less exposed to accidents should also reduce insurance rates. The maximum allowed mileage for this discounts is around 10.000 -12.000 miles per year. Some companies will ask to install a mileage tracker in order to grant this discount.

Groups and membership discounts. Affinity discounts are offered to those who have a certain profession, belong to certain clubs or groups.

• Professional and organization discounts. Members of certain groups, like AARP, or first responder members may qualify for a discount. Also, check with the employer and other organizations and groups the driver belongs to about affinity discounts. Verify the obtained info with the insurance provider.
• Military service. Active and retired military personnel benefit from car insurance discounts. Furthermore, the benefits may extend to their families. Companies like USAA will only insure military personnel and their relative.
• Mature driver discount.  Drivers aged 50 or more who passed a licensed mature safety driver test will become eligible for this discount.
• Student discounts. Students can get discounts for having good grades, leaving their car at home, or by signing a specially-designed contract.

Vehicle-based discounts. The car's model and features will enable the driver to apply for some discounts.

• Safety gear discount. Certain features and equipment will help drivers get better rates. Insurance companies offer discounts if the car is equipped with passive alarms, blind-spot monitors, lane departure warnings, day headlights and other features.
• Anti-theft devices discount. Theft prevention alarms and disabling systems will get the driver a discount.
• Eco-friendly model. Hybrid and electrical cars can get a discount for being eco-friendly.
• Multi-vehicle discounts. Providing coverage to several vehicles under the same contract is rewarded by insurers.

Policy-related discounts. The reflect the policyholder's coverage options.

• Multi-insurance discount. Bundling policies with the same carrier will help lower the costs. Insurance companies can offer homeowner's, life and health insurance besides auto.
• Loyalty discount. Keeping the same insurer for 3 or more years can get the driver a better rate. It is worth asking a rep about this discount.
• Newcomer discount. Some carriers will provide a discount for signing up for a new policy with them while the previous policy is still in effect with a different carrier.
•  Paying-in-full. Drivers who pay their entire insurance premium upfront instead of breaking it out in several installments will usually get a discount on the whole.
• Automatic payment. Many carriers will provide a small discount for letting the insurance payments be taken out of the policyholder's bank account automatically.

"Drivers can get access to numerous discounts. When you apply for a new coverage, make sure to get more info about the potential discount offered by the insurer", said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/

Media Contact: Russell Rabichev, Internet Marketing Company, 8183593898, [email protected]

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SOURCE Compare-autoinsurance.org