Health Care Ruling: How Does If Effect LTC?

KIRKLAND, Wash., July 18, 2012 (SEND2PRESS NEWSWIRE) -- When the Supreme Court upheld The Patient Protection and Affordable Care Act ("Obamacare"), uncertainty about health insurance abated. But what about long-term care insurance, which covers in-home, nursing-home, and assisted-living care - expensive services scarcely addressed by regular insurance or Medicare? That issue remains as head-scratching as ever, according to LTC Financial Partners, LLC (LTCFP), one of America's most experienced long-term care insurance agencies.

So, what to do? "The best bet -- for any individual, family, company, or group - is to talk with an LTCI specialist about their particular situation," says Denise Gott, LTCFP's National Sales Manager. She recommends asking five key questions:

1. "Based on our health history, what are the chances any of us will ever need long-term care?"

2. "In our financial situation, is Medicaid a viable care option?"

3. "What are the pros and cons of relying on savings, life insurance, or reverse mortgages to pay for care?"

4. "In our case, following the court's decision, how do federal and state laws affect tax breaks or other LTC-related benefits?"

5. "Given all the facts about us, is LTC insurance the best bet, and what does it cost?"

The following state-certified agents, all LTCI specialists, are available for questions by phone:

CA: Jim Valentine -- 408-792-0540

CA: Todd Stein -- 415-861-5088

CA: Sarah Fisher -- 510-230-4301

CA: Paula Taylor -- 510-763-5002

CA: Laura Weber -- 714-674-0190

CA: Jeffrey Flanzer -- 805-701-0085

CA: Sandra Stanley -- 888-316-8919

CA: Phyllis Solgere -- 909-627-5587

CA: Petra Petry -- 949-351-0347

CA: Michael Scoles -- 408-264-1759

CT: Leonard Wik -- 860-432-1870

CT: Steve Foss -- 860-539-0674

CT: Larry Golfin -- 860-677-4075

FL: Janet Washburn -- 239-404-7590

FL: George Braddock -- 305-378-8091

FL: Jerry Grubba -- 727-515-1910

FL: Strother Hammond -- 813-215-1524

FL: Mike Rou -- 904-276-9583

GA: Amy Pollock -- 404-237-1189

GA: Belen Hickman -- 404-245-2444

ID: Linda Hicks -- 208-331-2803

IL: <person>Bobbi Foster -- 630-513-0034

IL: Cheri Davis -- 773-531-0669

IL: Robin Frank -- 773-774-2600

IN: Kirk Bennett -- 260-969-1310

MI: Marybeth Bayer -- 734-222-9882

MI: Tom Varner -- 810-796-2405

MN: Jennifer Ragborg -- 952-898-2750

MO: Keith Eisberg -- 573-303-3007

MO: Wendy Rinehart -- 816-886-2358

NE: Larry Neuwirth -- 308-635-2023

NE: Larry Heinert -- 402-339-8643

NJ: Gary Melnikoff -- 201-265-1958

NJ: Richard Landau -- 201-476-0880

NJ: Michael B. FitzPatrick -- 973-968-3394

NY: Ronald Brie -- 212-799-3900

NY: Michael Robinson -- 516-612-4936

NY: Ray Donnelly -- 516-747-1809

NY: Gene Cutler -- 516-869-6767

NY: Jay Charno -- 516-935-4029

NY: Jennifer Lenihan -- 631-262-7167

NY: Susan Lenihan -- 631-262-7167

NY: Sheila White -- 631-893-4040

NY: Dana Dee -- 716-983-1316

NY: Virginia Lee Kintz -- 866-582-6074

NY: Steve Brefere -- 914-234-7767

OH: Pattianne Baran -- 216-409-0859

OH: John Cullen -- 419-797-9210

OH: Thomas Hodges -- 513-519-6010

OH: Brenda Gray -- 513-541-3968

OK: Samuel Walker -- 405-816-0868

OR: Diane Steeves -- 503-297-7677

PA: Anthony Camill -- 412-445-6171

PA: Ted Soslow -- 610 642 3332

PA: Cathy Allen -- 610-588-0852

PA: Kevin Bressler -- 610-783-6970

SC: Pamela Loesch -- 843-856-4141

TN: Mark Wardell -- 901-337-4146

TN: Teresa Will -- 931-619-1852

TX: Madeline Wade -- 214-295-8926

TX: Kat Roebuck -- 281-431-4033

TX: Kim Beckham -- 361-579-9663

TX: Kay Nettles -- 713-466-4614

TX: Bill Holland -- 817-283-7221

VA: Penny Gilbert -- 703-281-0914

VA: Patricia O'Neill -- 703-534-3255

VA: George Polizos -- 757-291-8505

VA: Michael Zuchowski -- 757-467-1354

VA: Joel James -- 757-478-5819

VA: Linda Sotirion -- 757-646-6820

VT: Tod Warner -- 802-985-4930

WA: Lucille Smith -- 206-877-3456

WA: Helen Boyer -- 425-557-5372

WA: Christine Khemis -- 888-582-5364

WI: Lynette Schiefer -- 920-434-4559

WV: Deborah Bailey -- 304-744-0111.

Callers may ask any specialist for information applying to states not listed above.

LTCFP (www.ltcfp.com/) is a proud supporter of the "3 in 4 Need More" campaign: www.3in4needmore.com/ .

- Photo Caption: LTCFP National Sales Manager Denise Gott.

News Source: LTC Financial Partners, LLC :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at the Send2Press for Journalists Portal: Send2PressNewswire.com .

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