Florida faces hectic hurricane season. Can science say who will get hit in coming months? - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Property and Casualty News
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Property and Casualty News RSS Get our newsletter
Order Prints
May 29, 2024 Property and Casualty News
Share
Share
Post
Email

Florida faces hectic hurricane season. Can science say who will get hit in coming months?

Miami Herald (FL)

The bottom line of every preseason hurricane forecast this spring has been sobering, even a little scary. Meteorologists and their computer models all agree that it’s going to be a super busy and perhaps record-breaking season — and that with so many expected storms, it’s very likely that somebody, somewhere is going to get smacked this year.

But exactly who and where?

That’s been a question many scientists have long considered impossible to answer months ahead of any storm forming.

But an increasing number of experts are starting to take a crack at it. This year, for instance both AccuWeather and Colorado State University included landfall chances in their advance forecasts for hurricane season 2024, which officially starts on Monday and runs through November.

Their odds will only add to Florida’s seasonal hurricane anxiety: CSU, for instance, predicts a near-lock that the state will be impacted somewhere by a tropical system and a roughly one-in-three chance that South Florida will see a hurricane. Accuweather predicts four to six direct hits somewhere along the United States coastline this season.

READ MORE: New preseason hurricane forecast is highest ever issued. Brace yourself, Florida

Meteorologists stress considerable uncertainty remains in such long-range forecasts but that they also reflect a sign of evolving science and constantly improving understanding of tropical weather systems.

“No matter how bananas the hurricane season, the odds of any one spot getting hit are low,” said Philip Klotzbach, a meteorologist and researcher who oversees the closely watched Colorado State University forecasts. “But when you have an environment as amped up as it is in 2024, the odds of it being a quiet season for everybody are extremely low.”

Looking to past to predict the future

There are lots of reasons why forecasting landfalls is much more daunting than seasonal numbers. The global forces that brew up storms, such as hot Atlantic Ocean and Gulf of Mexico temperatures, can be measured and tend to change slowly. But many of the forces that steer them can be regional and mercurial, such as weather fronts sweeping across the Southeast United States that can push storms back out to sea. That’s why the National Hurricane Center predicts storm tracks out only five days — and even those increasingly accurate plots can shift in the last days or hours before landfall. There are plenty of recent examples.

Two years ago, Hurricane Ian’s eye shifted about 80 miles south in the last day, barreling into Fort Myers Beach and becoming one of the deadliest storms in Florida history, killing 149 people. Two decades ago in 2004, Hurricane Charley had been forecast to swamp downtown Tampa but also jogged east on the last day, slamming into Port Charlotte some 100 miles south.

But much of the science around predicting landfalls a long way off isn’t about looking into the future but studying the past. It’s based in large part on something obvious to anyone who’s lived in South Florida awhile: this place has a history of hurricane hits.

Forecasters call it a “return interval” or “return period.” At its most simple, it’s a statistical average of how often hurricanes have hit any one place over the last 100-plus years or records. By the National Hurricane Center’s calculations, for example, South Florida has a return period, or a hurricane landfall, every six to seven years.

But forecasters also are building on to that basic data. AccuWeather, for instance, also compares the upcoming season to other meteorologically similar seasons to analyze which spots got hit more often. They also factor in the warmer sea surface temperatures we’ve seen in recent years, thanks to human-caused global warming, which are linked with more storm formations.

“We plotted storm landfalls of those years and we highlighted areas there’s clustering as areas that are most vulnerable,” said Alex DaSilva, lead hurricane forecaster for AccuWeather. “It’s not perfect, of course, but it does give you a good gauge.”

CSU’s forecast for this year gives Miami-Dade a 36% shot at seeing impacts from a hurricane, which is higher than the average 23% chance of impacts from a hurricane from 1880-2020. For all of Florida, CSU gives the state a 96% chance of seeing fallout from some type of storm this season.

But, like with the stock market, past performance is no guarantee of future results. And the landfall forecasts are pretty broad. Predicting a tropical system might impact Florida during any season is a pretty good bet. No forecaster can say exactly where or when storms will land in what promised to be the busy months ahead.

Longshot predictions

The quest for better forecasts isn’t new. For as long as science has sought to de-mystify the comings and goings of hurricanes, there’s always been a push to know sooner, sooner, sooner. Even a few days of advance warning buys time to put up shutters, evacuate people or position aid resources close by. Knowing when and where a hurricane could strike weeks or months in advance could save lives and billions of dollars. And it goes beyond public safety — insurers, investors, industries and multiple interests all want to know when and where storms may strike.

But historically every step forward in hurricane forecasting is a cautious one. Get it wrong, and there’s a chance people won’t listen to the next warning. And while short-term forecasting has gotten drastically better in the last 50 years, the further out the forecast, the less confident scientists are.

And despite the slow and careful creep of measured warnings and watches from official sources, plenty of people can still fall for disinformation or pranks from less official realms like social media.

Last summer, a viral TikTok posted in August convinced at least some people on the internet that “September 6 of this year, Florida and the Carolinas will be hit with a Category 6 hurricane.” Despite the fact that there’s no such thing as a Category 6 (the scale stops at five), and putting aside the original source for the claim was a joke account pretending to be a time traveler, the false information traveled far and wide.

Though more outlets are including landfall odds in preseason forecasts, many experts say not only is it impossible to accurately predict place and power in advance right now, it may never be possible.

“In terms of being able to say there’s going to be a storm Sept 1 impacting Florida, I don’t know if we’ll ever get there in our lifetime,” DaSilva said.

Moving the goalpost

Still, it doesn’t stop many people from asking, why not?

Mike Ventrice, senior quantitative meteorologist for DRW Holdings, a Boston-based investment firm, said traders at his firm often ask him what’s stopping forecasters from being able to predict storms months in advance.

The answer, he said, is part technological limitations, part knowledge gap and part atmospheric chaos.

Despite all the advancement in science, some aspects of the weather remain unpredictable— particularly far out. The National Hurricane Center recently extended its long-view tropical outlook from five days to seven, a cautious step in the direction of more long-shot predictions. But that week-out picture is mostly used to identify when and where storms are likely to form. Where they are likely to go — that closely watcjed cone of uncertainty — only goes five days out and has lots of wiggle room. Even at three days, the NHC forecast for landfall still has an error margin of just over 100 miles.

READ MORE: A colorful new hurricane cone of uncertainty is coming, Florida. Take a look

AccuWeather, a private company that produces similar weather forecasts, uses a seven-day cone. DaSilva said that one day, he could imagine the company expanding that to eight or nine days, although there are no plans for that yet,

“Once you get past 10 days, if you’re going that far out you’re basically pinpointing landfall,” he said.

Moving that goal post out even more, Ventrice said, would require a deeper understanding of what makes a hurricane tick. Computer models used to predict global weather patterns would also have to churn out their predictions faster. As it stands, it can take days, if not weeks, for the supercomputers to spit out data suggesting what the near-term future of the atmosphere might hold.

“Trying to model that out further is going to require high-resolution models we don’t have the computing power for today,” he said. “You don’t want to wait a month to get a forecast out three weeks down the road.”

The first step in getting to a point where meteorologists can confidently forecast in advance where and when a hurricane will strike is figuring out what kind of conditions the would-be storm will encounter close to shore. And that, he said, is still an open question that far out.

“As everyone knows here, we can’t tell if it’s going to be wet or dry in your area in 25 days,” Ventrice said.

Improving science, skills

And yet, there are encouraging signs that the science of far-out forecasts is improving.

The National Weather Service has a tool designed to pinpoint regions where a storm might form in two to three weeks, technology Klotzbach says has “not a lot of skill, but still cool.” And the hurricane center’s error rate for forecasting storm path and intensity has dropped precipitously in recent decades.

WeatherTiger, a Tallahassee-based weather analytics firm, even recently started offering landfall odds for Florida, updated daily, to paid subscribers.

“It’s challenging, but the amount we’re forecasting out is growing because we have better skill,” Klotzbach said. “Will there be progress? Sure.”

However, he said, there is likely a ceiling on how good forecasting can get. And that’s due to the chaos in the atmosphere. The Atlantic Ocean, in particular, is like a super highway of overlapping jet streams and weather patterns that interact in ways science is still trying to understand.

“There’s an inherent noise in the system,” Klotzbach said. “A wobble can make a difference between a $100 billion hurricane and a $10 billion hurricane.”

©2024 Miami Herald. Visit miamiherald.com. Distributed by Tribune Content Agency, LLC.

Older

Hospital tax expected to bring in $100M in new Medicaid funding passes Delaware Senate

Newer

Florida's insurance market "more stable" ahead of 2024 hurricane season

Advisor News

  • 6 in 10 Americans struggle with financial decisions
  • Trump bets his tax cuts will please Las Vegas voters on his swing West
  • Lifetime income is the missing link to global retirement security
  • Don’t let caregiving derail your clients’ retirement
  • The ‘magic number’ for retirement hits $1.45M
More Advisor News

Annuity News

  • Annuity industry grapples with consolidation, innovation and planning shifts
  • Human connection still key in the new annuity era
  • Lifetime income is the missing link to global retirement security
  • ‘All-weather’ annuity portfolios aim to sharply limit rainy days
  • Annuity income: The new 401(k) standard?
More Annuity News

Health/Employee Benefits News

  • Young cancer patients live the longest when they have this insurance: UTA study
  • Gyde Acquires Benavest to Expand AI-Powered Brokerage Platform and Accelerate Consumer Health Insurance Growth
  • Navigator cuts leave Americans with less help to find Obamacare plans
  • Health care deductibles could double, triple after School Board vote
  • Trump admin seeks health-care price transparency
More Health/Employee Benefits News

Life Insurance News

  • National Life Group Releases its 2025 Annual Report and Business Highlights
  • Is life insurance through an employer enough?
  • Best’s Market Segment Report: Australia’s Non-Life Insurance Segment Navigating Growth in a Volatile Landscape
  • AI and life insurance: Fast today, unpredictable tomorrow
  • Judge allows PHL policyholders to intervene, denies ‘premium holiday’
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Protectors Vegas Arrives Nov 9th - 11th
1,000+ attendees. 150+ speakers. Join the largest event in life & annuities this November.

A FIA Cap That Stays Locked
CapLock™ from Oceanview locks the cap at issue for 5 or 7 years. No resets. Just clarity.

Aim higher with Ascend annuities
Fixed, fixed-indexed, registered index-linked and advisory annuities to help you go above and beyond

Unlock the Future of Index-Linked Solutions
Join industry leaders shaping next-gen index strategies, distribution, and innovation.

Leveraging Underwriting Innovations
See how Pacific Life’s approach to life insurance underwriting can give you a competitive edge.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Press Releases

  • RFP #T01325
  • RFP #T01325
  • RFP #T01825
  • RFP #T01825
  • RFP #T01525
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet