FIVE KEY MOMENTS: HEARING ON BARRIERS TO WORK FOR PEOPLE WITH DISABILITIES - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Advertise
    • Contact
    • Editorial Staff
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Health/Employee Benefits News
Newswires RSS Get our newsletter
Order Prints
September 17, 2025 Newswires
Share
Share
Post
Email

FIVE KEY MOMENTS: HEARING ON BARRIERS TO WORK FOR PEOPLE WITH DISABILITIES

States News Service

The following information was released by the Committee on Ways and Means:

Current Supplemental Security Income (SSI) and Social Security Disability Insurance (DI) policies often discourage work for individuals receiving benefits. Witnesses at a joint hearing of the Ways and Means Social Security and Work and Welfare Subcommittees shared how they have seen needless complexity obstruct people with disabilities who want to work from getting a job.

Despite 60 percent of DI and SSI beneficiaries indicating they would like to work, less than one percent of DI beneficiaries have been able to leave the program for work. Studies show most beneficiaries are unaware of available pathways to employment, and when beneficiaries attempt to find work, they often must work with a third party to navigate the thicket of bureaucratic rules.

Complex Rules Block People with Disabilities from Work

A barrier to individuals with disabilities who want to work is the sheer complexity of federal rules surrounding the transition toward employment. Beneficiaries, like a witness from Kansas, have to work hand-in-glove with a third party to make sense of the maze of rules and regulations. Particularly for individuals without family, friend, or community support, the process may be even more challenging.

Witness: Without Work, "I Would Have Graduated to the Couch."

For individuals with disabilities, work has the potential to help them gain independence and a greater sense of purpose. Sean Tyree, a former recipient of DI and SSI benefits from Kansas who was born with a degenerative disease and now works as a research aide and disability advocate, testified about the transformative power of work in his life. In hisopening statement, he laid out the difficulty he faced in navigating overly complex federal programs in pursuit of work. He shared that his job provides his life with purpose and his experience offers encouragement to others with disabilities seeking employment.

Complexity Confuses and Discourages Social Security Insurance Beneficiaries

The process for SSI and SSDI beneficiaries to be connected to work is confusing, as illustrated by a chart displayed by Rep. Randy Feenstra(IA-04)duringthe hearing. Not only does the complexity of the official process discourage work, so does the spread of incorrect information. The formula for determining benefits is confusing enough that one of the witnesses, a third-party helping beneficiaries navigate the return-to-work process, has to rely on an Excel spreadsheet to calculate the expected benefits for her clients.

Benefit Cliff Discourages Return to Work. Clear Solutions Remain Elusive.

Both programs the hearing examined, DI and SSI, have benefit cliffs that discourage work. The confusing nature of the phase-outs for benefits discourages the building of greater financial security by beneficiaries and traps those looking to work in a web of complex rules. Authority to run pilot programs testing alternatives to the current benefit cliffs has expired and Committee Members discussed what new authority could look like to better serve beneficiaries.

Red Tape Hurts Job Opportunities for People with Disabilities

Complex rules, confusing structures, and incorrect information not only prevent individuals with disabilities from seeking work, but also hinders employers from hiring those same people. Similar to beneficiaries, businesses can be unsure of how to navigate the paperwork and rules for DI and SSI recipients, making it harder to offer jobs to individuals with disabilities.

More businesses are recognizing hiring individuals with disabilities is a smart business decision, not a charitable one.

Older

GALLEGO INTRODUCES BILL TO PROTECT FED INDEPENDENCE, PREVENT DUAL APPOINTMENTS

Newer

SUBURBAN CHICAGO MAN INDICTED ON FEDERAL HEALTHCARE FRAUD CHARGES

Advisor News

  • DOL proposes new independent contractor rule; industry is ‘encouraged’
  • Trump proposes retirement savings plan for Americans without one
  • Millennials seek trusted financial advice as they build and inherit wealth
  • NAIFA: Financial professionals are essential to the success of Trump Accounts
  • Changes, personalization impacting retirement plans for 2026
More Advisor News

Annuity News

  • F&G joins Voya’s annuity platform
  • Regulators ponder how to tamp down annuity illustrations as high as 27%
  • Annual annuity reviews: leverage them to keep clients engaged
  • Symetra Enhances Fixed Indexed Annuities, Introduces New Franklin Large Cap Value 15% ER Index
  • Ancient Financial Launches as a Strategic Asset Management and Reinsurance Holding Company, Announces Agreement to Acquire F&G Life Re Ltd.
More Annuity News

Health/Employee Benefits News

  • After enhanced Obamacare health insurance subsidies expire, the effects are starting to show
  • CommunityCare: Your Local Medicare Resource
  • AG warns Tennesseans about unlicensed insurance seller
  • GOVERNOR HOCHUL LAUNCHES PUBLIC AWARENESS CAMPAIGN TO EDUCATE NEW YORKERS ON ACCESS TO BEHAVIORAL HEALTH TREATMENT
  • Researchers from Pennsylvania State University (Penn State) College of Medicine and Milton S. Hershey Medical Center Detail Findings in Aortic Dissection [Health Insurance Payor Type as a Predictor of Clinical Presentation and Mortality in …]: Cardiovascular Diseases and Conditions – Aortic Dissection
More Health/Employee Benefits News

Life Insurance News

  • Baby on Board
  • Kyle Busch, PacLife reach confidential settlement, seek to dismiss lawsuit
  • AM Best Revises Outlooks to Positive for ICICI Lombard General Insurance Company Limited
  • TDCI, AG's Office warn consumers about life insurance policies from LifeX Research Corporation
  • Life insurance apps hit all-time high in January, double-digit growth for 40+
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Elevate Your Practice with Pacific Life
Taking your business to the next level is easier when you have experienced support.

Your Cap. Your Term. Locked.
Oceanview CapLock™. One locked cap. No annual re-declarations. Clear expectations from day one.

Ready to make your client presentations more engaging?
EnsightTM marketing stories, available with select Allianz Life Insurance Company of North America FIAs.

Press Releases

  • ICMG Announces 2026 Don Kampe Lifetime Achievement Award Recipient
  • RFP #T22521
  • Hexure Launches First Fully Digital NIGO Resubmission Workflow to Accelerate Time to Issue
  • RFP #T25221
  • LIDP Named Top Digital-First Insurance Solution 2026 by Insurance CIO Outlook
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Advertise
  • Contact
  • Editorial Staff
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet