Fact or Fiction? Breaking Down Gachagua's US Tour Claims On Bills, Education and Health
Source:
Fact or fiction? Breaking down Gachagua's US tour claims on bills, education and health
- Gachagua claimed the government owed long-suffering contractors and suppliers KSh900 billion (
US$6.93 billion ), but the latest government data places this at KSh684 billion - a still significant, if smaller, burden. - He was correct that former president
Mwai Kibaki launched free primary education. But the record also shows it was Kibaki, not successorUhuru Kenyatta as Gachagua claimed, who introduced free day secondary schooling. - His claim that health insurance reforms should have cost only KSh800 million is inaccurate as available data shows far higher expenses, including KSh700 million for system upgrades alone. But Gachagua was correct that Ruto's new social health insurance plan is projected to cost taxpayers at least KSh104 billion.
During his six-week US tour which ended on
The two fell out publicly, culminating in Gachagua's impeachment in
On the trip, Gachagua staged campaign-style events in cities including
In
We examined some of Gachagua's claims to see how they stack up against the facts.
Pending bills are government debts for completed work or goods. Though legally a first charge on the budget, their non-payment has long strained small businesses and remains a major headache for both national and county treasuries.
The payment delays have rippled through the economy, becoming a prominent talking point in the country. Facing a cash crunch, the Ruto administration is juggling supplier arrears with debt service.
Gachagua said that Ruto had "refused" to pay suppliers who had worked with the government for years, claiming that they owed "more than KSh900 billion".
But official data from the national treasury and the controller of budget says otherwise. In
The latest controller of budget data (to
Even adding county arrears of KSh172.5 billion gives a maximum of KSh684.25 billion. It is still a lot of money, but well below the "more than KSh900 billion" Gachagua claimed.
We rate his claim as exaggerated.
Gachagua next turned to
In
In his inaugural speech three days after winning the elections, Kibaki set free primary education as an "immediate goal". He delivered on the promise in
Under the new policy, the government abolished tuition fees and began channelling funds directly to schools, calculated on a per-pupil basis. The programme has faced hurdles but is credited with boosting enrolment.
Education experts, researchers and donor records all date the launch of the policy to 2003, under Kibaki. On this, Gachagua was correct.
Gachagua claimed that Kibaki's successor,
But it was Kibaki who pledged free secondary schooling during his 2007 re-election campaign, and launched the programme in 2008. Under this model, the state paid tuition, while parents covered other costs including uniforms, boarding and personal effects.
By the time Kenyatta became president in 2013, free day secondary education was already in place.
Kenyatta did not abolish the policy; instead his administration increased funding by 25%, raising per-student support to KSh12,870 in 2015 and later expanding allocations in 2017.
During his re-election campaign that year, Kenyatta promised to make day secondary schools "free" from 2018, but in practice the policy continued much as before.
On taking office, Ruto also kept the programme and in
But in 2025, finance minister John Mbadi said the government could only afford KSh16,900 per learner.
Gachagua's claim is misleading. Free day secondary education began under Kibaki. Kenyatta and later Ruto only adjusted the funding.
The transition rate measures the share of pupils completing primary school in one year who enroll in secondary school the next.
Kenyatta's second-term education strategy, released in 2019, set a policy goal of ensuring a full or "100% transition from primary to secondary education".
But by the time he left office in 2022, the transition rate had dropped from a high of 91% in 2020 to 78.6%, according to
The
Speaking in
He continued: "The people at NHIF had come up with a programme that needed KSh800 million to reform it and make it workable and compliant with the present times."
Gachagua has made this claim before, suggesting reforms would have cost only a fraction of what its replacement was expected to require.
But is his figure accurate?
A 2011 strategic review for the
This excluded major costs such as redundancy payouts (with 71% of administrative costs tied up in personnel), actuarial reviews, asset valuations and efforts to expand into the informal sector.
In 2015, the IFC reported that the
More recently, in the 2023/24 fiscal year, the NHIF itself budgeted KSh700 million for IT upgrades, a figure Gachagua has previously rounded up to KSh800 million.
No expert review has ever costed NHIF reforms at KSh800 million. Gachagua appears to have misstated the cost of a system upgrade, and then misrepresented it as the cost of full reforms.
The evidence from IFC reviews and donor funding so far shows the true bill would have run well above his figure.
"Kasongo" is one of the many nicknames Kenyans use for Ruto, seemingly drawn from the title of a Congolese song about loss and heartbreak.
Back in 2015, the
But in
SHA now administers the
On
He said that an "Integrated Health Information Technology System" was being procured at a contract worth KSh104.8 billion (
The tender was broken down into KSh34 billion in initial partner investment over two years, and KSh70.8 billion for support and maintenance over 10 years.
Gachagua is correct: Ruto's administration scrapped the NHIF in favour of SHA, and the transition carried a KSh104 billion price tag.



Gold Jumps as Powell Hints at September Rate Cut Possibility
Trump said he fired a Fed Gov. She said she's not stepping down. Who is Lisa Cook?
Advisor News
- The hidden flaw in insurance AI adoption for advisors and carriers
- Rising healthcare costs impact 401(k) accounts
- What advisors think about pooled employer plans, alternative investments
- AI, stablecoins and private market expansion may reshape financial services by 2030
- Cheers to summer, and planning for what comes next
More Advisor NewsAnnuity News
- MetLife Inc. (NYSE: MET) Climbs to New 52-Week High
- The Standard and Pacific Guardian Life Announce Entry into Agreement to Transition Individual Annuities Business
- AuguStar Retirement launches StarStream Variable Annuity
- Prismic Life Announces Completion of Oversubscribed Capital Raise
- Guaranteed income streams help preserve assets later in retirement
More Annuity NewsHealth/Employee Benefits News
- Reduced health insurance payments for hospital births had a bigger impact on sterilization rates than correcting an injustice
- Here’s how one Bay Area healthcare CEO is navigating “challenging” times
- Hospitals sue CVS Health over 304B drug pricing program
- Brokers face a new reality in voluntary benefits
- GUZMAN EFFORT TO EXPAND MAMMOGRAM ACCESS TO ALL AGES PASSES SENATE
More Health/Employee Benefits NewsLife Insurance News
- Shocking death of Kyle Busch renews debate over IUL plan
- WoodmenLife launches final expense life insurance offering
- The Standard and Pacific Guardian Life Announce Entry into Agreement to Transition Individual Annuities Business
- Symetra Wins 2026 Shorty Award for ‘Plan Well, Play Well’ Social Media Campaign with Sue Bird
- Rehabilitator: PHL Variable liquidation payouts could exceed guaranty caps
More Life Insurance News