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March 10, 2025 Reinsurance

Essent Guaranty Q4 2024

U.S. Markets via PUBT

*13634202420100100*

PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION

ANNUAL STATEMENT

FOR THE YEAR ENDED DECEMBER 31, 2024

OF THE CONDITION AND AFFAIRS OF THE

ESSENT GUARANTY, INC.

NAIC Group Code

4694

NAIC Company Code

13634

Employer's ID Number

26-3728115

(Current)

(Prior)

Organized under the Laws of

Pennsylvania

, State of Domicile or Port of Entry

Country of Domicile

United States of America

Incorporated/Organized

11/14/2008

Commenced Business

07/09/2009

Statutory Home Office

Two Radnor Corporate Center - 100 Matsonford Rd., 3rd Floor ,

Radnor, PA, US 19087

(Street and Number)

(City or Town, State, Country and Zip Code)

Main Administrative Office

Two Radnor Corporate Center - 100 Matsonford Rd., 3rd Floor

(Street and Number)

Radnor, PA, US 19087

877-673-8190

(City or Town, State, Country and Zip Code)

(Area Code) (Telephone Number)

Mail Address

Two Radnor Corporate Center - 100 Matsonford Rd., 3rd Floor

Radnor, PA, US 19087

(Street and Number or P.O. Box)

(City or Town, State, Country and Zip Code)

Primary Location of Books and Records

Two Radnor Corporate Center - 100 Matsonford Rd., 3rd Floor

(Street and Number)

Radnor, PA, US 19087

877-673-8190

(City or Town, State, Country and Zip Code)

(Area Code) (Telephone Number)

Internet Website Address

www.essent.us

Statutory Statement Contact

Christopher

Rhoads

610-225-1849

(Name)

(Area Code) (Telephone Number)

[email protected]

610-386-2396

(E-mail Address)

(FAX Number)

OFFICERS

CEO	Mark Anthony Casale	SVP/CLO/Secretary	Mary Lourdes Gibbons
President	Christopher Gerard Curran	SVP/CFO	David Bruce Weinstock

OTHER

Joseph James Manion Jr., VP/Treasurer

DIRECTORS OR TRUSTEES

		Mark Anthony Casale		Christopher Gerard Curran	Robert Emil Glanville
		Angela Louise Heise		Roy James Kasmar	Anu Karna
		Douglas John Pauls
State of	Pennsylvania		SS
County of	Delaware

The officers of this reporting entity being duly sworn, each depose and say that they are the described officers of said reporting entity, and that on the reporting period stated above, all of the herein described assets were the absolute property of the said reporting entity, free and clear from any liens or claims thereon, except as herein stated, and that this statement, together with related exhibits, schedules and explanations therein contained, annexed or referred to, is a full and true statement of all the assets and liabilities and of the condition and affairs of the said reporting entity as of the reporting period stated above, and of its income and deductions therefrom for the period ended, and have been completed in accordance with the NAIC Annual Statement Instructions and Accounting Practices and Procedures manual except to the extent that: (1) state law may differ; or, (2) that state rules or regulations require differences in reporting not related to accounting practices and procedures, according to the best of their information, knowledge and belief, respectively. Furthermore, the scope of this attestation by the described officers also includes the related corresponding electronic filing with the NAIC, when required, that is an exact copy (except for formatting differences due to electronic filing) of the enclosed statement. The electronic filing may be requested by various regulators in lieu of or in addition to the enclosed statement.

Christopher Gerard Curran		Mary Lourdes Gibbons	David Bruce Weinstock
	President		SVP/CLO/Secretary		SVP/CFO
					a. Is this an original filing?	Yes [ X ] No [ ]
Subscribed and swoto before me this			b. If no,
18th	day of		February 2025		1.	State the amendment number
				2.	Date filed
				3.	Number of pages attached
Lois A. Chapla
Notary Public
06/11/2027

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

ASSETS

			Current Year		Prior Year
		1	2	3	4
				Net Admitted Assets	Net Admitted
		Assets	Nonadmitted Assets	(Cols. 1 - 2)	Assets
1.	Bonds (Schedule D)	............ 3,499,942,563	...................................	............ 3,499,942,563	............ 3,078,220,900
2.	Stocks (Schedule D):
	2.1 Preferred stocks	...................................	...................................	0	0
	2.2 Common stocks	828,345	198,345	630,000	565,500

3. Mortgage loans on real estate (Schedule B):

	3.1 First liens	..................................................................................................			...................................	...................................	0	0
	3.2 Other than first liens			...................................	...................................	0	0
4.	Real estate (Schedule A):
	4.1 Properties occupied by the company (less $
	encumbrances)			...................................	...................................	0	0
	4.2 Properties held for the production of income (less
	$	encumbrances)		...................................	...................................	.................................0	.................................0
	4.3 Properties held for sale (less $

	.......................................................................................encumbrances)			...................................	...................................	.................................0	.......................727,478
	................	105,687,268
5.	Cash ($	, Schedule E - Part 1), cash equivalents
	($	104,703,091 , Schedule E - Part 2) and short-term
	investments ($	0 , Schedule DA)		210,390,359	...................................	210,390,359	302,586,882
6.	Contract loans (including $ ................................... premium notes)		...................................	...................................	0	0
7.	Derivatives (Schedule DB)			...................................	...................................	0	0
8.	Other invested assets (Schedule BA)		165,845,282	0	165,845,282	150,784,589
9.	Receivable for securities			25,308	...................................	25,308	328,304
10.	Securities lending reinvested collateral assets (Schedule DL)		...................................	...................................	0	0
11.	Aggregate write-ins for invested assets		0	0	0	0
12.	Subtotals, cash and invested assets (Lines 1 to 11)		3,877,031,857	198,345	3,876,833,512	3,533,213,653
13.	Title plants less $ ................................... charged off (for Title insurers
	only)				...................................	...................................	.................................0	.................................0
14.	.............................................................Investment income due and accrued		................. 27,685,449	...................................	................. 27,685,449	................. 24,207,209
15.	Premiums and considerations:
	15.1 Uncollected premiums and agents' balances in the course of collection		44,103,566	...................................	44,103,566	45,338,043
	15.2 Deferred premiums, agents' balances and installments booked but
	...................................deferred and not yet due (including $
	............................................................earned but unbilled premiums)		...................................	...................................	.................................0	.................................0
	15.3 Accrued retrospective premiums ($	) and
	contracts subject to redetermination ($	)
		...................................	...................................	.................................0	0
16.	Reinsurance:
	....................................................16.1 Amounts recoverable from reinsurers		...................................	...................................	.................................0	.................................0
	..........................16.2 Funds held by or deposited with reinsured companies		...................................	...................................	.................................0	.................................0
	........................16.3 Other amounts receivable under reinsurance contracts		...................................	...................................	0	0
17.	Amounts receivable relating to uninsured plans		...................................	...................................	0	0
18.1	Current federal and foreign income tax recoverable and interest thereon ....		10,142,071	...................................	10,142,071	1,494,904
18.2	...................................................................................Net deferred tax asset			................. 96,103,548	................. 67,924,432	................. 28,179,116	................. 27,615,966
19.	......................................................Guaranty funds receivable or on deposit		...................................	...................................	.................................0	.................................0
20.	Electronic data processing equipment and software		5,842,522	5,371,973	470,549	755,148

21. Furniture and equipment, including health care delivery assets

	($	)	434,930	434,930	0	0
22.	.........Net adjustment in assets and liabilities due to foreign exchange rates	...................................	...................................	.................................0	.................................0
23.	.....................................Receivables from parent, subsidiaries and affiliates	...................... 359,588	...................................	...................... 359,588	................... 3,159,987
24.	Health care ($	) and other amounts receivable	...................................	...................................	.................................0	.................................0
25.	Aggregate write-ins for other-than-invested assets	................. 11,980,682	................. 11,455,682	...................... 525,000	...................1,464,845
26.	Total assets excluding Separate Accounts, Segregated Accounts and
	Protected Cell Accounts (Lines 12 to 25)	............ 4,073,684,213	................. 85,385,362	............ 3,988,298,851	............ 3,637,249,755
27.	From Separate Accounts, Segregated Accounts and Protected Cell
	Accounts	...................................	...................................	0	0
28.	Total (Lines 26 and 27)		4,073,684,213	85,385,362	3,988,298,851	3,637,249,755
	DETAILS OF WRITE-INS

1101	....................................	....................................	....................................	....................................
1102	....................................	....................................	....................................	....................................
1103	....................................	....................................	....................................	....................................
1198.	Summary of remaining write-ins for Line 11 from overflow page	0	0	0	0
1199.	Totals (Lines 1101 through 1103 plus 1198)(Line 11 above)	0	0	0	0
2501.	Prepaid expenses	11,444,758	11,444,758	0	0
2502.	Accounts receivable	...................... 525,000	...................................	...................... 525,000	...................1,464,845
2503.	Receivable from employee	........................ 10,924	........................ 10,924	.................................0	.................................0
2598.	Summary of remaining write-ins for Line 25 from overflow page	.................................0	.................................0	.................................0	.................................0
2599.	Totals (Lines 2501 through 2503 plus 2598)(Line 25 above)	11,980,682	11,455,682	525,000	1,464,845

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

LIABILITIES, SURPLUS AND OTHER FUNDS

				1	2
				Current Year	Prior Year
1.	Losses (Part 2A, Line 35, Column 8)	........................................................................................................................................	................172,841,523	................145,714,817
2.	Reinsurance payable on paid losses and loss adjustment expenses (Schedule F, Part 1, Column 6)	.................................0	.................................0
3.	.........................................................................................................Loss adjustment expenses (Part 2A, Line 35, Column 9)	................... 1,631,867	...................1,458,606
4.	.............................................................................Commissions payable, contingent commissions and other similar charges	...................................	...................................
5.	...............................................................................................................Other expenses (excluding taxes, licenses and fees)	................. 32,725,820	................. 34,756,033
6.	...................................................................................Taxes, licenses and fees (excluding federal and foreign income taxes)	................... 4,647,181	................... 3,548,659
7.1	...................................Current federal and foreign income taxes (including $	on realized capital gains (losses))	...................................	...................................
7.2	Net deferred tax liability		...................................	...................................
8.	Borrowed money $	and interest thereon $	..........................................	...................................	...................................

9. Unearned premiums (Part 1A, Line 38, Column 5) (after deducting unearned premiums for ceded reinsurance of

	$	32,222,889	and including warranty reserves of $	and accrued accident and
	.................................	0 for
	health experience rating refunds including $		medical loss ratio rebate per the Public Health
	Service Act)						................. 71,310,100	................. 94,809,520
10.	.....................................................................................................................................................................Advance premium					...................................	...................................
11.	Dividends declared and unpaid:
	......................................................................................................................................................................11.1 Stockholders					...................................	...................................
	.....................................................................................................................................................................11.2 Policyholders					...................................	...................................
12.	........................................................................................Ceded reinsurance premiums payable (net of ceding commissions)		................. 97,819,150	................. 82,869,918
13.	Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 20)	.............................................................	.................................0	.................................0
14.	Amounts withheld or retained by company for account of others	..............................................................................................		...................................	...................................
15.	Remittances and items not allocated				...................................	...................... 160,615
16.	.................................Provision for reinsurance (including $	0	.........................certified) (Schedule F, Part 3, Column 78)	.................................0	.................................0
17.	...................................................................................Net adjustments in assets and liabilities due to foreign exchange rates		...................................	...................................
18.	.....................................................................................................................................................................Drafts outstanding					...................................	...................................
19.	............................................................................................................................Payable to parent, subsidiaries and affiliates				................... 3,240,570	................... 4,025,857
20.	Derivatives						.................................0	.................................0
21.	................................................................................................................................................................Payable for securities					................... 9,702,127	........................ 88,691
22.	....................................................................................................................................................Payable for securities lending				...................................	...................................
23.	......................................................................................................................Liability for amounts held under uninsured plans				...................................	...................................
24.	Capital notes $	...................................	and interest thereon $		.................................................	...................................	...................................

25.	Aggregate write-ins for liabilities				2,492,487,255	2,265,712,737
26.	Total liabilities excluding protected cell liabilities (Lines 1 through 25)		............ 2,886,405,593	............ 2,633,145,453
27.	Protected cell liabilities
28.	Total liabilities (Lines 26 and 27)				............ 2,886,405,593	............ 2,633,145,453
29.	............................................................................................................................Aggregate write-ins for special surplus funds				.................................0	.................................0
30.	...............................................................................................................................................................Common capital stock					...................2,500,000	...................2,500,000
31.	...............................................................................................................................................................Preferred capital stock					...................................	...................................
32.	..........................................................................................................Aggregate write-ins for other-than-special surplus funds				.................................0	.................................0
33.	Surplus notes						.................................0	...................................
34.	.......................................................................................................................................Gross paid in and contributed surplus				................702,810,000	................702,810,000
35.	.......................................................................................................................................................Unassigned funds (surplus)					................396,583,258	................298,794,302
36.	Less treasury stock, at cost:
	36.1	shares common (value included in Line 30	$	)	...................................	...................................
	36.2	shares preferred (value included in Line 31	$	)	...................................	...................................
37.	Surplus as regards policyholders (Lines 29 to 35, less 36) (Page 4, Line 39)	1,101,893,258	1,004,104,302
38.	TOTALS (Page 2, Line 28, Col. 3)					3,988,298,851	3,637,249,755
	DETAILS OF WRITE-INS
2501.	Contingency reserve					2,492,487,255	............ 2,265,712,737
2502		....................................
2503		....................................
2598.	Summary of remaining write-ins for Line 25 from overflow page	..............................................................................................		.................................0	.................................0
2599.	Totals (Lines 2501 through 2503 plus 2598)(Line 25 above)					2,492,487,255	2,265,712,737
2901		....................................
2902		....................................
2903		....................................
2998.	Summary of remaining write-ins for Line 29 from overflow page	..............................................................................................		.................................0	.................................0
2999.	Totals (Lines 2901 through 2903 plus 2998)(Line 29 above)					0	0
3201.	......................................................................................................................................................................................................................................		....................................

3202
3203		....................................
3298.	Summary of remaining write-ins for Line 32 from overflow page	.................................0	.................................0
3299.	Totals (Lines 3201 through 3203 plus 3298)(Line 32 above)	0	0

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

STATEMENT OF INCOME

			1	2
			Current Year	Prior Year
	UNDERWRITING INCOME
1.	Premiums earned (Part 1, Line 35, Column 4)	567,202,368	547,162,450
	DEDUCTIONS:
2.	Losses incurred (Part 2, Line 35, Column 7)	................. 41,605,368	................. 11,809,505
3.	Loss adjustment expenses incurred (Part 3, Line 25, Column 1)	.......................385,736	.......................337,896
4.	Other underwriting expenses incurred (Part 3, Line 25, Column 2)
81,884,536	85,514,701
5.	Aggregate write-ins for underwriting deductions	.................................0	.................................0
6.	Total underwriting deductions (Lines 2 through 5)	123,875,640	97,662,102
7.	Net income of protected cells	...................................	...................................
8.	Net underwriting gain (loss) (Line 1 minus Line 6 plus Line 7)
................443,326,728	................449,500,348
	INVESTMENT INCOME
9.	............................................................................Net investment income earned (Exhibit of Net Investment Income, Line 17)	................126,568,171	................113,601,884
10.	Net realized capital gains (losses) less capital gains tax of $	(418,411) (Exhibit of Capital
	Gains (Losses) )	(1,574,023)	(4,753,372)
11.	Net investment gain (loss) (Lines 9 + 10)	124,994,148	108,848,512
	OTHER INCOME

12. Net gain (loss) from agents' or premium balances charged off (amount recovered

	$	amount charged off $	)	.................................0	.................................0
13.	Finance and service charges not included in premiums	...................................	...................................
14.	Aggregate write-ins for miscellaneous income	6,575,000	4,950,000
15.	..................................................................................................................................Total other income (Lines 12 through 14)	6,575,000	4,950,000
16.	Net income before dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes
	(Lines 8 + 11 + 15)		................574,895,876	................563,298,860

Dividends to policyholders .........................................................................................................................................................
Net income, after dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes

	(Line 16 minus Line 17)	574,895,876	563,298,860
19.	Federal and foreign income taxes incurred		79,380,208	132,033,115
20.	Net income (Line 18 minus Line 19)(to Line 22)	431,265,745
	CAPITAL AND SURPLUS ACCOUNT
21.	Surplus as regards policyholders, December 31 prior year (Page 4, Line 39, Column 2)	1,004,104,302	............ 1,020,034,410
22.	Net income (from Line 20)	495,515,668	431,265,745
23.	Net transfers (to) from Protected Cell accounts	...................................	...................................
24.	Change in net unrealized capital gains or (losses) less capital gains tax of $	..............................	................. (2,403,520)	................. (4,698,309)
25.	Change in net unrealized foreign exchange capital gain (loss)	...................................	...................................
26.	Change in net deferred income tax	................... 2,778,741	................. 52,060,820
27.	Change in nonadmitted assets (Exhibit of Nonadmitted Assets, Line 28, Col. 3)
(1,840,777)	17,407,609
28.	Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1)	.................................0	.................................0
29.	Change in surplus notes	...................................	...................................
30.	Surplus (contributed to) withdrawn from protected cells	...................................	...................................
31.	Cumulative effect of changes in accounting principles	...................................	...................................
32.	Capital changes:
	32.1 Paid in	...................................	...................................
	32.2 Transferred from surplus (Stock Dividend)	...................................	...................................
	32.3 Transferred to surplus	...................................	...................................
33.	Surplus adjustments:
	33.1 Paid in
	0	0
	33.2 Transferred to capital (Stock Dividend)	...................................	...................................
	33.3 Transferred from capital	...................................	...................................
34.	Net remittances from or (to) Home Office	...................................	...................................
35.	Dividends to stockholders	..............(169,486,638)	..............(294,992,948)
36.	Change in treasury stock (Page 3, Lines 36.1 and 36.2, Column 2 minus Column 1)	.................................0	.................................0
37.	Aggregate write-ins for gains and losses in surplus	(226,774,518)	(216,973,025)
38.	Change in surplus as regards policyholders for the year (Lines 22 through 37)	97,788,956	(15,930,108)
39.	Surplus as regards policyholders, December 31 current year (Line 21 plus Line 38) (Page 3, Line 37)		1,101,893,258	1,004,104,302
	DETAILS OF WRITE-INS

0501
0502		....................................
0503		....................................
0598.	Summary of remaining write-ins for Line 5 from overflow page	.................................0	.................................0
0599.	Totals (Lines 0501 through 0503 plus 0598)(Line 5 above)	0	0
1401.	Service fee income	6,575,000	4,950,000
1402		....................................
1403		....................................
1498.	Summary of remaining write-ins for Line 14 from overflow page	.................................0	.................................0
1499.	Totals (Lines 1401 through 1403 plus 1498)(Line 14 above)	6,575,000	4,950,000
3701.	Increase in contingency reserves	(184,301,729)	(216,973,025)
3702.	Contingency reserve assumed from commutation of EPA	(42,472,789)	...................................
3703		....................................
3798.	Summary of remaining write-ins for Line 37 from overflow page	.................................0	.................................0
3799.	Totals (Lines 3701 through 3703 plus 3798)(Line 37 above)	(226,774,518)	(216,973,025)

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

CASH FLOW

Cash from Operations

Current Year

Prior Year

1.	Premiums collected net of reinsurance	................559,886,657	................537,889,304
2.	Net investment income	................125,335,756	............... 115,925,018
3.	Miscellaneous income	6,475,000	4,950,000
4.	Total (Lines 1 through 3)	691,697,413	658,764,322
5.	Benefit and loss related payments	................. 14,478,662	................... 7,403,522
6.	.......................................................Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts	.................................0	.................................0
7.	Commissions, expenses paid and aggregate write-ins for deductions	................. 79,629,197	................. 84,580,149
8.	Dividends paid to policyholders	.................................0	.................................0
9.	Federal and foreign income taxes paid (recovered) net of $	tax on capital gains (losses)	87,608,964	132,788,748
10.	Total (Lines 5 through 9)	181,716,823	224,772,419
11.	Net cash from operations (Line 4 minus Line 10)	509,980,590	433,991,903

Cash from Investments

12. Proceeds from investments sold, matured or repaid:

	12.1	Bonds	296,924,913	539,189,093
	12.2	Stocks	0	75,000
	12.3	Mortgage loans	0	0
	12.4	Real estate	1,145,304	0
	12.5	Other invested assets	17,450,905	9,695,583
	12.6	Net gains or (losses) on cash, cash equivalents and short-term investments	0	..........................8,863
	12.7	Miscellaneous proceeds	9,916,432	0
	12.8 Total investment proceeds (Lines 12.1 to 12.7)	................325,437,554	................548,968,539
13.	Cost of investments acquired (long-term only):
	13.1	Bonds	................795,860,250	............... 599,251,590
	13.2	Stocks	........................ 64,500	.................................0
	13.3	Mortgage loans	.................................0	.................................0
	13.4	Real estate	...................... 417,826	.......................727,478
	13.5	Other invested assets	................. 25,340,636	................. 12,584,537
	13.6	Miscellaneous applications	0	1,805,164
	13.7	Total investments acquired (Lines 13.1 to 13.6)	821,683,212	614,368,769
14.	Net increase/(decrease) in contract loans and premium notes	0	0
15.	Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14)	(496,245,658)	(65,400,231)
		Cash from Financing and Miscellaneous Sources

16.	Cash provided (applied):
	16.1	Surplus notes, capital notes	.................................0	.................................0
	16.2 Capital and paid in surplus, less treasury stock	.................................0	.................................0
	.................................................................................................................................................................16.3 Borrowed funds	.................................0	.................................0
	..............................................................................16.4 Net deposits on deposit-type contracts and other insurance liabilities	.................................0	.................................0
	.................................................................................................................................................16.5 Dividends to stockholders	................107,500,000	................251,785,000
	...........................................................................................................................................16.6 Other cash provided (applied)	1,568,545	63,601,214
17.	Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6)	(105,931,455)	(188,183,786)
		RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS
18.	Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17)	(92,196,523)	180,407,886

19. Cash, cash equivalents and short-term investments:

19.1 Beginning of year	................302,586,882	................122,178,996
19.2 End of period (Line 18 plus Line 19.1)		210,390,359	302,586,882

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0001. Dividend of bonds to Parent	................. 61,986,638	................. 43,207,948

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

UNDERWRITING AND INVESTMENT EXHIBIT

PART 1 - PREMIUMS EARNED

		1		2	3	4
				Unearned Premiums	Unearned Premiums
		Net Premiums		Dec. 31 Prior Year -	Dec. 31 Current	Premiums Earned
		Written per		per Col. 3,	Year - per Col. 5	During Year
	Line of Business	Column 6, Part 1B		Last Year's Part 1	Part 1A	(Cols. 1 + 2 - 3)
1.	Fire	.................................	0	...................................	0	0
2.1	Allied lines	.................................	0	...................................	.................................0	.................................0
2.2	Multiple peril crop	.................................	0	...................................	.................................0	.................................0
2.3	Federal flood	.................................	0	...................................	.................................0	.................................0
2.4	Private crop	.................................	0	...................................	.................................0	.................................0
2.5	Private flood	.................................	0	...................................	.................................0	.................................0
3.	Farmowners multiple peril	.................................	0	...................................	.................................0	.................................0
4.	Homeowners multiple peril	.................................	0	...................................	0	0
5.1	Commercial multiple peril (non-liability portion)	.................................	0	...................................	0	0
5.2	Commercial multiple peril (liability portion)	.................................	0	...................................	.................................0	.................................0
6.	Mortgage guaranty	................543,702,948	................. 94,809,520	................. 71,310,100	................567,202,368
8.	Ocean marine	.................................	0	...................................	.................................0	.................................0
9.1	Inland marine	.................................	0	...................................	.................................0	.................................0
9.2	Pet insurance plans	.................................	0	...................................	.................................0	.................................0
10.	Financial guaranty	.................................	0	...................................	.................................0	.................................0
11.1	Medical professional liability - occurrence	.................................	0	...................................	.................................0	.................................0
11.2	Medical professional liability - claims-made	.................................	0	...................................	.................................0	.................................0
12.	Earthquake	.................................	0	...................................	0	0
13.1	Comprehensive (hospital and medical) individual	.................................	0	...................................	.................................0	.................................0
13.2	Comprehensive (hospital and medical) group	.................................	0	...................................	.................................0	.................................0
14.	Credit accident and health (group and individual)	.................................	0	...................................	.................................0	.................................0
15.1	Vision only	.................................	0	...................................	.................................0	.................................0
15.2	Dental only	.................................	0	...................................	0	0
15.3	Disability income	.................................	0	...................................	.................................0	.................................0
15.4	Medicare supplement	.................................	0	...................................	.................................0	.................................0
15.5	Medicaid Title XIX	.................................	0	...................................	.................................0	.................................0
15.6	Medicare Title XVIII	.................................	0	...................................	.................................0	.................................0
15.7	Long-term care	.................................	0	...................................	0	0
15.8	Federal employees health benefits plan	.................................	0	...................................	.................................0	.................................0
15.9	Other health	.................................	0	...................................	.................................0	.................................0
16.	Workers' compensation	.................................	0	...................................	.................................0	.................................0
17.1	Other liability - occurrence	.................................	0	...................................	.................................0	.................................0
17.2	Other liability - claims-made	.................................	0	...................................	0	0
17.3	Excess workers' compensation	.................................	0	...................................	.................................0	.................................0
18.1	Products liability - occurrence	.................................	0	...................................	.................................0	.................................0
18.2	Products liability - claims-made	.................................	0	...................................	.................................0	.................................0
19.1	Private passenger auto no-fault (personal injury protection)	.................................	0	...................................	.................................0	.................................0
19.2	Other private passenger auto liability	.................................	0	...................................	0	0
19.3	Commercial auto no-fault (personal injury protection)	.................................	0	...................................	.................................0	.................................0
19.4	Other commercial auto liability	.................................	0	...................................	.................................0	.................................0
21.1	Private passenger auto physical damage	.................................	0	...................................	.................................0	.................................0
21.2	Commercial auto physical damage	.................................	0	...................................	.................................0	.................................0
22.	Aircraft (all perils)	.................................	0	...................................	0	0
23.	Fidelity	.................................	0	...................................	.................................0	.................................0
24.	Surety	.................................	0	...................................	.................................0	.................................0
26.	Burglary and theft	.................................	0	...................................	.................................0	.................................0
27.	Boiler and machinery	.................................	0	...................................	.................................0	.................................0
28.	Credit	.................................	0	...................................	0	0
29.	International	.................................	0	...................................	.................................0	.................................0
30.	Warranty	.................................	0	...................................	.................................0	.................................0
31.	Reinsurance - nonproportional assumed property	.................................	0	...................................	.................................0	.................................0
32.	Reinsurance - nonproportional assumed liability	.................................	0	...................................	.................................0	.................................0
33.	Reinsurance - nonproportional assumed financial lines	.................................	0	...................................	.................................0	.................................0
34.	Aggregate write-ins for other lines of business		0	0	0	0
35.	TOTALS	543,702,948	94,809,520	71,310,100	567,202,368
	DETAILS OF WRITE-INS
3401	....................................	....................................	....................................	....................................
3402	....................................	....................................	....................................	....................................

3403
3498.	Summary of remaining write-ins for Line 34 from overflow page	0	.................................0	.................................0	.................................0
3499.	Totals (Lines 3401 through 3403 plus 3498)(Line 34 above)	0	0	0	0

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

UNDERWRITING AND INVESTMENT EXHIBIT

PART 1A - RECAPITULATION OF ALL PREMIUMS

		1	2	3	4	5
					Reserve for Rate
		Amount Unearned	Amount Unearned		Credits and
		(Running One Year	(Running More Than		Retrospective	Total Reserve for
		or Less from Date	One Year from	Earned But Unbilled	Adjustments Based	Unearned Premiums
	Line of Business	of Policy) (a)	Date of Policy) (a)	Premium	on Experience	Cols. 1 + 2 + 3 + 4
1.	Fire	...................................	...................................	...................................	...................................	0
2.1	Allied lines	...................................	...................................	...................................	...................................	.................................0
2.2	Multiple peril crop	...................................	...................................	...................................	...................................	0
2.3	Federal flood	...................................	...................................	...................................	...................................	.................................0
2.4	Private crop	...................................	...................................	...................................	...................................	.................................0
2.5	Private flood	...................................	...................................	...................................	...................................	.................................0
3.	Farmowners multiple peril	...................................	...................................	...................................	...................................	.................................0
4.	Homeowners multiple peril	...................................	...................................	...................................	...................................	0
5.1	Commercial multiple peril (non-liability portion)	...................................	...................................	...................................	...................................	.................................0
5.2	Commercial multiple peril (liability portion)	...................................	...................................	...................................	...................................	.................................0
6.	Mortgage guaranty	...................1,290,061	................. 70,020,039	...................................	...................................	................. 71,310,100
8.	Ocean marine	...................................	...................................	...................................	...................................	.................................0
9.1	Inland marine	...................................	...................................	...................................	...................................	0
9.2	Pet insurance plans	...................................	...................................	...................................	...................................	.................................0
10.	Financial guaranty	...................................	...................................	...................................	...................................	.................................0
11.1	Medical professional liability - occurrence	...................................	...................................	...................................	...................................	.................................0
11.2	Medical professional liability - claims-made	...................................	...................................	...................................	...................................	.................................0
12.	Earthquake	...................................	...................................	...................................	...................................	0
13.1	Comprehensive (hospital and medical) individual ...	...................................	...................................	...................................	...................................	.................................0
13.2	Comprehensive (hospital and medical) group	...................................	...................................	...................................	...................................	.................................0
14.	Credit accident and health (group and individual) ...	...................................	...................................	...................................	...................................	.................................0
15.1	Vision only	...................................	...................................	...................................	...................................	.................................0
15.2	Dental only	...................................	...................................	...................................	...................................	0
15.3	Disability income	...................................	...................................	...................................	...................................	.................................0
15.4	Medicare supplement	...................................	...................................	...................................	...................................	.................................0
15.5	Medicaid Title XIX	...................................	...................................	...................................	...................................	.................................0
15.6	Medicare Title XVIII	...................................	...................................	...................................	...................................	.................................0
15.7	Long-term care	...................................	...................................	...................................	...................................	0
15.8	Federal employees health benefits plan	...................................	...................................	...................................	...................................	.................................0
15.9	Other health	...................................	...................................	...................................	...................................	.................................0
16.	Workers' compensation	...................................	...................................	...................................	...................................	.................................0
17.1	Other liability - occurrence	...................................	...................................	...................................	...................................	.................................0
17.2	Other liability - claims-made	...................................	...................................	...................................	...................................	0
17.3	Excess workers' compensation	...................................	...................................	...................................	...................................	.................................0
18.1	Products liability - occurrence	...................................	...................................	...................................	...................................	.................................0
18.2	Products liability - claims-made	...................................	...................................	...................................	...................................	.................................0
19.1	Private passenger auto no-fault (personal injury
	protection)	...................................	...................................	...................................	...................................	.................................0
19.2	Other private passenger auto liability	...................................	...................................	...................................	...................................	0
19.3	Commercial auto no-fault (personal injury
	protection)	...................................	...................................	...................................	...................................	0
19.4	Other commercial auto liability	...................................	...................................	...................................	...................................	.................................0
21.1	Private passenger auto physical damage	...................................	...................................	...................................	...................................	0
21.2	Commercial auto physical damage	...................................	...................................	...................................	...................................	.................................0
22.	Aircraft (all perils)	...................................	...................................	...................................	...................................	.................................0
23.	Fidelity	...................................	...................................	...................................	...................................	.................................0
24.	Surety	...................................	...................................	...................................	...................................	.................................0
26.	Burglary and theft	...................................	...................................	...................................	...................................	0
27.	Boiler and machinery	...................................	...................................	...................................	...................................	.................................0
28.	Credit	...................................	...................................	...................................	...................................	.................................0
29.	International	...................................	...................................	...................................	...................................	.................................0
30.	Warranty	...................................	...................................	...................................	...................................	.................................0
31.	Reinsurance - nonproportional assumed property ..	...................................	...................................	...................................	...................................	0
32.	Reinsurance - nonproportional assumed liability	...................................	...................................	...................................	...................................	0

33. Reinsurance - nonproportional assumed financial

	lines	...................................	...................................	...................................	...................................	0
34.	Aggregate write-ins for other lines of business		0	0	0	0	0
35.	TOTALS			1,290,061	70,020,039	0	0	71,310,100
36.	Accrued retrospective premiums based on experience				0
37.	Earned but unbilled premiums						.................................0
38.	Balance (Sum of Line 35 through 37)							71,310,100
	DETAILS OF WRITE-INS

3401	....................................	....................................	....................................	....................................	....................................
3402	....................................	....................................	....................................	....................................	....................................
3403	....................................	....................................	....................................	....................................	....................................
3498.	Summary of remaining write-ins for Line 34 from
	overflow page	.................................	0	.................................0	.................................0	.................................0	.................................0
3499.	Totals (Lines 3401 through 3403 plus 3498)(Line 34
	above)			0	0	0	0	0
(a) State here basis of computation used in each case	More than one year - over policy life in relation to expiration of risk

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

UNDERWRITING AND INVESTMENT EXHIBIT

PART 1B - PREMIUMS WRITTEN

		1	Reinsurance Assumed	Reinsurance Ceded	6
			2	3	4	5	Net Premiums
							Written
	Line of Business	Direct Business (a)	From Affiliates	From Non-Affiliates	To Affiliates	To Non-Affiliates	Cols. 1+2+3-4-5
1.	Fire	............................. 0	...............................	...............................	...............................	...............................	............................. 0
2.1	Allied lines	............................. 0	...............................	...............................	...............................	...............................	............................. 0
2.2	Multiple peril crop	............................. 0	...............................	...............................	...............................	...............................	............................. 0
2.3	Federal flood	............................. 0	...............................	...............................	...............................	...............................	............................. 0
2.4	Private crop	............................. 0	...............................	...............................	...............................	...............................	............................. 0
2.5	Private flood	............................. 0	...............................	...............................	...............................	...............................	............................. 0
3.	Farmowners multiple peril	............................. 0	...............................	...............................	...............................	...............................	............................. 0
4.	Homeowners multiple peril	............................. 0	...............................	...............................	...............................	...............................	............................. 0
5.1	Commercial multiple peril (non-liability
	portion)	............................. 0	...............................	...............................	...............................	...............................	............................. 0
5.2	Commercial multiple peril (liability portion)	............................. 0	...............................	...............................	...............................	...............................	............................. 0
6.	Mortgage guaranty	............955,136,534	...............................	...............................	............279,445,856	............131,987,730	............543,702,948
8.	Ocean marine	............................. 0	...............................	...............................	...............................	...............................	............................. 0
9.1	Inland marine	............................. 0	...............................	...............................	...............................	...............................	............................. 0
9.2	Pet insurance plans	............................. 0	...............................	...............................	...............................	...............................	............................. 0
10.	Financial guaranty	............................. 0	...............................	...............................	...............................	...............................	............................. 0
11.1	Medical professional liability - occurrence .	............................. 0	...............................	...............................	...............................	...............................	............................. 0
11.2	Medical professional liability - claims-
	made	............................. 0	...............................	...............................	...............................	...............................	............................. 0
12.	Earthquake	............................. 0	...............................	...............................	...............................	...............................	............................. 0
13.1	Comprehensive (hospital and medical)
	individual	0	...............................	............................... ............................... ...............................	............................. 0
13.2	Comprehensive (hospital and medical)
	group	0	...............................	............................... ............................... ...............................	............................. 0

14. Credit accident and health (group and

	individual)	0	............................................................................................. ............................... ............................. 0
15.1	Vision only	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.2	Dental only	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.3	Disability income	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.4	Medicare supplement	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.5	Medicaid Title XIX	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.6	Medicare Title XVIII	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.7	Long-term care	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.8	Federal employees health benefits plan ...	............................. 0	...............................	...............................	...............................	...............................	............................. 0
15.9	Other health	............................. 0	...............................	...............................	...............................	...............................	............................. 0
16.	Workers' compensation	............................. 0	...............................	...............................	...............................	...............................	............................. 0
17.1	Other liability - occurrence	............................. 0	...............................	...............................	...............................	...............................	............................. 0
17.2	Other liability - claims-made	............................. 0	...............................	...............................	...............................	...............................	............................. 0
17.3	Excess workers' compensation	............................. 0	...............................	...............................	...............................	...............................	............................. 0
18.1	Products liability - occurrence	............................. 0	...............................	...............................	...............................	...............................	............................. 0
18.2	Products liability - claims-made	............................. 0	...............................	...............................	...............................	...............................	............................. 0
19.1	Private passenger auto no-fault (personal
	injury protection)	............................. 0	...............................	...............................	...............................	...............................	............................. 0
19.2	Other private passenger auto liability	............................. 0	...............................	...............................	...............................	...............................	............................. 0
19.3	Commercial auto no-fault (personal injury
	protection)	............................. 0	...............................	...............................	...............................	...............................	............................. 0
19.4	Other commercial auto liability	............................. 0	...............................	...............................	...............................	...............................	............................. 0
21.1	Private passenger auto physical damage .	............................. 0	...............................	...............................	...............................	...............................	............................. 0
21.2	Commercial auto physical damage	............................. 0	...............................	...............................	...............................	...............................	............................. 0
22.	Aircraft (all perils)	............................. 0	...............................	...............................	...............................	...............................	............................. 0
23.	Fidelity	............................. 0	...............................	...............................	...............................	...............................	............................. 0
24.	Surety	............................. 0	...............................	...............................	...............................	...............................	............................. 0
26.	Burglary and theft	............................. 0	...............................	...............................	...............................	...............................	............................. 0
27.	Boiler and machinery	............................. 0	...............................	...............................	...............................	...............................	............................. 0
28.	Credit	............................. 0	...............................	...............................	...............................	...............................	............................. 0
29.	International	............................. 0	...............................	...............................	...............................	...............................	............................. 0
30.	Warranty	............................. 0	...............................	...............................	...............................	...............................	............................. 0

31. Reinsurance - nonproportional assumed

property

XXX

............................... ............................... ............................... ............................. 0

32. Reinsurance - nonproportional assumed

liability

XXX

............................... ............................... ............................... ............................. 0

33. Reinsurance - nonproportional assumed

financial lines

XXX

............................... ............................... ............................... ............................. 0

34. Aggregate write-ins for other lines of

	business		0	0		0	0	0	0
35.	TOTALS	955,136,534	0		0	279,445,856	131,987,730	543,702,948
	DETAILS OF WRITE-INS
3401	.................................	.................................	.................................	.................................	.................................	.................................
3402	.................................	.................................	.................................	.................................	.................................	.................................
3403	.................................	.................................	.................................	.................................	.................................	.................................
3498.	Summary of remaining write-ins for Line
	34 from overflow page	.............................	0	............................. 0	.............................	0	............................. 0	............................. 0	0
3499.	Totals (Lines 3401 through 3403 plus
	3498)(Line 34 above)		0	0		0	0	0	0
(a) Does the company's direct premiums written include premiums recorded on an installment basis?	Yes [ ]	No [ X ]
If yes: 1. The amount of such installment premiums $	...............................
	2. Amount at which such installment premiums would have been reported had they been reported on an annualized basis $	...............................

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

UNDERWRITING AND INVESTMENT EXHIBIT

PART 2 - LOSSES PAID AND INCURRED

			Losses Paid Less Salvage		5	6	7	8
		1	2	3	4				Percentage of
									Losses Incurred
						Net Losses Unpaid		Losses Incurred	(Col. 7, Part 2) to
			Reinsurance	Reinsurance	Net Payments	Current Year	Net Losses Unpaid	Current Year	Premiums Earned
	Line of Business	Direct Business	Assumed	Recovered	(Cols. 1 + 2 -3 )	(Part 2A , Col. 8)	Prior Year	(Cols. 4 + 5 - 6)	(Col. 4, Part 1)
1.	Fire	..................................0	...................................	...................................	0	0	0	0	0.0
2.1	Allied lines	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
2.2	Multiple peril crop	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
2.3	Federal flood	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
2.4	Private crop	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
2.5	Private flood	..................................0	...................................	...................................	0	..................................0	0	0	0.0
3.	Farmowners multiple peril	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
4.	Homeowners multiple peril	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
5.1	Commercial multiple peril (non-liability portion)	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
5.2	Commercial multiple peril (liability portion)	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
6.	Mortgage guaranty	..................... 25,221,128	...................................	10,742,466	14,478,662	....................172,841,523	145,714,817	41,605,368	7.3
8.	Ocean marine	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
9.1	Inland marine	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
9.2	Pet insurance plans	..................................0	...................................	...................................	..................................0	..................................0	...................................	..................................0	...............................0.0
10.	Financial guaranty	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
11.1	Medical professional liability - occurrence	..................................0	...................................	...................................	0	..................................0	0	0	0.0
11.2	Medical professional liability - claims-made	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
12.	Earthquake	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
13.1	Comprehensive (hospital and medical) individual	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
13.2	Comprehensive (hospital and medical) group	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
14.	Credit accident and health (group and individual)	..................................0	...................................	...................................	0	..................................0	0	0	0.0
15.1	Vision only	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.2	Dental only	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.3	Disability income	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.4	Medicare supplement	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.5	Medicaid Title XIX	..................................0	...................................	...................................	0	..................................0	0	0	0.0
15.6	Medicare Title XVIII	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.7	Long-term care	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.8	Federal employees health benefits plan	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.9	Other health	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
16.	Workers' compensation	..................................0	...................................	...................................	0	..................................0	0	0	0.0
17.1	Other liability - occurrence	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
17.2	Other liability - claims-made	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
17.3	Excess workers' compensation	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
18.1	Products liability - occurrence	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
18.2	Products liability - claims-made	..................................0	...................................	...................................	0	..................................0	0	0	0.0
19.1	Private passenger auto no-fault (personal injury protection)	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
19.2	Other private passenger auto liability	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
19.3	Commercial auto no-fault (personal injury protection)	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
19.4	Other commercial auto liability	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
21.1	Private passenger auto physical damage	..................................0	...................................	...................................	0	..................................0	0	0	0.0
21.2	Commercial auto physical damage	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
22.	Aircraft (all perils)	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
23.	Fidelity	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
24.	Surety	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
26.	Burglary and theft	..................................0	...................................	...................................	0	..................................0	0	0	0.0
27.	Boiler and machinery	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
28.	Credit	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
29.	International	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
30.	Warranty	..................................0	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
31.	Reinsurance - nonproportional assumed property	...............XXX	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
32.	Reinsurance - nonproportional assumed liability	...............XXX	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
33.	Reinsurance - nonproportional assumed financial lines	...............XXX	...................................	...................................	..................................0	..................................0	..................................0	..................................0	...............................0.0
34.	Aggregate write-ins for other lines of business	0	0	0	0	0	0	0	0.0
35.	TOTALS	25,221,128	0	10,742,466	14,478,662	172,841,523	145,714,817	41,605,368	7.3
	DETAILS OF WRITE-INS
3401	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
3402	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
3403	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
3498.	Summary of remaining write-ins for Line 34 from overflow page	..................................0	0	0	0	0	0	0	...................................
3499.	Totals (Lines 3401 through 3403 plus 3498)(Line 34 above)	0	0	0	0	0	0	0	0.0

ANNUAL STATEMENT FOR THE YEAR 2024 OF THE ESSENT GUARANTY, INC.

UNDERWRITING AND INVESTMENT EXHIBIT

PART 2A - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES

				Reported Losses		Incurred But Not Reported		8		9
			1	2	3	4	5	6		7
						Net Losses Excl.
					Deduct	Incurred But Not							Net Unpaid
		Line of Business		Reinsurance	Reinsurance	Reported		Reinsurance		Reinsurance	Net Losses Unpaid	Loss Adjustment
		Direct	Assumed	Recoverable	(Cols. 1 + 2 - 3)	Direct	Assumed		Ceded	(Cols. 4 + 5 + 6 - 7)	Expenses
1.	Fire	...................................	...................................	...................................	0	...................................	...................................	...................................	..................................	0	...................................
2.1	Allied lines				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
2.2	Multiple peril crop				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
2.3	Federal flood									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
2.4	Private crop				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
2.5	Private flood									..................................	0
...................................	...................................	...................................	0	...................................	...................................	...................................		...................................
3.	Farmowners multiple peril				0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
4.	Homeowners multiple peril									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
5.1	Commercial multiple peril (non-liability portion)									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
5.2	Commercial multiple peril (liability portion)				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
6.	Mortgage guaranty							.......................	9,387,000		172,841,523
285,943,819	...................................	125,161,296	160,782,523	21,446,000	...................................		....................	1,631,867
8.	Ocean marine				0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
9.1	Inland marine									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
9.2	Pet insurance plans									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
10.	Financial guaranty				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
11.1	Medical professional liability - occurrence									..................................	0
...................................	...................................	...................................	0	...................................	...................................	...................................		...................................
11.2	Medical professional liability - claims-made				0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
12.	Earthquake									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
13.1	......................................................Comprehensive (hospital and medical) individual	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
13.2	............................................................Comprehensive (hospital and medical) group	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
14.	Credit accident and health (group and individual)									..................................	0
...................................	...................................	...................................	0	...................................	...................................	...................................		...................................
15.1	Vision only	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
15.2	Dental only	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
15.3	Disability income	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
15.4	Medicare supplement	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
15.5	Medicaid Title XIX	...................................	...................................	...................................	0	...................................	...................................	...................................	(a)	0	...................................
15.6	Medicare Title XVIII	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
15.7	Long-term care	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
15.8	....................................................................Federal employees health benefits plan	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
15.9	Other health	...................................	...................................	...................................	..................................0	...................................	...................................	...................................	(a)	0	...................................
16.	Workers' compensation									..................................	0
...................................	...................................	...................................	0	...................................	...................................	...................................		...................................
17.1	Other liability - occurrence				0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
17.2	Other liability - claims-made									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
17.3	Excess workers' compensation										..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
18.1	Products liability - occurrence				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
18.2	Products liability - claims-made										..................................	0
...................................	...................................	...................................	0	...................................	...................................	...................................		...................................
19.1	Private passenger auto no-fault (personal injury protection)				0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
19.2	Other private passenger auto liability									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
19.3	Commercial auto no-fault (personal injury protection)									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
19.4	Other commercial auto liability				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
21.1	Private passenger auto physical damage									..................................	0
...................................	...................................	...................................	0	...................................	...................................	...................................		...................................
21.2	Commercial auto physical damage				0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
22.	Aircraft (all perils)									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
23.	Fidelity									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
24.	Surety				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
26.	Burglary and theft									..................................	0
...................................	...................................	...................................	0	...................................	...................................	...................................		...................................
27.	Boiler and machinery				0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
28.	Credit									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
29.	International									..................................	0
...................................	...................................	...................................	..................................0	...................................	...................................	...................................		...................................
30.	Warranty				..................................0					..................................	0
...................................	...................................	...................................	...................................	...................................	...................................		...................................
31.	Reinsurance - nonproportional assumed property	...............XXX				...............XXX				..................................	0
...................................	...................................	..................................0	...................................	...................................		...................................
32.	Reinsurance - nonproportional assumed liability	...............XXX			..................................0	...............XXX				..................................	0
...................................	...................................	...................................	...................................		...................................
33.	Reinsurance - nonproportional assumed financial lines	...............XXX			..................................0	...............XXX				..................................	0
...................................	...................................	...................................	...................................		...................................
34.	..........................................................Aggregate write-ins for other lines of business	0	0	0	0	0	0		0		0	0
35.	TOTALS		285,943,819	0	125,161,296	160,782,523	21,446,000	0		9,387,000		172,841,523	1,631,867
	DETAILS OF WRITE-INS
3401	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
3402	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
3403	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
3498.	Summary of remaining write-ins for Line 34 from overflow page	..................................0	0	0	0	0	0	..................................	0	..................................	0	0
3499.	Totals (Lines 3401 through 3403 plus 3498)(Line 34 above)	0	0	0	0	0	0		0		0	0
(a) Including $	for present value of life indemnity claims reported in Lines 13 and 15.

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Disclaimer

Essent Group Ltd. published this content on March 10, 2025, and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on March 10, 2025 at 21:44:23.860.

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