Editorial: “Slammers” also slammed Louisiana auto insurance ratepayers
Vast criminal conspiracies are, despite the public fascination with them, rare. When one is real, it's unusual to get a true, detailed and vivid picture of the players and how they operate.
But that's what happened over the last several weeks in
What's more, this conspiracy operated alongside an ongoing debate about
The way the scheme worked is this: "Slammers" would pack a car with passengers and then head out on the interstate, where they would crash into a truck. They would then tell the police it was the trucker's fault.
One slammer would then direct the people in the car to attorneys like
One of those slammers, Cornelius Garrison III, was shot dead at his mother's house in 2020 after he began cooperating with federal investigators. Another slammer,
The trial, which ended last week with guilty verdicts for Motta and Giles, was full of the sort of bombshell testimony and wild twists that are more at home in a network procedural than they are in the staid federal courtroom.
But apart from the lurid narratives, the case does shine a light on Louisianans' dealings with automotive insurers.
Jurors were asked during jury selection about their histories with their auto insurers, prompting at least one of them to call insurance a "money grab."
Another complained that his insurance company had increased his premium after an accident, even though the other driver was at fault.
Prosecutors in the trial said the scheme went on for so long and involved so many wrecks — before Motta's and Giles' trial, almost 50 people had pleaded guilty in the case — that it could have affected insurance premiums across the state. One slammer even apologized from the stand for his contribution to the state's high rates.
We are glad, of course, to see these fraudsters caught and brought to trial. And we certainly hope that eliminating this vast criminal conspiracy will also affect rates, even if just a little bit.


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