Editorial: “Slammers” also slammed Louisiana auto insurance ratepayers
Vast criminal conspiracies are, despite the public fascination with them, rare. When one is real, it's unusual to get a true, detailed and vivid picture of the players and how they operate.
But that's what happened over the last several weeks in
What's more, this conspiracy operated alongside an ongoing debate about
The way the scheme worked is this: "Slammers" would pack a car with passengers and then head out on the interstate, where they would crash into a truck. They would then tell the police it was the trucker's fault.
One slammer would then direct the people in the car to attorneys like
One of those slammers, Cornelius Garrison III, was shot dead at his mother's house in 2020 after he began cooperating with federal investigators. Another slammer,
The trial, which ended last week with guilty verdicts for Motta and Giles, was full of the sort of bombshell testimony and wild twists that are more at home in a network procedural than they are in the staid federal courtroom.
But apart from the lurid narratives, the case does shine a light on Louisianans' dealings with automotive insurers.
Jurors were asked during jury selection about their histories with their auto insurers, prompting at least one of them to call insurance a "money grab."
Another complained that his insurance company had increased his premium after an accident, even though the other driver was at fault.
Prosecutors in the trial said the scheme went on for so long and involved so many wrecks — before Motta's and Giles' trial, almost 50 people had pleaded guilty in the case — that it could have affected insurance premiums across the state. One slammer even apologized from the stand for his contribution to the state's high rates.
We are glad, of course, to see these fraudsters caught and brought to trial. And we certainly hope that eliminating this vast criminal conspiracy will also affect rates, even if just a little bit.


Temporary tax hike to fill Medicaid gap heads to governor
Ally hit with $500,000 penalty after SEC probes work at Charlotte subsidiary
Advisor News
- Your client’s $3 million portfolio doesn’t tell you their insurance needs
- How life insurance can provide liquidity for wealthy families
- Retirement providers turn to digital engagement to retain assets
- Looking out for clients with diminished mental capacity
- House panel advances CLEAR Forms Act backed by IRI
More Advisor NewsAnnuity News
- What lower interest rates mean to annuity payouts
- AM Best downgrades A-Cap insurers amid financial and regulatory troubles
- Lawsuit claims Delaware Life hid billions in insurer-linked investments
- AM Best to Deliver Presentation at 2026 ACLI Annual Conference
- Global Atlantic Announces Launch of ForeLifetime Income, a New Fixed Index Annuity
More Annuity NewsHealth/Employee Benefits News
Life Insurance News