Dog bite incidents by state: Where they're most common - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
April 6, 2026 Newswires
Share
Share
Post
Email

Dog bite incidents by state: Where they're most common

Ali Mokaram for Mokaram Injury LawyersThe Leavenworth Echo

Dog bite incidents by state: Where they're most common

Close to 1,000 people are treated in U.S. emergency departments each day for dog bite injuries. That figure, drawn from Centers for Disease Control and Prevention (CDC) data compiled by DogsBite.org, is not a projection. It reflects a trend that has been climbing steadily: national dog bite-related emergency department visits rose 15% between 2018 and 2023, with California up 30% and Florida up 25% over the same period.

Insurance data shows a similar upward trend. In 2024, U.S. insurers paid out a record $1.57 billion in dog-related injury claims, up 19% from 2023 and 48% higher than a decade ago, according to the Insurance Information Institute (III). The average cost per claim that year reached $69,272, an 86% increase over the past decade.

Dog bite incidents are not evenly distributed across the country. They cluster geographically, and where a person lives has a measurable effect on their risk. In this article, Mokaram Injury Lawyers, a Houston-based personal injury law firm, examines the data to outline the states where these incidents are the most common.

The Top Three States Where Dog Bites Happen Most

When it comes to claim volume, three states consistently lead the country in dog bite injuries. The following is from state-related dog bite injury claim reports by the III.

California ranks first nationally. In 2024, the state saw 2,417 dog-related injury claims, the most of any state in the nation, with an average payout of $86,229 per claim. California also ranks first for dog bite-related emergency room visits, recording 48,596 ER visits in 2022, according to the Department of Health Care Access and Information. This was a 70% increase from 2005.

Florida is second, with 1,821 claims filed in 2024. These claims totaled more than $101 million, with an average of $55,680 per injury. Florida has also recorded a sharp increase in dog bite injuries requiring emergency treatment, with 32,557 visits in 2023 alone.

Texas is third for total claims. Dog bite victims filed a reported 1,190 claims totaling $90.1 million, averaging $75,674 per claim. While Texas had many fewer claims than Florida, the average value is higher, indicating potentially more significant injuries in many Texas dog attacks.

Rounding Out the Top Ten

The remaining states in the top ten for dog bite injury claims, according to III reports, include:

* Michigan, with 1,138 injury claims

* Pennsylvania, with 1,004 claims

* New York, with 994 claims

* Ohio, with 985 claims

* Illinois, with 940 claims

* New Jersey, with 782 claims

* Georgia, with 671 claims

Together, the top ten states account for a disproportionate share of the country's annual dog bite claims and costs. The top ten states totaled 11,942 claims, while all other states combined reported only 10,716 claims. Claims in these ten states also totaled about $864.4 million in 2024, while dog bite injury claims throughout the rest of the United States totaled $705.2 million.

This illustrates that the risks of serious dog bite injuries in the top ten states are substantially higher.

Why Some States See More Incidents Than Others

Population size explains part of the geographic disparity. Higher concentrations of people and dogs can increase the likelihood of incidents. Researchers also point to several other factors:

* Leash law enforcement: States and municipalities with stricter animal control tend to see fewer severe incidents.

* Rural versus urban divide: Rural areas experience dog bite injury rates four times higher than urban ones, largely due to gaps in animal control infrastructure and limited access to immediate medical care.

* Legal oversight: Dog bite liability laws vary widely. Thirty-six states have some version of a strict liability dog bite law, regardless of the animal's prior behavior. Most others follow the "one-bite rule," which can limit owner liability when a dog has no documented history of aggression.

* Reporting gaps: An estimated 80% of all dog bites never enter the medical or legal record system, meaning the true scope of the problem is larger than any single dataset reflects.

The Financial Toll Keeps Climbing

The financial impact of a dog bite often extends beyond the initial emergency room visit. The average insurance claim reached $69,272 in 2024, up 18% from 2023 and 86% higher than a decade ago, according to III. New York had the highest average payout in the nation at $110,488 per claim. California averaged $86,229.

The Healthcare Cost and Utilization Project (HCUP) has reported that hospital stays for dog bite injuries average roughly 50% more than hospitalizations for other injury types on a national level. In 2023, more than 19,000 people underwent reconstructive surgery as a result of dog attacks, which can significantly increase costs.

For victims facing those costs, the legal options available often depend on where the bite occurred. Texas follows a modified version of the one-bite rule, where establishing owner negligence or prior knowledge of a dog's aggression is often necessary for a claim. Victims in strict liability states like California or Florida may have a more straightforward route to compensation.

What the Numbers Miss

Dog bite data in the United States is fragmented by design. No single federal system tracks all incidents. Instead, researchers piece together figures from emergency room records, insurance claims, postal service reports, and nonprofit databases. The widely cited 4.5 million annual bite figure is only an estimate, not a confirmed count.

Across multiple data sources, a consistent pattern emerges: Incidents are rising, costs are increasing, and a handful of states account for a disproportionate share of both. For anyone bitten by a dog, the question of what comes next is rarely straightforward, and the answer almost always starts with the laws of the state where it happened.

Public health researchers note that many dog bite incidents are preventable. Education on responsible pet ownership and safe behavior around dogs can help reduce both injuries and associated costs.

This story was produced by Mokaram Injury Lawyers and reviewed and distributed by Stacker.

Older

Bolter: MDHHS mental health plan adds bureaucracy, not care

Newer

How to find a gas credit card that actually pays off in 2026

Advisor News

  • SEC nears settlement with accused scammer Tai Lopez
  • The 3 things that shrink your Social Security income
  • Proposed legislation takes aim at Social Security shortfall
  • The overlooked retirement security risk that must be addressed
  • What advisors should know about hedge funds in retirement planning
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Highlighted for Surprising Price Action
  • Trademark Application for “EMPOWER YOUR MONEY” Filed by Empower Annuity Insurance Company of America: Empower Annuity Insurance Company of America
  • Built-in guaranteed annuities: What advisors should know
  • Malibu Life Holdings Completes Acquisition of TruSpire, Establishing Malibu USA and Accelerating Entry into the U.S. Retail Annuity Market
  • Why job boards are failing insurance agencies
More Annuity News

Health/Employee Benefits News

  • UnitedHealthcare launches spending account benefit
  • Afternoon Briefing: Health insurers propose double-digit-percentage price increases
  • Health insurers propose double-digit-percentage price increases for Illinois exchange plans
  • Anthem Establishes Coverage of C2N Diagnostics’ PrecivityAD2® Blood Test for Alzheimer’s Disease Evaluation
  • Reynolds creates Iowa Medicaid fraud task force
More Health/Employee Benefits News

Life Insurance News

  • AM Best Revises Outlooks to Stable for Missouri Farm Bureau Group’s Members and Farm Bureau Life Insurance Company of Missouri
  • Globe Life Inc. (NYSE: GL) Highlighted for Surprising Price Action
  • AM Best Assigns Credit Ratings to China Ping An Insurance (Hong Kong) Company Limited
  • Reliance Matrix Expands Employee Navigator Integration with New Evidence of Insurability (EOI) API Enhancement
  • How AI is changing the insurance claims process and what it means for accident victims
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet