Considering the ethics of truth telling - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
March 24, 2024 Newswires
Share
Share
Post
Email

Considering the ethics of truth telling

Muscatine Journal (IA)

In response to last week's column, a regular reader of my column emailed me to note that President Obama made statements that were not true with respect to the proposed Affordable Care Act, among them statements that suggested that if folks liked their current health insurance, they could keep it. The reader is right about that.

It was not clear whether President Obama was ignorant about what the impact of the proposed legislation would be or if he knew what it would be and simply flat out lied about it. Neither spin on what he said is particularly flattering to him. Many, myself included, had diminished respect for him because of the misleading statements that he made.

With rare exception, all of us have had the experience of being lied to. I know no one who has liked this experience. On the other hand, I know many people who have been angered and deeply hurt by the experience of being lied to.

But is it always wrong to tell a lie? In an essay entitled "On a Supposed Right to Tell Lies from Benevolent Motives," the German philosopher Immanuel Kant (1724-1804) argued that lying is inherently immoral and there are no conceivable circumstances in which telling a lie is morally justifiable " not even to a murderer at the door asking for the where abouts of an intended victim.

I use this example in my ethics classes, putting it in a contemporary format in which a guy with a gun knocks at the door and asks if the student's younger brother, who is in the family room downstairs watching television, is home. The guy with the gun states that the younger brother has not paid back money he was lent and "I am here to shoot him."

I ask my students to raise their hand if they would lie to the guy with the gun, telling him that the younger brother had left that morning to go to Chicago to get tickets for the Cubs home opener. With rare exception, they all raise their hands.

(The one exception was a student who didn't raise her hand. When I asked her if that meant that she wouldn't lie to the guy at the door with the gun, she responded, "That would depend on how I happened to feel about my brother that day.")

The Scottish philosopher W.D. Ross (1877-1971) had a solution to this problem. He suggested that we often have competing prima facie (literally "first look") obligations and have to establish priorities among them. In the case of the gunman at the door, we have an obligation to tell the truth. However, we also have an obligation to protect our family members, which is the stronger obligation and takes priority over our obligation to tell the truth.

In short, it is arguable that in some situations, telling a lie might be the lesser of evils.

But does that mean that it is just fine to lie with abandon whenever it would be advantageous to us to tell a lie? Not at all. It is only to suggest that in limited circumstances, lying might be the lesser of evils.

Unfortunately, in our ethically challenged society today, politicians and many others lie with abandon whenever they think that it is to their advantage to do so. This includes the members of Congress who voted against the bipartisan infrastructure bill but are claiming credit for the benefits of this particular piece of legislation that accrue to their districts. Hypocrisy, it is worth noting, is a form of lying.

It is a sad state of affairs when people say, "Your candidate tells more lies than my candidate does." But that is where we seem to be today.

In a book published nearly 50 years ago entitled "Lying: Moral Choice in Public and Private Life," Sissela Bok observes, "Political lies, so often assumed to be trivial by those who tell them, rarely are ... When political representatives or entire governments arrogate to themselves the right to lie, they take power from the public that would not have been given up voluntarily."

Unfortunately, she is right about that.

Dan Lee, a regular columnist, is the Marian Taft Cannon Professor in the Humanities at Augustana; [email protected].

Older

Florida property insurance getting costlier. Status-quo solutions fail homeowners.

Newer

Dan Lee: Considering the ethics of truth telling

Advisor News

  • Why timing the market is still a retirement mistake and what to do instead
  • Business owners may be overlooking a key part of their financial picture
  • How smart investments prepare clients for inflation
  • Amid slew of corporate tax ideas, Newsom chose one likely to hit people’s premiums
  • The biggest risk to your clients’ financial plans isn’t market volatility
More Advisor News

Annuity News

  • Best’s Special Report: U.S. Life/Annuity Industry Sees Bottom-Line Growth Despite 18% Decline in Total Income in First-Quarter 2026
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Fortitude Re Completes $500 Million FABN Issuance
  • Reframing retirement income for greater certainty
  • Jackson Introduces Dow Jones Industrial Average Index Option, Flexible Premiums, Six-Year Rate Guarantee in Latest Registered Index-Linked Annuity Launch
More Annuity News

Health/Employee Benefits News

  • How much money do Connecticut residents need to retire comfortably?
  • Humana Awarded Statewide Illinois HealthChoice Medicaid Contract, Expanding Access to Care Across the State
  • What to know: Federal cuts impact Essential Plan; cuts start July 1
  • Guv wannabees: ‘It’s health care costs, stupid!’
  • One year after steepest premium increase in a decade, RI health insurers seek double-digit hikes
More Health/Employee Benefits News

Life Insurance News

  • How much money do Connecticut residents need to retire comfortably?
  • Advocates: Life insurers potentially missing millions of deaths annually
  • How much money do Connecticut residents need to retire comfortably?
  • Sparks Financial Announces Addition of Industry Leader Scott Theodore
  • AM Best Assigns Issue Credit Rating to Massachusetts Mutual Life Insurance Company’s New Surplus Notes
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Looking for stronger rates, amplified growth & real results?
Sentinel's Accumulation Protector Plus℠ Annuity is for clients wanting more from retirement planning

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet