Coalition to Protect and Promote Association Health Plans Reacts to DC District Court Ruling on the Final AHP Regulations
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On Thursday, a district court overturned the
An immediate stop to AHPs would result in thousands of people losing their current health care coverage. Those impacted include self-employed farmers and real estate agents and employees of small businesses whose employers cannot afford health coverage in the existing small group market.
Under the final AHP regulations, approximately 35 new AHPs were created. Many were sponsored by Chambers of Commerce and other business groups, which are organizations full of members in different industries. Industry-specific groups that want to offer coverage to their self-employed members have also established AHPs in accordance with the final AHP regulations.
For example, effective
Industry-specific groups that satisfy the "bona fide group" definition under previous DOL guidance are unaffected by this ruling, which means that industry-specific groups can still offer an AHP in multiple States.
"If this decision goes into effect, it would cause employees of small employers in multiple industries, along with self-employed farmers, real estate agents, and other independent contractors to lose their health plan," said ASAE President and CEO
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