Clown show
This ad was on line the other day. I am not making this up.
"As a clown, you help people celebrate special occasions, making sure everyone has a laugh. Your work is a business, and like any business, there are things that can go wrong. To protect yourself from professional risks, please let us help you with a clown liability policy. "
Word was that this warning saddened many clowns. But it was hard to tell because many clowns already have sad painted on their faces. When I was voted class clown in my senior year of high school, nothing went wrong. I certainly never hurt anyone, and I can assure you that no one died of laughter.
I have mentioned in this column before that the great Soupy Sales and I were friends. He hit me in the face with a pie about six times. By Soupy's estimation he hurled about 7,000 pies in his lifetime. No arrests, no lawsuits, just 350 unpaid parking tickets in front of bakeries.
If a clown did get sued, what's the most a judge would throw at him? Another pie? How about community service? I'm sorry, community service for a clown is not punishment. That's what they do. They make people in the community laugh.
"Bozo, you have been found guilty of throwing a high cholesterol projectile. I sentence you to three months of not making people laugh. And wipe that smile off your face."
"Okay, Your Honor, but I need some tissues and cold cream."
Several years ago, a good friend got me interested in clowning. I took a few classes and acquired a complete wardrobe and instructions on how to prepare for my first few appearances. My wife and I had a total role reversal. One night before my personal appearance at a charity event she came in the bathroom and said …
"Dick, you are going to be late."
"Don't rush me, Mary Ellen. You know how long it takes me to put on makeup. Do you think I just wake up every morning looking funny … Don't answer that.
"You were late for your last event, as well."
"I forgot to allow extra time for walking in clown feet."
Now, suppose I was sued for doing some harm as a clown. I can hear the judge now …
"
For you aspiring lawyers, there is a great deal of potential work out there. You might not think so, but watch a little cable news and you'll see just how many clowns you could represent.



State Bank of Sikkim & SBI Life Insurance sign a bancassurance pact, to make comprehensive insurance solutions accessible for residents of Sikkim
Austin homeowners face higher insurance rates due to climate change
Advisor News
- Top firms’ 2026 market forecasts every financial advisor should know
- Retirement optimism climbs, but emotion-driven investing threatens growth
- US economy to ride tax cut tailwind but faces risks
- Investor use of online brokerage accounts, new investment techniques rises
- How 831(b) plans can protect your practice from unexpected, uninsured costs
More Advisor NewsAnnuity News
- Judge denies new trial for Jeffrey Cutter on Advisors Act violation
- Great-West Life & Annuity Insurance Company Trademark Application for “EMPOWER BENEFIT CONSULTING SERVICES” Filed: Great-West Life & Annuity Insurance Company
- 2025 Top 5 Annuity Stories: Lawsuits, layoffs and Brighthouse sale rumors
- An Application for the Trademark “DYNAMIC RETIREMENT MANAGER” Has Been Filed by Great-West Life & Annuity Insurance Company: Great-West Life & Annuity Insurance Company
- Product understanding will drive the future of insurance
More Annuity NewsHealth/Employee Benefits News
Life Insurance News
- To attract Gen Z, insurance must rewrite its story
- Baby On Board
- 2025 Top 5 Life Insurance Stories: IUL takes center stage as lawsuits pile up
- Private placement securities continue to be attractive to insurers
- Inszone Insurance Services Expands Benefits Department in Michigan with Acquisition of Voyage Benefits, LLC
More Life Insurance News