Since the 2020 premiums were set at 7.5%, they should fall somewhere halfway between the two health plans from last year, which were 5% and 10%. And for most employee groups, they are; the exception is the retirees under 65, whose premiums are not much lower than the 10% premiums from last year.
For 2019, active employees and retirees under 65 individuals had the option of a high-deductible plan with a lower premium of
For pre-65 retirees, on an individual plan their premium for next year is
The same differences are shown with the family plan. Last year the lower premium was
For the pre-65 retirees, it is
City officials stated that the city's actuary, Milliman, which has an office in
Medicare Advantage premiums and grandfathered Medicare-eligible retirees' premiums were less than halfway between the 5% and 10% premiums from last year.
Medicare Advantage premiums for 2020 are set at
Health changes controversy
The changes to the city's health insurance plans came after several contentious meetings and protests by city workers.
For 2020, active city employees will only have one plan available that sets employee contributions at 7.5% (
After the deductible, the new plan requires a
Instead of a separate prescription drug deductible, drug payments will contribute to the overall deductible. Once the deductible is met, the copay is determined by what tier the medicine is set at: Tier 1 is
The proposal would have removed Medicare B reimbursements for spouses, not permit retirees to use the
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