Celebrating 14 years of ACA: What's next? - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
April 11, 2024 Newswires
Share
Share
Post
Email

Celebrating 14 years of ACA: What’s next?

Valley Breeze, The (Cumberland, RI)
As we celebrate the 14th anniversary of the enactment of the Affordable Care Act, it's a fitting time to reflect on its impact and the ongoing challenges we are still facing.

I vividly remember the initial rollout of the ACA, a time when I was on the ground, working as a navigator to enroll members of the Southeast Asian community in health insurance. Those early days were marked by long hours spent enrolling individuals. Yet, the reward was immeasurable: many people were gaining access to health insurance for the first time in their lives.

Before the ACA, millions of women faced discrimination in the health insurance market. They were denied coverage due to so-called "pre-existing conditions" such as breast cancer or pregnancy. Some were charged higher premiums simply because of their gender, while others were offered limited plans that excluded coverage for their existing health concerns. The ACA changed this landscape, ensuring that preventive health care, including vital services for women, is covered with no cost sharing.

Over the years, our systems have evolved and improved, but the work is far from over. Since its inception in 2010, the ACA has faced more than 2,000 legal challenges in state and federal courts. Despite the ACA being upheld by the U.S. Supreme Court in 2021, essential components of the law remain at risk due to politically motivated attacks, including a recent challenge to the ACA's requirement for most private insurance plans to cover recommended preventive care services without cost-sharing which continues to threaten access to crucial sexual and reproductive health services. This ongoing legal battle, among others, threatens access to crucial sexual and reproductive health care services.

With a more hostile and politicized judicial branch, there's a real danger that essential health benefits, including preventive health services coverage, could be eliminated. It's alarming to witness how anti-ACA, anti-reproductive health, and anti-LGBTQ+ beliefs continue to influence judges and lawmakers across the country.

These continued efforts to chip away at the health care protections in the ACA make it imperative for us to strengthen state laws that protect our care. Here in Rhode Island, we took a significant step forward by codifying the 10 essential elements of the ACA last year. However, there's still much work to be done to safeguard access to affordable health care for all.

Now is the time for our legislature to step up and protect access to affordable, effective birth control. Bills sponsored by Sen. Dawn Euer and Rep. Karen Alzate aim to expand access to birth control and align state law with the ACA. Access to birth control isn't just a matter of health, it's an economic issue as well. The financial burden of birth control, with or without insurance coverage, can strain individual and family finances. The ACA provision mandating coverage of contraceptives without cost-sharing has removed a significant barrier to access.

Studies have consistently shown that improved access to birth control leads to better health outcomes for women and their families. By allowing individuals to choose the contraceptive method that best suits their needs without financial constraints, we empower them to make informed decisions about their reproductive health.

The ACA has been a game changer, but our work is far from over. We must continue to advocate for policies that prioritize access to affordable, effective health care for all, regardless of gender or socioeconomic status. Together, we can ensure that every individual has the opportunity to lead a healthy and fulfilling life.

Vimala Phongsavanh is the senior director of external affairs for Planned Parenthood Votes! Rhode Island. She previously served as the organizing director at the Congressional Progressive Caucus Center. A former chairperson of the Woonsocket School Committee, she earned her bachelor's degree in political science from Providence College and her master's of public administration from the University of Rhode Island.

Older

FROM THE FRONT PAGES

Newer

Vietnam sentences real estate tycoon Truong My Lan to death in its largest ever fraud case

Advisor News

  • How smart investments prepare clients for inflation
  • Amid slew of corporate tax ideas, Newsom chose one likely to hit people’s premiums
  • The biggest risk to your clients’ financial plans isn’t market volatility
  • Initiative looks at how caregiving impacts workplace benefits
  • Will rising retirement needs spark an annuity boom?
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Fortitude Re Completes $500 Million FABN Issuance
  • Reframing retirement income for greater certainty
  • Jackson Introduces Dow Jones Industrial Average Index Option, Flexible Premiums, Six-Year Rate Guarantee in Latest Registered Index-Linked Annuity Launch
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
More Annuity News

Health/Employee Benefits News

  • Final rules for Medicaid work requirements are out. Here's what you need to know.
  • Final rules for Medicaid work requirements are out. Here's what you need to know.
  • Hyde-Smith blasts health care delays
  • WNY health insurers seek rate hikes of 9% to 24% for 2027
  • Healthcare now costs more than mortgages
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Issue Credit Ratings of Weston2038 LLC’s Credit-Linked Notes
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Greg Lindberg moves to halt $1.65B restitution order, claims he ‘overpaid’
  • Fidelity Investments® to Expand Target Date Lineup With Launch of Guaranteed Income Solution
  • KBRA Releases Research – Private Credit: Much Ado About Nothing – Perspectives on Columbia Business School Paper About Private Ratings
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Looking for stronger rates, amplified growth & real results?
Sentinel's Accumulation Protector Plus℠ Annuity is for clients wanting more from retirement planning

Press Releases

  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet