Can I change my mind about Medicare Advantage plan?
HELLO TONI: I recently attended a local Medicare Advantage informational workshop and was going to join the plan because my Medicare Supplement Plan F is costing me
A friend introduced me to your articles explaining the various parts and plans of Medicare. Now I am having second thoughts.
My questions are regarding what happens if I change to an Advantage plan and find out after
Can I return to Original Medicare and apply for a new Medicare Supplement? Will I be able to enroll in a Medicare Part D plan for prescriptions? Thanks. — Theresa from
HI THERE, THERESA: Medicare's Annual Enrollment Period ends this year on
Here are the answers to your two questions, Theresa:
— Yes, you can return to Original Medicare, but your window of time is small. For those having second thoughts after
Whether you are approved by a new Medicare Supplement is another issue because you will have to answer medical underwriting questions to qualify. Since you currently have a Medicare Supplement, you may consider not canceling your Medicare Supplement until after
— Yes. Enrolling in a Medicare Part D plan will disenroll you from your Medicare Advantage plan. During the MA OEP, you can disenroll from your current Medicare Advantage plan and enroll in another Medicare Advantage plan or return to Original Medicare only by enrolling in a stand-alone Part D Medicare Prescription Drug plan.
During the MA OEP, you can switch from your Medicare Advantage plan to another MA plan, or to Original Medicare with or without a Part D plan. You can ONLY take advantage of the MA OEP period if you have a Medicare Advantage plan.
You cannot use it to change a stand-alone Medicare Part D plan.
After
You would have to wait until the next Medicare Annual Enrollment Period (
Medicare clients should always call all their doctors to see which Medicare Advantage plans the health care professional or medical facility accepts.
Theresa, you are spending about
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