Buy flood insurance if you don’t live in a flood zone? The answer may surprise you

WARNING: This column could cost you somewhere between $150 and $700— or save you much more. In light of recent flooding horrors along the Guadalupe River, I looked for the first time at a national floodplain map— online at the FEMA Flood Map Service Center— which I easily found with a quick web search. I was surprised to learn that the Texas Department of Insurance…