Bismarck man pleads guilty to taking out insurance policy on dead wife
The Bismarck Tribune, N.D.Bismarck Tribune
A Bismarck man accused of fraudulently taking out a life insurance policy on his dead wife has pleaded guilty.
John Unruh, 42, faces up to 10 years in prison and a $20,000 fine for insurance fraud. He's been ordered held without bond until sentencing, which was not immediately scheduled.
Authorities alleged that Unruh took out a $225,000 life insurance policy through Mutual of Omaha on his wife, Jade, in April 2025, about two months after she had died of influenza and pneumonia. An autopsy was conducted on Jade Unruh before she was buried.
John Unruh tried to collect on the policy about a week after it was written, according to an affidavit.
When the insurance company notified Unruh that his premium was being refunded because his wfie had died before the policy took effect, Unruh maintained he should receive $100,000 through a clause that guaranteed the payment since the policy had been written.
Unruh claimed that he had told the insurance agent who wrote the policy that his wife was already deceased, but the agent disputed that, according to the affidavit.
A state insurance fraud investigator said Unruh acted as his dead wife in taking out the policy and signing her names on documents, and attempted to get a payout for a policy he obtained under false information. Unruh was charged with committing a fraudulent insurance act with an attempt over $50,000, a Class B felony.
A LOOK AT NEW OR EXPANDED MEDICAID AND PUBLIC HEALTH PARTNERSHIPS FROM 2025: FINDINGS FROM A SURVEY OF STATE MEDICAID PROGRAMS
KKR to Present at the Bernstein 42nd Annual Strategic Decisions Conference
Advisor News
- Pay or Die: The scare tactics behind LA County’s Measure ER tax increase
- How to listen to what your client isn’t saying
- Strong underwriting: what it means for insurers and advisors
- Retirement is increasingly defined by a secure income stream
- Addressing the ‘menopause tax:’ A guide for advisors with female clients
More Advisor NewsAnnuity News
- MassMutual turns 175, Marking Generations of Delivering on its Commitments
- ALIRT Insurance Research: U.S. Life Insurance Industry In Transition
- My Annuity Store Launches a Free AI Annuity Research Assistant Trained on 146 Carrier Brochures and Live Annuity Rates
- Ameritas settles with Navy vet in lawsuit over disputed annuity sale
- NAIC annuity guidance updates divide insurance and advisory groups
More Annuity NewsHealth/Employee Benefits News
- GLP-1 Drug Costs Cited as Heights Schools Hike Taxes and Cut Staff
- Pay or Die: The scare tactics behind LA County’s Measure ER tax increase
- Column: N.C.’s Medicaid ‘compromise’ comes at a cruel cost
- Idaho farmers can band together to buy cheaper health insurance through Farm Bureau deal
- HHS NOTICE OF BENEFIT AND PAYMENT PARAMETERS FOR 2027 FINAL RULE
More Health/Employee Benefits NewsLife Insurance News
- 2025 Insurance Abstracts
- AM Best Affirms Credit Ratings of Berkshire Hathaway Life Insurance Company of Nebraska and First Berkshire Hathaway Life Insurance Company
- Generational expectations: A challenge for the industry
- Greg Lindberg asks NC judge for no jail time in bribery, fraud cases
- National Life Group Names Brenda Betts to Its Board of Directors
More Life Insurance News