Betsy McCaughey: Americans are dying too young — U.S. Health Policy needs a shakeup
The American public is being sold a bill of goods that enrolling everyone in government-approved health insurance — primarily managed care — will improve the nation's health and close the troubling disparities between the health of Black and white Americans. Former President
Now
The trillions spent have not resulted in improved health. The uninsured rate has been cut in half, but Americans are sicker, and their life expectancy is stagnating. Doing more of the same can't be the answer.
New research in
The
We can't rely on the managed care industry and the lackadaisical public health establishment to make the urgently needed changes. They've failed us.
Under the ACA, Americans ceded too much control of their medical decisions to insurers instead of the doctors examining them.
Managed care preceded the ACA, but Obama became managed care's biggest booster, telling the public to trust insurers instead of greedy doctors he blamed for prescribing unnecessary tests procedures to get rich.
That was demagoguery to sell his health law. In 2011,
UnitedHealthcare officially states that it is moving health care "from volume to value," to enable people to "stay healthy over the course of a lifetime." That's hot air.
In truth, there are virtually no published studies showing managed care improves health.
Americans are feeling the impact of insurers second-guessing their doctors and demanding prior authorizations of routine medications and procedures.
Many states are considering legislation to limit prior authorization requirements.
The Trump administration also should act. Insurers should collect premiums, provide financial backup when you're sick, and defer to the doctor who knows you.
Nowhere has managed care failed more miserably than in responding to the nation's stagnating life expectancy and its chief cause: obesity.
Sadly, the nation's public health agencies have also shown a ho-hum attitude. A Trump shakeup is needed. Senators considering President-elect
Drug-related deaths account for roughly 10%-18% of life expectancy declines, but obesity is the biggest culprit, according to
If you don't have a weight problem, your life expectancy isn't affected, but your wallet is. The obesity epidemic is costing taxpayers and premium payers a fortune.
The Trump administration needs to launch a campaign against unhealthy eating the way the
The
It's not
But the public health agencies, including the
Trump advisers
Democratic Sen.
As



Proxy Statement (Form DEF 14A)
Look Out, Interest Rate Cuts Could Be Over: Buy These High-Yield Passive Income Stars Now
Advisor News
- Using digital retirement modeling to strengthen client understanding
- Fear of outliving money at a record high
- Cognitive decline is a growing threat to financial security
- Two lessons career changers wish they knew before starting the CFP journey
- Americans less confident about retirement as worries grow
More Advisor NewsAnnuity News
- CareScout Joins Ensight™ Intelligent Quote LTC & Life Marketplace
- Axonic Insurance Annuities, Built for Banks, Broker-Dealers and RIAs, Now Available through WealthVest.
- Allianz Life Adds New Accumulation-Focused Fixed Index Annuities
- Allianz Life adds new accumulation-focused FIAs
- Industry objects to ‘tone and tenor’ of draft NAIC Annuity Buyer’s Guide
More Annuity NewsHealth/Employee Benefits News
- After health insurance subsidies end, 30,000 Idahoans will be uninsured, government report says
- Georgia’s ACA enrollment plunges, raising concerns for rural hospitals
- Pending cuts to Georgia Medicaid payments could affect children who need therapy
- Orange schools, teachers union at impasse over health insurance
- Miami judge sides with cancer patient, orders insurer to cover pricey treatment
More Health/Employee Benefits NewsLife Insurance News
- Agam Capital and 1823 Partners Announce Strategic Partnership to Provide Life Insurers with an End-to-End Value Chain Solution
- AM Best Revises Outlooks to Positive for Western & Southern Financial Group, Inc. and Its Subsidiaries
- Principal Financial Group Announces First Quarter 2026 Results
- SBLI Enhances its OmniTrak Term to Deliver Faster Decisions, More Client Coverage, and Improved Pricing
- Life insurance premium surges, but coverage is still falling short for many
More Life Insurance News