Betsy McCaughey: Americans are dying too young — U.S. Health Policy needs a shakeup
The American public is being sold a bill of goods that enrolling everyone in government-approved health insurance — primarily managed care — will improve the nation's health and close the troubling disparities between the health of Black and white Americans. Former President
Now
The trillions spent have not resulted in improved health. The uninsured rate has been cut in half, but Americans are sicker, and their life expectancy is stagnating. Doing more of the same can't be the answer.
New research in
The
We can't rely on the managed care industry and the lackadaisical public health establishment to make the urgently needed changes. They've failed us.
Under the ACA, Americans ceded too much control of their medical decisions to insurers instead of the doctors examining them.
Managed care preceded the ACA, but Obama became managed care's biggest booster, telling the public to trust insurers instead of greedy doctors he blamed for prescribing unnecessary tests procedures to get rich.
That was demagoguery to sell his health law. In 2011,
UnitedHealthcare officially states that it is moving health care "from volume to value," to enable people to "stay healthy over the course of a lifetime." That's hot air.
In truth, there are virtually no published studies showing managed care improves health.
Americans are feeling the impact of insurers second-guessing their doctors and demanding prior authorizations of routine medications and procedures.
Many states are considering legislation to limit prior authorization requirements.
The Trump administration also should act. Insurers should collect premiums, provide financial backup when you're sick, and defer to the doctor who knows you.
Nowhere has managed care failed more miserably than in responding to the nation's stagnating life expectancy and its chief cause: obesity.
Sadly, the nation's public health agencies have also shown a ho-hum attitude. A Trump shakeup is needed. Senators considering President-elect
Drug-related deaths account for roughly 10%-18% of life expectancy declines, but obesity is the biggest culprit, according to
If you don't have a weight problem, your life expectancy isn't affected, but your wallet is. The obesity epidemic is costing taxpayers and premium payers a fortune.
The Trump administration needs to launch a campaign against unhealthy eating the way the
The
It's not
But the public health agencies, including the
Trump advisers
Democratic Sen.
As


Proxy Statement (Form DEF 14A)
Look Out, Interest Rate Cuts Could Be Over: Buy These High-Yield Passive Income Stars Now
Advisor News
- Americans aren’t turning retirement plans into action, LIMRA finds
- Ashley Hinson ‘death tax’ story collides with truth
- How advisors can prepare clients for an uncertain retirement landscape
- Investors aren’t waiting out uncertainty
- Transamerica and Advo(k)ate Advisors launch pooled employer plan
More Advisor NewsAnnuity News
- Jackson Financial CEO caps 40-year career with blockbuster Q2
- Lumos Insurance introduces the Immediate Care Plan to help families fund long-term care
- NAIC regulators begin consensus phase on annuity illustration overhaul
- AM Best Revises Outlooks to Negative for Subsidiaries of Group 1001 Insurance Holdings, LLC
- Market-value adjusted annuities: Key considerations for advisors
More Annuity NewsHealth/Employee Benefits News
- California nearly achieved universal healthcare. Now, millions are losing coverage
- New York state made $21.6M in improper Medicaid payments
- Enough of the blame game
- Why Hybrid Healthcare Is a Business Imperative for Employers in Colorado
- Abbott seeks leaner, cheaper health plans
More Health/Employee Benefits NewsLife Insurance News
- Don't keep checks with clerical errors
- The insurance distributor that builds its own software will win the next decade
- iA Financial Group Reports Second Quarter Results
- Supporting small businesses starts with smarter benefits conversations
- Judge again tosses Penn Mutual whole life lawsuit alleging tax scam
More Life Insurance News