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"The insurance and long-term savings sector welcomes the
"Under the current system, people don't always plan for future care costs, causing financial hardship for families at a time when they are already distressed about needing care for a loved one or themselves.
"The simpler and clearer the rules about what the state will provide, the easier it will be for insurers to respond to and support customers with what is not covered. Today's announcement is a welcome step forward."