America's Health Insurance Plans Outlines Priorities and Roadmap for Protecting Privacy and Security of Consumer Health Information
AHIP's Board of Directors and its Chief Medical Officers leadership team released core guiding priorities and a detailed roadmap to further protect the privacy, confidentiality, and cybersecurity of consumer health information. Health insurance providers have long-been a leader in developing privacy, confidentiality, and cybersecurity practices to protect personal health information. These priorities reaffirm that commitment while offering a path forward for legislators and regulators to keep Americans' health data secure and provide them with actionable health information.
"It is essential that every American is confident that their personal health information is private and protected - no matter who holds it," said
AHIP's Chief Medical Officers emphasized that new technologies - including telehealth, apps, and other digital health care services - should be subject to the Health Insurance Portability and Accountability Act (HIPAA) or similar requirements. They also advised that HIPAA and the Health Information Technology for
In outlining these pieces today, AHIP is stating unequivocally that Americans deserve better access to personalized, actionable health care information to empower them to make more informed decisions in a way that protects their privacy, confidentiality, and security.
The AHIP Board of Directors released the following set of core guiding priorities for helping secure vital patient data:
* Every person should have access to their data and be able to easily know how their health information may be shared. Consumers should be informed in a way that is clear, concise, and easy to understand about how to access their personal health information and how it could be used and disclosed. Health insurance providers should seek new solutions to provide consumers with more options about how their information is shared.
* Personal health information should be protected no matter who holds the data. As health and health-related data become more interoperable, entities that collect, use, store, or disclose consumer health information should be required to comply with HIPAA or new HIPAA-like protection requirements.
* Demographic data should be leveraged to improve health equity and outcomes. Demographic data such as race, ethnicity, religion, sexual orientation, gender identity, and disability status should be used to promote individual and public health initiatives, including addressing health disparities. Demographic data should not be used to discriminate against any individual or group of individuals.
* Entities offering digital tools should be required to embed consumer privacy and security protections within those tools. Defining a federal approach for privacy and security can help ensure consistent protection of health information in a variety of situations and avoid a patchwork approach that results in gaps and vulnerability.
* The commercial sale of identifiable health information should be prohibited without the agreement of the individual. Identifiable data cannot be sold under HIPAA. Digital tools not subject to HIPAA should be subject to similar robust privacy law ensuring a consumer's identifiable data cannot be sold without express consent beyond the initial "click box" terms and conditions.
The AHIP Chief Medical Officers leadership team also released a roadmap for legislators and regulators for medical health coverage. The topline points follow below:
* HIPAA or similar requirements should be expanded to entities that collect, use, disclose, or store individuals' health and health-related information but are not currently subject to the rigorous privacy or security parameters that our industry requires.
* Individuals should have access to their health data and be able to easily know how their health information may be shared.
* Privacy requirements governing private entities should support digital platforms and telehealth in a way that promotes the privacy and security of information exchanged.
* Privacy requirements should evolve to better support public health requirements.
* The commercial sale of identifiable health information should be prohibited without the agreement of the individual.
*
* Laws and regulations and resulting costs should be analyzed with any resulting benefits before new or changing administrative, technical, and physical policies or controls are implemented.
* Government policies should recognize that, as an industry, health insurance providers have continued to invest in and adhere to strong cybersecurity practices and policies.
* Consumer demographic data should be used to reduce disparities and improve outcomes. Data should not be permitted to be used to discriminate.
* The
* * *
REPORT: https://ahiporg-production.s3.amazonaws.com/documents/AHIP_CMO-PrivacyPriorities-Feb-2022.pdf



Sober-home owner duped him, doctor says in court
Florida Third District Court Issues Opinion Regarding All Insurance Restoration Services Vs. Citizens Property Insurance
Advisor News
- Global economy ‘resilient’ in the wake of massive disruption
- Cryptocurrency legislation takes one step forward with bipartisan support
- IRS CEO FRANK J. BISIGNANO VISITS OHIO TO TOUT WORKING FAMILIES TAX CUTS PROVISIONS ON NO TAX ON CAR LOAN INTEREST, NO TAX ON OVERTIME, ENHANCED DEDUCTION FOR SENIOR CITIZENS
- The hidden flaw in insurance AI adoption for advisors and carriers
- Rising healthcare costs impact 401(k) accounts
More Advisor NewsAnnuity News
- MetLife Expands Guaranteed Retirement Income Offering with Innovative Flexible Annuity Option
- How annuities can help protect retirees from financial scams
- MetLife Inc. (NYSE: MET) Climbs to New 52-Week High
- The Standard and Pacific Guardian Life Announce Entry into Agreement to Transition Individual Annuities Business
- AuguStar Retirement launches StarStream Variable Annuity
More Annuity NewsHealth/Employee Benefits News
- Reed: Can these assets be saved?
- Virginia program cuts costs of health insurance under Obamacare
- Retirement, health insurance costs to put pressure on future Baker City budgets
- The United States may be the best place to build universal health care (Opinion)
- PacificSource cuts 97 Oregon jobs amid retreat from health insurance markets
More Health/Employee Benefits NewsLife Insurance News
- AM Best Affirms Credit Ratings of Halyk-Life, JSC
- AM Best Affirms Credit Ratings of Symetra Financial Corporation and Its Subsidiaries
- AM Best Assigns Credit Ratings to Park Avenue Life Insurance Company
- Nationwide reaches reinsurance agreement with MassMutual on UL policy block
- Best’s Market Segment Report: AM Best Maintains Outlook on Philippines’ Non-Life Insurance Segment at Stable
More Life Insurance News