A year after Michael, Florida community still in crisis - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
October 9, 2019 Newswires
Share
Share
Post
Email

A year after Michael, Florida community still in crisis

Associated Press

ORLANDO, Fla. (AP) — A year after Hurricane Michael , the Florida county hardest hit by the Category 5 storm is still in crisis: Thousands in Bay County are homeless, medical care and housing are at a premium, domestic violence has become a problem and severely diminished mental health services are overwhelmed with backlogs.

Michael, among the strongest hurricanes ever to make landfall in the United States, barreled onto the Florida Panhandle on Oct. 10, 2018, with 160 mph (257 kph) winds, ripping homes from their foundations, flattening others and utterly devastating Tyndall Air Force Base, home to 11,000 airmen. It left 22,000 of Bay County's then-180,000 residents homeless and resulted in total insured losses of almost $7 billion.

This summer, county officials unveiled a nearly 300-page blueprint to rebuild. Among their ideas is to use shipping containers and 3-D technology to build new houses and to offer signing bonuses for doctors to replace those who fled when their offices and equipment were destroyed.

They have their work cut out for them: About 5,000 people are still homeless and rent for the few available living quarters has skyrocketed. About 1 in 6 insurance claims are still unresolved, and local government officials are worried about depleted tax coffers as small businesses struggle to reopen. Bay County schools have lost more than 1 in 8 students, which will affect the amount of state education funding they receive.

"The community at large is suffering from trauma and grief," officials said in their report, released in July. "Citizens are fatigued, tired and anxious."

Teri Powell Hord, whose Panama City neighborhood was blasted by Michael, said haggling with insurance companies and contractors has dragged out the recovery process and is taking its toll on residents' mental health.

"It's frustrating," Hord said.

More people than ever before are in need of mental health services. Such services were fairly limited before Michael hit. Now, officials said in their report, they are "taxed well beyond capacity."

During the past school year alone, 125 students in Bay County schools were placed in custody for a mental health evaluation under Florida's Baker Act. Because the hurricane left standing only one medical center that can receive Baker Act patients, students were sent to facilities as far as 580 miles (933 kms) away.

The school district has a waitlist of 350 students who need mental health services, and the county at large lost 40 percent of its behavioral health specialists after the storm.

"We are in the midst of a mental health crisis here in Bay County," school district officials concluded in a report.

County officials also said they had seen a disturbing amount of domestic violence cases but did not provide details immediately. Health care also has suffered.

Several months after the hurricane, Daniel Steele's fiancee, Rebecca Akins, started having breathing problems that he thinks were caused by storm-related mold in their home outside Panama City. He took her to the damaged hospital, Bay Medical Center, but it had lost its intensive care unit. Akins eventually was taken to a hospital in Pensacola, 140 miles (225 kms) away.

"The hospital was devastated by the storm and there's still no ICU. What's up with that?" Steele said.

One of the county's two hospitals, heavily damaged by the storm, has only about a quarter of the beds it did before.

The Bay County recovery blueprint calls for signing bonuses, slashed taxes and student loan forgiveness to physicians and mental health providers who come to Bay County. It recommends building a new hospital in Panama City Beach, a section of the county largely spared the worst of the damage, and enhancing security during emergencies at clinics that house pharmaceuticals. It also calls for acquiring block housing — a large number of apartments in the same building or trailer park — to house mental health providers.

In August, Florida first lady Casey DeSantis announced the installation of 63 "telehealth" kiosks where students in public schools that were affected by the hurricane can speak to a mental health professional remotely.

Building affordable housing is another priority for the county — both for residents whose homes were damaged or destroyed and the influx of construction workers who are helping to rebuild. Hurricane Michael damaged an estimated 60,000 homes. Since the storm, rental prices have spiked. There have been increases in foreclosures as residents who lost their jobs struggled to keep up with mortgage payments.

County leaders are in talks with private builders to construct new affordable housing quickly through nontraditional means such as 3-D printing, modular construction and tiny houses.

"It's a chicken and an egg thing," said Panama City manager Mark McQueen. "You can't get employees until you get housing. You can't get housing without construction workers. We are in a vulnerable state of our recovery without housing. It crosses every sector of our community."

Associated Press reporter Jay Reeves in Birmingham, Alabama, contributed to this report.

Follow Mike Schneider on Twitter at https://twitter.com/MikeSchneiderAP

Older

Utilant’s Loss Control 360 SaaS Platform Accelerates Market Share with a Series of New Premium Brand Customers

Newer

At 80, car magnate Fred Beans prepares for radical changes on the road ahead

Advisor News

  • Your client’s $3 million portfolio doesn’t tell you their insurance needs
  • How life insurance can provide liquidity for wealthy families
  • Retirement providers turn to digital engagement to retain assets
  • Looking out for clients with diminished mental capacity
  • House panel advances CLEAR Forms Act backed by IRI
More Advisor News

Annuity News

  • What lower interest rates mean to annuity payouts
  • AM Best downgrades A-Cap insurers amid financial and regulatory troubles
  • Lawsuit claims Delaware Life hid billions in insurer-linked investments
  • AM Best to Deliver Presentation at 2026 ACLI Annual Conference
  • Global Atlantic Announces Launch of ForeLifetime Income, a New Fixed Index Annuity
More Annuity News

Health/Employee Benefits News

  • What's changed for Sacramento social services 15 months after Trump's Big Beautiful Bill?
  • CMS REFOCUSES MEDICAID QUALITY ON HEALTH OUTCOMES, LAUNCHES INNOVATIVE PARTNERSHIP WITH 37 STATES
  • ATTORNEY GENERAL FORD OPPOSES FEDERAL RULE THAT COULD THREATEN MEDICAID FUNDING AND HEALTH COVERAGE
  • HOYER STATEMENT ON THE APPROVED 2027 MARYLAND MARKETPLACE RATES
  • JD Vance is not ripping away anyone’s health insurance coverage
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • Life insurance protects dependent loved ones
  • AM Best Affirms Credit Ratings of Horace Mann Educators Corporation and Its Subsidiaries
  • Abacus Global Management Completes Landmark $400 Million Securitization
  • New Rules: This bill could help cannabis companies finally get insurance coverage
  • Time to revisit your clients’ life insurance coverage
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.