Tradesure Insurance: A Buying Guide To Motor Trade Insurance
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“Tradesure Insurance has created a short simple guide advising current and future customers on their motor trade insurance.”
• Cater To Your Business Needs Never over insure and pay for more than is required. Equally, make sure you don't under insure in order to save money.
“There will be occasions when you may wish to remove or add vehicles to your policy, add or remove drivers or amend the amount of vehicles you have insured,” comments Bicknell.
“Make sure you choose a flexible motor trade insurance policy and an insurance provider that is accessible to your needs.”
• Make sure Your Insurance Provider Understands Your Business Needs Always head to a provider that has a proven track record of providing motor trade insurance.
“A good provider will ask informed questions about your business needs and shop around on your behalf to find the correct level of cover.
Bicknell adds, “We aim to give our customers high flexibility and accessibility when shopping for motor trade insurance.”
• Be clear on what you need to protect An experienced motor trade insurance broker will advise you on the level and type of cover you'll need. Whilst you may be in the business of buying, selling, restoration or repairs, there are a number of considerations that mustn't be overlooked: fixtures, fittings, contents, customer vehicles and employee's.
• Don't Buy On Price Alone Be wary of cheap insurance cover, this will seem attractive to begin with but the policy will have plenty of exclusions.
Bicknell, says: “You'll always be sold insurance based on price and the benefits of the policy inclusions. It's far more important to know just what the policy excludes to determine whether you're actually getting a good deal.
• Regularly review your policy vs. your business needs As your business grows and changes, your insurance needs will also alter. A reputable and experienced motor trade insurance broker will be there to make any adjustments and review the cover in line with your changing business requirements.
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