The Honolulu Star-Advertiser Kokua Line column - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
August 26, 2014 Newswires
Share
Share
Post
Email

The Honolulu Star-Advertiser Kokua Line column

June Watanabe, The Honolulu Star-Advertiser
By June Watanabe, The Honolulu Star-Advertiser
McClatchy-Tribune Information Services

Aug. 26--Question: In January, I paid via my mom's account for her ambulance service only to find out that insurance would pay for it. I called the state Emergency Medical Services to ask for my refund of $946. They said because the money was put into the general fund it would take about 120 days to get a refund. It's been over six months. I've called the number for EMS billing six times and they said there was no way to trace this claim because it's like a grain of sand in the ocean. That is absurd. Who can I call to find out when I'm going to get my money back?

Answer: The state Department of Health's EMS branch apologized for the delay and said last week you should get your refund in two to three weeks.

The extended delay was because of "a breakdown in communication and we are glad this was brought to our attention," said Health Department spokeswoman Janice Okubo.

As it stands, there is a backlog on refunds because of a recent switch to a new billing contractor, she said.

"At this time, refunds are taking roughly four to six months and sometimes longer to process," Okubo said. "We understand that an extended delay in receiving a refund may create a hardship, especially for senior patients on a tight budget."

Anyone who has waited more than six months for a refund is advised to contact EMS staff directly by calling 733-9218.

This is an opportunity to let people know that their insurance may pay for ambulance service.

"Unfortunately, many elderly patients and their family members do not realize" this, although it is indicated in the first sentence of their EMS bill, and pay the entire bill in full, Okubo said.

If payment is made before insurance reimbursement, the system will not generate a refund to the patient until the insurance has paid the bill in full, she said.

"An additional challenge currently facing the EMS payment system is the result of an HMSA policy of sending EMS reimbursement payments directly to their members and bypassing EMS," Okubo said. "HMSA members often do not realize the reimbursement for emergency services must be paid to the state EMS system for the medical services received."

Question: According to the Transportation Security Administration's policy regarding carrying medications when flying: "Medications are not required to be in prescription bottles and may be transported in daily dose containers; however, states have individual laws regarding the labeling of prescription medications." Does Hawaii law have anything to say on this subject?

Answer: No.

"Once the medication is dispensed, properly labeled, and in the hands of the consumer, any legal labeling requirements end," said Lynn Nakasone, chief of the state Department of Health's Health Resources Division. "Once in the possession of the consumer, the medication can be placed in any container they feel is appropriate."

This is one reason why "medication recovery" -- giving back unused medication -- is so problematic, she said.

"Once dispensed, a pharmacy or whomever is recovering the medication cannot be absolutely sure that the medication in the bottle matches the label outside the bottle," she said.

Nakasone previously explained to Kokua Line that there was no "mechanism" or place to recycle unused prescription drugs in the state -- bit.ly/1pnNtUW.

State law prohibits private individuals from donating unused prescription drugs for reuse because of safety and liability concerns.

Auwe

To those people who insist on banging on the rear door of TheBus as it is leaving the bus stop. The driver cannot hear you and you continue to run after the bus on the road between the bus and the curb! This is what I witness every day on a downtown route. The bus runs very frequently in this area. Waiting 15 to 20 minutes for the next bus may mean the difference between life and death. -

Concerned Bus Rider

Write to "Kokua Line" at Honolulu Star-Advertiser, 7 Waterfront Plaza, Suite 210, 500 Ala Moana Blvd., Honolulu 96813; call 529-4773; fax 529-4750; or email [email protected].

___

(c)2014 The Honolulu Star-Advertiser

Visit The Honolulu Star-Advertiser at www.staradvertiser.com

Distributed by MCT Information Services

Wordcount:  692

Older

Retirement fund for state workers posts second straight double-digit return

Newer

Credit union embezzler owes restitution, gets prison time

Advisor News

  • How smart investments prepare clients for inflation
  • Amid slew of corporate tax ideas, Newsom chose one likely to hit people’s premiums
  • The biggest risk to your clients’ financial plans isn’t market volatility
  • Initiative looks at how caregiving impacts workplace benefits
  • Will rising retirement needs spark an annuity boom?
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Fortitude Re Completes $500 Million FABN Issuance
  • Reframing retirement income for greater certainty
  • Jackson Introduces Dow Jones Industrial Average Index Option, Flexible Premiums, Six-Year Rate Guarantee in Latest Registered Index-Linked Annuity Launch
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
More Annuity News

Health/Employee Benefits News

  • Final rules for Medicaid work requirements are out. Here's what you need to know.
  • Hyde-Smith blasts health care delays
  • WNY health insurers seek rate hikes of 9% to 24% for 2027
  • Healthcare now costs more than mortgages
  • Fairview won’t accept seniors with UnitedHealth Medicare Advantage plans next year
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Issue Credit Ratings of Weston2038 LLC’s Credit-Linked Notes
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Greg Lindberg moves to halt $1.65B restitution order, claims he ‘overpaid’
  • Fidelity Investments® to Expand Target Date Lineup With Launch of Guaranteed Income Solution
  • KBRA Releases Research – Private Credit: Much Ado About Nothing – Perspectives on Columbia Business School Paper About Private Ratings
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Looking for stronger rates, amplified growth & real results?
Sentinel's Accumulation Protector Plus℠ Annuity is for clients wanting more from retirement planning

Press Releases

  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet