Researchers Submit Patent Application, "Behavior Based Driving Record Management and Rehabilitation", for Approval - Insurance News | InsuranceNewsNet

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April 30, 2015 Newswires
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Researchers Submit Patent Application, “Behavior Based Driving Record Management and Rehabilitation”, for Approval

By a News Reporter-Staff News Editor at Politics & Government Week -- From Washington, D.C., VerticalNews journalists report that a patent application by the inventors Basir, Otman A. (Waterloo, CA); Miners, William Ben (Guelph, CA); Manoharan, Shunkar (Pickering, CA), filed on October 14, 2014, was made available online on April 23, 2015.

No assignee for this patent application has been made.

News editors obtained the following quote from the background information supplied by the inventors: "A driver convicted of or found responsible for a driving-related offence may result in demerit points recorded on his/her record. These demerit points increase their auto insurance premiums, and the demerit points may stay on the driver's record for many years from the date of the offence. Unfortunately, this outcome introduces a substantial financial cost and penalty that may not accomplish the intended goal of safe driving and adherence to the appropriate driving rules and regulations.

"Most demerit point systems impact the driver's auto insurance rate. At the time of vehicle insurance renewal, the auto insurer can review the driver's profile and adjust premiums based on their actuarial risks. Unfortunately, the link between demerit points and insurance risks is not always guaranteed. Some driving behaviors are simply anomalies or exceptions that may incur demerit points but may not be indicative of persistent poor driving behavior."

As a supplement to the background information on this patent application, VerticalNews correspondents also obtained the inventors' summary information for this patent application: "The behavior-based driving record management program provided here is designed to assist drivers that have received driving penalties or 'demerit points' to improve their behavior and 'rehabilitate' to recover their driving privileges. Telematics are used to monitor the driving behavior over time and provide feedback to the driver.

"The behavior based driving record management program is designed to assist drivers that have received driving penalties or 'demerit points' to improve their behavior and 'rehabilitate' to recover their driving privileges. This program helps not only the driver with a poor driving record, but also helps to protect others from drivers who abuse the privilege of driving. The behavior based driving record management program can be implemented at various stages of poor driving records, including starting from the date of a warning letter has been initiated (served), or when the driver has been ordered for an interview or license suspended, depending on the offence committed and on the relevant existing penalties in the given jurisdiction.

"The system can also be used to implement graduated licensing programs to ensure that only qualified young drivers are graduating from one level to another demonstrating actual driver behavior and driving experience while reducing fraud.

"The system can also be used with driving schools to monitor student driving and to prevent fraud in driving schools.

"The system may provide coaching tips including context-relevant constructive messages generated according to the combined behavioral driving data. The system may provide driver alerts and notifications that are generated based on detection of undesirable driving behaviors from a customizable set of rules. The driver alerts and notifications may be delivered using one of more medium of choice including web portal with maps, Email, and SMS. Feedback may be delivered in the form of an 'in-vehicle mentor', with a machine personality tailored for constructive coaching.

BRIEF DESCRIPTION OF THE DRAWINGS

"FIG. 1 is a schematic of hardware that can be used to implement the system and method of the present invention.

"FIG. 2 is a sample user interface that could be used in connection with the system and method of FIG. 1.

"FIG. 3 is an example electronic logbook and summary that could be provided by the system and method of FIG. 1."

For additional information on this patent application, see: Basir, Otman A.; Miners, William Ben; Manoharan, Shunkar. Behavior Based Driving Record Management and Rehabilitation. Filed October 14, 2014 and posted April 23, 2015. Patent URL: http://appft.uspto.gov/netacgi/nph-Parser?Sect1=PTO2&Sect2=HITOFF&u=%2Fnetahtml%2FPTO%2Fsearch-adv.html&r=701&p=15&f=G&l=50&d=PG01&S1=20150416.PD.&OS=PD/20150416&RS=PD/20150416

Keywords for this news article include: Patents, Legal Issues.

Our reports deliver fact-based news of research and discoveries from around the world. Copyright 2015, NewsRx LLC

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