Ohio Casualty™ Introduces CUSTOM PROTECTOR™ and The Commercial Protector Series™

New commercial product line delivers greater flexibility and speed to agents
Fairfield, Ohio - April 3, 2008 – Ohio Casualty, a Liberty Mutual Agency Markets regional company, today announced the introduction of CUSTOM PROTECTOR, a competitively priced commercial lines product that offers more built-in coverages with significantly expanded eligibility.
CUSTOM PROTECTOR is available to small to mid-sized businesses with receipts up to $15 million per location and offers optional market segment endorsements for the following twelve industries: condominiums, contractors, food processors, garages/auto service, hotels/motels, manufacturers, office/lessor’s risk, religious organizations, restaurants, retailers, service providers, and wholesalers. Split-rated property and liability coverages allow for price adjustments to match a customer’s specific exposure.
This new product is the centerpiece of The Commercial Protector Series, Ohio Casualty’s innovative solution for small to mid-sized commercial business that can provide coverage for more than 1,100 classes of business. The Commercial Protector Series consists of three products – COMMERCIAL PROTECTOR® (BOP), CUSTOM PROTECTOR, and the Comprehensive Business Policy.
“The Commercial Protector Series gives our agents a far wider range of classes and more competitive pricing,” said Jeff Cruey, vice president, Commercial Lines Underwriting, Ohio Casualty. “Agents now have a broader, more flexible product set to accommodate all account sizes in our commercial lines appetite. They also have a tool that delivers greater efficiency and cuts the online submission process by about one-third.”
Supplementing these new products is an enhancement to Commercial IQÒ, the company’s online quoting and policy application system, that simplifies product selection by directing agents’ new business to the Ohio Casualty product that best suits a customer’s needs. SmartNavÔ, the new pre-qualification tool within Commercial IQ, suggests the most appropriate product for a commercial risk after an agent selects a business class code and responds to a few basic eligibility questions.
COMMERCIAL PROTECTOR (BOP) is a competitively-priced, package product that provides broad property and liability coverage in a single policy for small business accounts with receipts up to $8.5 million per location. Endorsements include: Property Extension, Property Extension Plus, Liability Extension, Employment Practices Liability, and Physicians and Dentists Property Extension.
Ohio Casualty also offers the Comprehensive Business Policy, designed for more complex middle-market accounts. Core coverages include Commercial General Liability Extension and a Property Extension Endorsement, with optional coverages for Equipment Breakdown, Employment Practices Liability, Business Income on an Actual Loss Sustained, Property Extension Plus Endorsement, as well as a complete portfolio of ISO coverage endorsements.
About Ohio Casualty
With underwriting companies dating back to 1851, Ohio Casualty offers property and casualty insurance products, including a comprehensive set of personal and commercial coverage, distributed primarily through appointed independent agents. Headquartered in Fairfield, OH, Ohio Casualty provides insurance in Delaware, Kentucky, Maryland, Ohio, Pennsylvania, Virginia, Washington, D.C., and West Virginia.
Ohio Casualty is part of Liberty Mutual Agency Markets, a business unit of Liberty Mutual Group, consisting of property and casualty specialty insurance carriers that distribute their products and services primarily through independent agents and brokers. Liberty Mutual Group ranks 95 on the Fortune 500 list of the largest U.S. corporations based on 2006 revenues. The company has financial strength ratings of A (Excellent) from the A.M. Best Company, A2 (Good) from Moody’s Investment Services, and A (Strong) from Standard and Poor’s.
Contact:
Christopher Goetcheus
774-279-5923
[email protected]


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