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2023 Kvantitative rapporteringsskemaer for Topdanmark Forsikring (offentliggjort den 15. maj 2024) (Excel) (1 MB)

S.02.01.02.01

Topdanmark Forsikring A/S
2023
S.02.01.02.01 Balance sheet
(DKK '000) Solvency II value
C0010
Assets
Goodwill R0010
Deferred acquisition costs R0020
Intangible assets R0030 0
Deferred tax assets R0040 0
Pension benefit surplus R0050 0
Property, plant & equipment held for own use R0060 3,947
Investments (other than assets held for index-linked and unit-linked contracts) R0070 16,250,827
Property (other than for own use) R0080 0
Holdings in related undertakings, including participations R0090 1,080,625
Equities R0100 29,190
Equities - listed R0110 0
Equities - unlisted R0120 29,190
Bonds R0130 13,676,564
Government Bonds R0140 96,526
Corporate Bonds R0150 13,580,038
Structured notes R0160 0
Collateralised securities R0170 0
Collective Investments Undertakings R0180 1,042,290
Derivatives R0190 127,263
Deposits other than cash equivalents R0200 294,895
Other investments R0210 0
Assets held for index-linked and unit-linked contracts R0220 0
Loans and mortgages R0230 0
Loans on policies R0240 0
Loans and mortgages to individuals R0250 0
Other loans and mortgages R0260 0
Reinsurance recoverables from: R0270 413,974
Non-life and health similar to non-life R0280 413,974
Non-life excluding health R0290 416,861
Health similar to non-life R0300 -2,887
Life and health similar to life, excluding health and index-linked and unit-linked R0310 0
Health similar to life R0320 0
Life excluding health and index-linked and unit-linked R0330 0
Life index-linked and unit-linked R0340 0
Deposits to cedants R0350 0
Insurance and intermediaries receivables R0360 308,335
Reinsurance receivables R0370 146,401
Receivables (trade, not insurance) R0380 0
Own shares (held directly) R0390 0
Amounts due in respect of own fund items or initial fund called up but not yet paid in R0400 0
Cash and cash equivalents R0410 41,283
Any other assets, not elsewhere shown R0420 2,019,116
Total assets R0500 19,183,883
Liabilities
Technical provisions - non-life R0510 9,516,917
Technical provisions - non-life (excluding health) R0520 4,826,526
Technical provisions calculated as a whole R0530 0
Best Estimate R0540 4,785,529
Risk margin R0550 40,997
Technical provisions - health (similar to non-life) R0560 4,690,391
Technical provisions calculated as a whole R0570 0
Best Estimate R0580 4,607,700
Risk margin R0590 82,691
Technical provisions - life (excluding index-linked and unit-linked) R0600 2,698,848
Technical provisions - health (similar to life) R0610 2,698,848
Technical provisions calculated as a whole R0620 0
Best Estimate R0630 2,693,456
Risk margin R0640 5,392
Technical provisions - life (excluding health and index-linked and unit-linked) R0650 0
Technical provisions calculated as a whole R0660 0
Best Estimate R0670 0
Risk margin R0680 0
Technical provisions - index-linked and unit-linked R0690 0
Technical provisions calculated as a whole R0700 0
Best Estimate R0710 0
Risk margin R0720 0
Other technical provisions R0730
Contingent liabilities R0740 0
Provisions other than technical provisions R0750 210,626
Pension benefit obligations R0760 19,630
Deposits from reinsurers R0770 0
Deferred tax liabilities R0780 366,581
Derivatives R0790 271,583
Debts owed to credit institutions R0800 69,607
Financial liabilities other than debts owed to credit institutions R0810 0
Insurance & intermediaries payables R0820 8,338
Reinsurance payables R0830 121,836
Payables (trade, not insurance) R0840 0
Subordinated liabilities R0850 1,100,000
Subordinated liabilities not in Basic Own Funds R0860 0
Subordinated liabilities in Basic Own Funds R0870 1,100,000
Any other liabilities, not elsewhere shown R0880 731,767
Total liabilities R0900 15,115,734
Excess of assets over liabilities R1000 4,068,149

S.04.05.21

Topdanmark Forsikring A/S
2023
S.04.05.21.01 Home country: Non-life insurance and reinsurance obligations
(DKK '000) Home country
C0010
Premiums written (gross)
Gross Written Premium (direct) R0020 9,955,865
Gross Written Premium (proportional reinsurance) R0021 0
Gross Written Premium (non-proportional reinsurance) R0022 0
Premiums earned (gross)
Gross Earned Premium (direct) R0030 10,298,195
Gross Earned Premium (proportional reinsurance) R0031 0
Gross Earned Premium (non-proportional reinsurance) R0032 0
Claims incurred (gross)
Claims incurred (direct) R0040 5,948,998
Claims incurred (proportional reinsurance) R0041 0
Claims incurred (non-proportional reinsurance) R0042 0
Expenses incurred (gross)
Gross Expenses Incurred (direct) R0050 2,709,575
Gross Expenses Incurred (proportional reinsurance) R0051 0
Gross Expenses Incurred (non-proportional reinsurance) R0052 0
S.04.05.21.02 Top 5 countries (by amount of gross premiums written): Non-life insurance and reinsurance obligations
(DKK '000) Top 5 countries: non-life
C0020
Premiums written (gross)
Gross Written Premium (direct) R0020 0
Gross Written Premium (proportional reinsurance) R0021 0
Gross Written Premium (non-proportional reinsurance) R0022 0
Premiums earned (gross)
Gross Earned Premium (direct) R0030 0
Gross Earned Premium (proportional reinsurance) R0031 0
Gross Earned Premium (non-proportional reinsurance) R0032 0
Claims incurred (gross)
Claims incurred (direct) R0040 0
Claims incurred (proportional reinsurance) R0041 0
Claims incurred (non-proportional reinsurance) R0042 0
Expenses incurred (gross)
Gross Expenses Incurred (direct) R0050 0
Gross Expenses Incurred (proportional reinsurance) R0051 0
Gross Expenses Incurred (non-proportional reinsurance) R0052 0
S.04.05.21.03 Home country: Life insurance and reinsurance obligations
(DKK '000) Home country
C0030
Gross Written Premium R1020 0
Gross Earned Premium R1030 0
Claims incurred R1040 34,790
Expenses incurred R1050 8,361
S.04.05.21.04 Top 5 countries (by amount of gross premiums written): Life insurance and reinsurance obligations
(DKK '000) Top 5 countries: life and health SLT
C0040
Gross Written Premium R1020 0
Gross Earned Premium R1030 0
Claims incurred R1040 0
Expenses incurred R1050 0

S.05.01.02

Topdanmark Forsikring A/S
2023
S.05.01.02.01 Non-Life & Accepted non-proportional reinsurance
Line of Business for: non-life insurance and reinsurance obliations (direct business and accepted proportional reinsurance) Line of Business for: accepted non-proportional reinsurance Total
(DKK '000) Medical expense insurance Income protection insurance Workers' compensation insurance Motor vehicle liability insurance Other motor insurance Marine, aviation and transport insurance Fire and other damage to property insurance General liability insurance Credit and suretyship insurance Legal expenses insurance Assistance Miscellaneous financial loss Health Casualty Marine, aviation, transport Property
C0010 C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0110 C0120 C0130 C0140 C0150 C0160 C0200
Premiums written
Gross - Direct Business R0110 0 1,142,522 879,943 445,300 1,880,166 69,027 4,587,037 629,384 0 0 205,411 117,074 9,955,865
Gross - Proportional reinsurance accepted R0120 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross - Non-proportional reinsurance accepted R0130 0 0 0 0
Reinsurers' share R0140 0 3,761 1,772 3,367 4,062 218 625,750 52,084 0 0 0 0 0 0 0 0 691,015
Net R0200 0 1,138,761 878,171 441,933 1,876,104 68,809 3,961,287 577,300 0 0 205,411 117,074 0 0 0 0 9,264,850
Premiums earned
Gross - Direct Business R0210 0 1,184,081 906,322 464,078 1,988,788 70,520 4,693,367 658,026 0 0 214,695 118,317 10,298,195
Gross - Proportional reinsurance accepted R0220 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross - Non-proportional reinsurance accepted R0230 0 0 0 0
Reinsurers' share R0240 0 3,852 1,812 3,438 4,136 213 631,716 60,315 0 0 0 0 0 0 0 0 705,480
Net R0300 0 1,180,229 904,510 460,641 1,984,652 70,307 4,061,651 597,711 0 0 214,695 118,317 0 0 0 0 9,592,715
Claims incurred
Gross - Direct Business R0310 0 565,952 698,046 494,398 946,260 23,423 2,684,330 353,891 0 0 109,647 73,051 5,948,998
Gross - Proportional reinsurance accepted R0320 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross - Non-proportional reinsurance accepted R0330 0 0 0 0
Reinsurers' share R0340 0 -747 0 1,343 278 0 333,099 39,245 0 0 0 0 0 0 0 0 373,219
Net R0400 0 566,698 698,046 493,055 945,982 23,423 2,351,231 314,646 0 0 109,647 73,051 0 0 0 0 5,575,780
Expenses incurred R0550 0 324,484 225,170 170,862 507,569 19,158 1,198,092 188,632 0 0 54,473 21,135 0 0 0 0 2,709,575
Balance - other technical expenses/income R1200 77,656
Total technical expenses R1300 2,787,231
S.05.01.02.02 Life
Line of Business for: life insurance obligations Life reinsurance obligations Total
(DKK '000) Health insurance Insurance with profit participation Index-linked and unit-linked insurance Other life insurance Annuities stemming from non-life insurance contracts and relating to health insurance obligations Annuities stemming from non-life insurance contracts and relating to insurance obligations other than health insurance obligations Health reinsurance Life reinsurance
C0210 C0220 C0230 C0240 C0250 C0260 C0270 C0280 C0300
Premiums written
Gross R1410 0 0 0 0 0 0 0 0 0
Reinsurers' share R1420 0 0 0 0 0 0 0 0 0
Net R1500 0 0 0 0 0 0 0 0 0
Premiums earned
Gross R1510 0 0 0 0 0 0 0 0 0
Reinsurers' share R1520 0 0 0 0 0 0 0 0 0
Net R1600 0 0 0 0 0 0 0 0 0
Claims incurred
Gross R1610 0 0 0 0 34,790 0 0 0 34,790
Reinsurers' share R1620 0 0 0 0 0 0 0 0 0
Net R1700 0 0 0 0 34,790 0 0 0 34,790
Expenses incurred R1900 0 0 0 0 8,361 0 0 0 8,361
Balance - other technical expenses/income R2510 0
Total technical expenses R2600 8,361
Total amount of surrenders R2700 0 0 0 0 0 0 0 0 0

S.12.01.02

Topdanmark Forsikring A/S
2023
S.12.01.02.01 Life and Health SLT Technical Provisions
Insurance with profit participation Index-linked and unit-linked insurance Other life insurance Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations Accepted reinsurance Total (Life other than health insurance, incl. Unit-Linked) Health insurance (direct business) Annuities stemming from non-life insurance contracts and relating to health insurance obligations Health reinsurance (reinsurance accepted) Total (Health similar to life insurance)
(DKK '000) Contracts without options and guarantees Contracts with options or guarantees Contracts without options and guarantees Contracts with options or guarantees Contracts without options and guarantees Contracts with options or guarantees
C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0150 C0160 C0170 C0180 C0190 C0200 C0210
Technical provisions calculated as a whole R0010 0 0 0 0 0 0 0 0 0 0
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP as a whole R0020 0 0 0 0 0 0 0 0 0 0
Technical provisions calculated as a sum of BE and RM
Best Estimate
Gross Best Estimate R0030 0 0 0 0 0 0 0 0 0 0 2,693,456 0 2,693,456
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default R0080 0 0 0 0 0 0 0 0 0 0 0 0 0
Best estimate minus recoverables from reinsurance/SPV and Finite Re R0090 0 0 0 0 0 0 0 0 0 0 2,693,456 0 2,693,456
Risk Margin R0100 0 0 0 0 0 0 0 5,392 0 5,392
Amount of the transitional on Technical Provisions
Technical Provisions calculated as a whole R0110 0 0 0 0 0 0 0 0 0 0
Best estimate R0120 0 0 0 0 0 0 0 0 0 0 0 0 0
Risk Margin R0130 0 0 0 0 0 0 0 0 0 0
Technical provisions - total R0200 0 0 0 0 0 0 0 2,698,848 0 2,698,848

S.17.01.02

Topdanmark Forsikring A/S
2023
S.17.01.02.01 Non-Life Technical Provisions
Direct business and accepted proportional reinsurance Accepted non-proportional reinsurance: Total Non-Life obligation
(DKK '000) Medical expense insurance Income protection insurance Workers' compensation insurance Motor vehicle liability insurance Other motor insurance Marine, aviation and transport insurance Fire and other damage to property insurance General liability insurance Credit and suretyship insurance Legal expenses insurance Assistance Miscellaneous financial loss Non-proportional health reinsurance Non-proportional casualty reinsurance Non-proportional marine, aviation and transport reinsurance Non-proportional property reinsurance
C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0110 C0120 C0130 C0140 C0150 C0160 C0170 C0180
Technical provisions calculated as a whole R0010 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole R0050 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Technical provisions calculated as a sum of BE and RM
Best estimate
Premium provisions
Gross R0060 0 65,962 -55,009 178,193 176,064 -15,960 64,200 140,670 0 0 20,396 132,800 0 0 0 0 707,316
Total recoverable from reinsurance/SPV and Finte Re after the adjustment for expected losses due to counterparty default R0140 0 -1,447 -1,645 -2,147 -481 -157 -61,606 25,513 0 0 0 0 0 0 0 0 -41,969
Net Best Estimate of Premium Provisions R0150 0 67,409 -53,365 180,340 176,545 -15,803 125,806 115,157 0 0 20,396 132,800 0 0 0 0 749,285
Claims provisions
Gross R0160 0 1,246,002 3,350,746 963,877 192,328 6,620 1,930,142 930,775 0 0 27,659 37,765 0 0 0 0 8,685,913
Total recoverable from reinsurance/SPV and Finte Re after the adjustment for expected losses due to counterparty default R0240 0 205 0 1,391 258 0 329,930 124,160 0 0 0 0 0 0 0 0 455,943
Net Best Estimate of Claims Provisions R0250 0 1,245,797 3,350,746 962,487 192,069 6,620 1,600,213 806,616 0 0 27,659 37,765 0 0 0 0 8,229,970
Total Best estimate - gross R0260 0 1,311,964 3,295,736 1,142,070 368,392 -9,341 1,994,342 1,071,446 0 0 48,055 170,565 0 0 0 0 9,393,229
Total Best estimate - net R0270 0 1,313,206 3,297,381 1,142,826 368,614 -9,183 1,726,018 921,773 0 0 48,055 170,565 0 0 0 0 8,979,255
Risk margin R0280 0 12,561 70,130 14,086 750 22 12,368 13,501 0 0 83 187 0 0 0 0 123,688
Amount of the transitional on Technical Provisions
Technical Provisions calculated as whole R0290 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Best estimate R0300 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Risk margin R0310 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Technical provisions - total
Technical provisions - total R0320 0 1,324,525 3,365,866 1,156,156 369,142 -9,319 2,006,710 1,084,947 0 0 48,138 170,752 0 0 0 0 9,516,917
Recoverable from reinsurance contract/SPV and Finte Re after the adjustment for expected losses due to counterparty default - total R0330 0 -1,242 -1,645 -756 -222 -157 268,324 149,673 0 0 0 0 0 0 0 0 413,974
Technical provisions minus recoverables from reinsurance/SPV and Finite Re- total R0340 0 1,325,767 3,367,511 1,156,912 369,364 -9,161 1,738,386 935,274 0 0 48,138 170,752 0 0 0 0 9,102,943

S.19.01.21

Topdanmark Forsikring A/S
2023
S.19.01.21.01+02
Gross Claims Paid (non-cumulative) - absolute amount
Development year
(DKK '000) Accident year/ Underwriting year 0 1 2 3 4 5 6 7 8 9 10 & + In Current year Sum of years (cumulative)
Z0020 C0010 C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0110 C0170 C0180
Prior R0100 Accident year [AY] 39,559 39,559 30,224,545
N-9 R0160 Accident year [AY] 3,258,239 1,414,677 425,348 245,453 143,247 78,801 75,240 -14,525 15,168 13,362 13,362 5,655,010
N-8 R0170 Accident year [AY] 3,140,363 1,475,134 396,678 332,693 223,966 51,117 33,321 21,188 12,023 12,023 5,686,483
N-7 R0180 Accident year [AY] 3,201,482 1,261,446 402,019 298,972 149,023 65,645 51,372 49,109 49,109 5,479,068
N-6 R0190 Accident year [AY] 2,940,407 1,212,232 650,231 271,037 153,423 57,543 59,425 59,425 5,344,298
N-5 R0200 Accident year [AY] 3,111,481 1,468,055 641,475 367,460 138,908 64,073 64,073 5,791,451
N-4 R0210 Accident year [AY] 3,221,328 1,434,430 527,635 206,125 192,531 192,531 5,582,050
N-3 R0220 Accident year [AY] 3,170,942 1,262,429 468,533 281,882 281,882 5,183,786
N-2 R0230 Accident year [AY] 3,089,556 1,438,294 599,794 599,794 5,127,644
N-1 R0240 Accident year [AY] 3,373,274 1,435,140 1,435,140 4,808,414
N R0250 Accident year [AY] 3,587,724 3,587,724 3,587,724
Total R0260 Accident year [AY] 6,334,624 82,470,474
S.19.01.21.03+04
Gross undiscounted Best Estimate Claims Provisions - absolute amount
Development year
(DKK '000) Accident year/ Underwriting year 0 1 2 3 4 5 6 7 8 9 10 & + Year end (discounted data)
Z0020 C0200 C0210 C0220 C0230 C0240 C0250 C0260 C0270 C0280 C0290 C0300 C0360
Prior R0100 Accident year [AY] 545,147 582,124
N-9 R0160 Accident year [AY] 2,925,903 1,586,485 1,177,625 849,481 554,369 328,622 165,268 172,121 172,970 144,546 158,829
N-8 R0170 Accident year [AY] 3,026,236 1,622,224 1,108,469 705,527 428,001 239,974 168,462 152,349 144,775 158,697
N-7 R0180 Accident year [AY] 2,793,405 1,525,063 993,261 596,503 314,108 270,604 201,087 137,046 154,531
N-6 R0190 Accident year [AY] 2,503,026 1,398,874 655,981 437,583 235,602 158,582 144,103 175,332
N-5 R0200 Accident year [AY] 2,773,247 1,392,096 786,741 437,714 268,939 233,848 276,735
N-4 R0210 Accident year [AY] 2,684,390 1,397,638 902,116 693,756 458,500 439,638
N-3 R0220 Accident year [AY] 2,952,660 1,563,186 1,021,952 741,706 671,667
N-2 R0230 Accident year [AY] 3,228,519 1,773,044 1,203,479 1,077,451
N-1 R0240 Accident year [AY] 3,258,642 1,747,697 1,602,201
N R0250 Accident year [AY] 3,589,006 3,388,709
Total R0260 Accident year [AY] 8,685,913

S.23.01.01

Topdanmark Forsikring A/S
2023
S.23.01.01.01 Own funds
(DKK '000) Total Tier 1 - unrestricted Tier 1 - restricted Tier 2 Tier 3
C0010 C0020 C0030 C0040 C0050
Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated Regulation 2015/35
Ordinary share capital (gross of own shares) R0010 101200000 101200000 0
Share premium account related to ordinary share capital R0030 0 0 0
Initial funds, members' contributions or the equivalent basic own - fund item for mutual and mutual-type undertakings R0040 0 0 0
Subordinated mutual member accounts R0050 0 0 0 0
Surplus funds R0070 0 0
Preference shares R0090 0 0 0 0
Share premium account related to preference shares R0110 0 0 0 0
Reconciliation reserve R0130 2966949157 2966949157
Subordinated liabilities R0140 1100000000 400000000 700000000 0
An amount equal to the value of net deferred tax assets R0160 0
Other items approved by supervisory authority as basic own funds not specified above R0180 0 0 0 0 0
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds R0220 0
Deductions
Deductions for participations in financial and credit institutions R0230 0 0 0 0 0
Total basic own funds after deductions R0290 4168149157 3068149157 400000000 700000000 0
Ancillary own funds
Unpaid and uncalled ordinary share capital callable on demand R0300 0 0
Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand R0310 0 0
Unpaid and uncalled preference shares callable on demand R0320 0 0 0
A legally binding commitment to subscribe and pay for subordinated liabilities on demand R0330 0 0 0
Letters of credit and guarantees under Article 96(2) of the Directive 2009/138/EC R0340 0 0
Letters of credit and guarantees other than under Article 96(2) of the Directive 2009/138/EC R0350 0 0 0
Supplementary members calls under first subparagraph of Article 96(3) of the Directive 2009/138/EC R0360 0 0
Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 2009/138/EC R0370 0 0 0
Other ancillary own funds R0390 0 0 0
Total ancillary own funds R0400 0 0 0
Available and eligible own funds
Total available own funds to meet the SCR R0500 4168149157 3068149157 400000000 700000000 0
Total available own funds to meet the MCR R0510 4168149157 3068149157 400000000 700000000
Total eligible own funds to meet the SCR R0540 4166781300 3068149157 400000000 698632143.3 0
Total eligible own funds to meet the MCR R0550 3593902943 3068149157 400000000 125753785.8
SCR R0580 1397264287
MCR R0600 628768929
Ratio of Eligible own funds to SCR R0620 2.9821
Ratio of Eligible own funds to MCR R0640 5.7158
S.23.01.01.02 Reconciliation reserve
(DKK '000) C0060
C0060
Reconciliation reserve
Excess of assets over liabilities R0700 4068149157
Own shares (held directly and indirectly) R0710 0
Foreseeable dividends, distributions and charges R0720 1000000000
Other basic own fund items R0730 101200000
Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds R0740 0
Reconciliation reserve R0760 2966949157
Expected profits
Expected profits included in future premiums (EPIFP) - Life business R0770 0
Expected profits included in future premiums (EPIFP) - Non-life business R0780 838517124
Total Expected profits included in future premiums (EPIFP) R0790 838517124

S.25.05.21.01

Topdanmark Forsikring A/S
2023
S.25.05.21.01 Component-specific information
(DKK '000)
Calculation of the Solvency Capital Requirement Allocation from adjustments due to RFF and Matching adjustments portfolios Consideration of the future management actions regarding technical provisions and/or deferred taxes Amount modelled
C0010 C0050 C0060 C0070
Risk type AR0019
Total diversification R0020 -668,706 0 No embedded consideration of future management actions 0
Total diversified risk before tax R0030 1,760,557 0 No embedded consideration of future management actions 0
Total diversified risk after tax R0040 1,397,264 0 No embedded consideration of future management actions 0
Total market & credit risk R0070 -1,067,992 0 No embedded consideration of future management actions 0
Market & Credit risk - diversified R0080 907,357 0 No embedded consideration of future management actions 0
Credit event risk not covered in market & credit risk R0190 146,740 0 No embedded consideration of future management actions 0
Credit event risk not covered in market & credit risk - diversified R0200 138,781 0 No embedded consideration of future management actions 0
Total Business risk R0270 0 0 No embedded consideration of future management actions 0
Total Business risk - diversified R0280 0 0 No embedded consideration of future management actions 0
Total Net Non-life underwriting risk R0310 1,119,399 0 No embedded consideration of future management actions 33,849
Total Net Non-life underwriting risk - diversified R0320 987,944 0 No embedded consideration of future management actions -413,943
Total Life & Health underwriting risk R0400 88,566 0 No embedded consideration of future management actions 0
Total Life & Health underwriting risk - diversified R0410 88,566 0 No embedded consideration of future management actions 0
Total Operational risk R0480 306,616 0 No embedded consideration of future management actions 0
Total Operational risk - diversified R0490 306,616 0 No embedded consideration of future management actions 0
Other risk R0500 0 0 No embedded consideration of future management actions 0

S.25.05.21.02

Topdanmark Forsikring A/S
2023
S.25.05.21.02 Calculation of Solvency Capital Requirement
(DKK '000) Value
C0100
Total undiversified components R0110 2,429,263
Diversification R0060 -668,706
Adjustment due to RFF/MAP nSCR aggregation R0120 0
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC R0160 0
Solvency capital requirement excluding capital add-on R0200 1,397,264
Capital add-ons already set R0210 0
of which, capital add-ons already set - Article 37 (1) Type a R0211 0
of which, capital add-ons already set - Article 37 (1) Type b R0212 0
of which, capital add-ons already set - Article 37 (1) Type c R0213 0
of which, capital add-ons already set - Article 37 (1) Type d R0214 0
Solvency capital requirement R0220 1,397,264
Other information on SCR
Amount/estimate of the overall loss-absorbing capacity of technical provisions R0300 0
Amount/estimate of the overall loss-absorbing capacity ot deferred taxes R0310 -363,293
Capital requirement for duration-based equity risk sub-module R0400 0
Total amount of Notional Solvency Capital Requirements for remaining part R0410 0
Total amount of Notional Solvency Capital Requirement for ring fenced funds R0420 0
Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios R0430 0
Diversification effects due to RFF nSCR aggregation for article 304 R0440 0
Method used to calculate the adjustment due to RFF/MAP nSCR aggregation R0450 No adjustment
Net future discretionary benefits R0460 0
S.25.05.21.03 Approach to tax rate
(DKK '000) Yes/No
C0109
Approach based on average tax rate R0590 Approach based on average tax rate
S.25.05.21.04 Calculation of loss absorbing capacity of deferred taxes
(DKK '000) LAC DT
C0130
LAC DT R0640 -363,293
LAC DT justified by reversion of deferred tax liabilities R0650 0
LAC DT justified by reference to probable future taxable economic profit R0660 -363,293
LAC DT justified by carry back, current year R0670 0
LAC DT justified by carry back, future years R0680 0
Maximum LAC DT R0690 -941,202

S.28.01.01

Topdanmark Forsikring A/S
2023
S.28.01.01.01 Linear formula component for non-life insurance and reinsurance obligations
(DKK '000) MCR components
C0010
MCRNL Result R0010 1706493719
S.28.01.01.02 Background information
(DKK '000)
Background information
Net (of reinsurance/SPV) best estimate and TP calculated as a whole Net (of reinsurance) written premiums in the last 12 months
C0020 C0030
Medical expenses and proportional reinsurance R0020 0 0
Income protection insurance and proportional reinsurance R0030 1313205862 1138760794
Workers' compensation insurance and proportional reinsurance R0040 3297380719 878170691.7
Motor vehicle liability insurance and proportional reinsurance R0050 1142826194 441933407.7
Other motor insurance and proportional reinsurance R0060 368614175.4 1876104079
Marine, aviation and transport insurance and proportional reinsurance R0070 0 68808811.28
Fire and other damage to property insurance and proportional reinsurance R0080 1726018121 3961286651
General liability insurance and proportional reinsurance R0090 921772815.5 577299636.7
Credit and suretyship insurance and proportional reinsurance R0100 0 0
Legal expenses insurance and proportional reinsurance R0110 0 0
Assistance and its proportional reinsurance R0120 48055124.69 205411135
Miscellaneous financial loss insurance and proportional reinsurance R0130 170565232.6 117074490.9
Non-proportional health reinsurance R0140 0 0
Non-proportional casualty reinsurance R0150 0 0
Non-proportional marine, aviation and transport reinsurance R0160 0 0
Non-proportional property reinsurance R0170 0 0
S.28.01.01.03 Linear formula component for life insurance and reinsurance obligations
(DKK '000) Result
C0040
MCRL Result R0200 56562577.43
S.28.01.01.04 Total capital at risk for all life (re)insurance obligations
(DKK '000)
Net (of reinsurance/SPV) best estimate and TP calculated as a whole Net (of reinsurance/SPV) total capital at risk
C0050 C0060
Obligations with profit participation - guaranteed benefits R0210 0
Obligations with profit participation - future discretionary benefits R0220 0
Index-linked and unit-linked insurance obligations R0230 0
Other life (re)insurance and health obligations R0240 2693456068
Capital at risk for all life (re)insurance obligations R0250 0
S.28.01.01.05 Overall MCR calculation
(DKK '000) Value
C0070
Linear MCR R0300 1763056297
SCR R0310 1397264287
MCR cap R0320 628768928.9
MCR floor R0330 349316071.6
Combined MCR R0340 628768928.9
Absolute floor of the MCR R0350 18632250
Minimum Capital Requirement R0400 628768928.9

Disclaimer

Topdanmark A/S published this content on 15 May 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 15 May 2024 14:32:27 UTC.

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