Annuities and the inverted pyramid
When I was a journalism student, one of the first lessons taught was the “inverted pyramid” writing style. It’s a way to structure content so readers get the most important information first.
Annuities central to a health-focused retirement strategy
Guaranteed income can help retirees manage health-related risk.
Why agents should take a second look at TV advertising
Changes to the ad market and the lower costs needed to produce an ad today make TV a viable way for agents to promote themselves.
How healthcare inflation can eat up a client’s retirement income
Looking at healthcare costs in relation to Social Security or projected overall retirement income provides a way to frame these expenses and plan to account for the impact of healthcare inflation.
Global economy ‘resilient’ in the wake of massive disruption
“It’s amazing how resilient and flexible the global economy is” in the wake of current geopolitical trends that are reshaping the investment landscape, said Jack Aldrich, BlackRock’s director for geopolitical research and strategy.
Cryptocurrency legislation takes one step forward with bipartisan support
The Digital Asset Market Clarity Act advanced out of the Senate Banking Committee recently in a bipartisan vote. If it becomes law, what will it mean?
When risk moves faster than insurance, everyone pays the price
When insurance availability tightens, the consequences move quickly beyond the policyholder.
Kyle Busch attorney rips ‘false narrative’ around life insurance coverage
An attorney for the late racing legend Kyle Busch claims critics are pushing a “false narrative” about the driver’s life insurance coverage.
Data verification: Modernizing life insurance for the digital consumer
The traditional application process for life insurance often feels outdated compared to the seamless way people manage the rest of their financial lives.
The hidden risks of indexed universal life and what advisors should know
Indexed universal life insurance now represents about 25% of life insurance sales and the product is rapidly increasing in popularity.
Judge sends Greg Lindberg back to federal prison for fraud, bribery
Judge Max O. Cogburn sent disgraced financier and insurance company magnate Greg Lindberg back to federal prison Tuesday.
California’s home insurance crisis: What it means for advisors
The California property insurance market is currently facing severe structural strain, making coverage increasingly expensive and difficult to find.
How annuities can help protect retirees from financial scams
Scammers often pursue liquid assets that can move quickly.
Shocking death of Kyle Busch renews debate over IUL plan
The sudden death Thursday of 41-year-old racing icon Kyle Busch has reignited an intense debate regarding the role of indexed universal life insurance in financial planning.
The hidden flaw in insurance AI adoption for advisors and carriers
Many insurers are still using AI for existing underwriting and claims rather than redesigning how those workflows operate.
Brokers face a new reality in voluntary benefits
Employer expectations around voluntary benefits are changing.
Rehabilitator: PHL Variable liquidation payouts could exceed guaranty caps
The Connecticut insurance commissioner reports that PHL Variable policyholders could see more benefits than expected.
Rising healthcare costs impact 401(k) accounts
Medical bills are one of the leading reasons Americans raid their retirement accounts early.
Liberty Mutual hit with lawsuit over Everest ransomware data leak
A pair of plaintiffs say that Liberty Mutual Insurance Co. failed to protect sensitive personal and medical information allegedly stolen in a data breach.
