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April 11, 2025

How insurers can weather extreme storms with AI

AI-based tools can be used to help speed up the initial assessment of claims and triage them

April 10, 2025
Photo showing an annuities advisor with her clients. Annuities-help-financial-advisor-build-long-term-client-relationships.

Study asks if annuities help financial advisors build client relationships

Do annuities help financial advisors create long-lasting relationships with their clients? A recent survey has some answers.

April 10, 2025

March Annuity Index Report

Below is the March edition of the Salt Financial Annuity Index Report available for download: Salt Financial – Annuity Index Analytics For this month, the…

April 10, 2025

5 trends shaping and challenging the insurance industry

Amid shifting landscapes, from geopolitical change to climate impacts, we predict the following key trends will shape the future of the industry.

April 10, 2025
Image shows a crowd of shaded people before a digital money scene
Annuity sales are heading into an all-digital world.

Emerging digital annuity sales process cutting cycle times by 94%, IRI says

Carriers are eagerly signing on to a new paperless transaction process for annuity transfers that is cutting cycle times by 94%.

April 9, 2025
Illustration showing fragments of the U.S. and Chinese flags. Tariffs-will-dampen-GDP-growth,-raise-unemployment-and-inflation.

Economist: Tariffs could dampen GDP growth; raise unemployment, inflation

The Trump tariffs will dampen gross domestic product growth not only for the U.S. but for the rest of the world, The Conference Board said.

April 9, 2025
Illustration of an insurance worker filing papers with rapid speed. Study-finds-insurance-industry-one-of-most-productive-despite-slow-AI-adoption.

Insurance industry slow to adopt AI. How has that affected productivity?

An ActivTrak Productivity Lab study examines the productivity of the insurance industry in the face of low AI adoption.

April 9, 2025
Image shows a man in a room of money with a big "3" behind him
Coming into sudden wealth can be a shock for those who do not follow good money management practices.

Sudden Wealth: 3 Essential tips for inheriting money

Receiving an inheritance often comes with mixed emotions, grief and responsibility with a splash of financial anxiety. With all of these emotions in play, it is easy to make impulse decisions on how to use the money.

Wisconsin releases enforcement actions for March

April 9, 2025

The Wisconsin Office of the Commissioner of Insurance recently released a list of administrative actions for March. The actions are…

April 9, 2025
Image of a caution sign with the words "LTCI FRAUD". LTCi-becoming-more-of-a-target-for-fraud.

LTCi becoming more of a target for fraud

An aging population combined with increased usage of long-term care insurance means more opportunity for misuse of funds and fraud, waste and abuse.

April 9, 2025
Image shows California's state flag and the Foresters Financial logo.
A 9th Circuit decision allows Foresters Life Insurance and Annuity Co. to terminate a California life insurance policy.

9th Circuit panel validates Foresters’ California lapse decision

A 9th Circuit Court of Appeals’ panel partially reversed a lower-court ruling last week in a California term policy lapse lawsuit.

April 9, 2025
The words "Long-term Care" seen through a magnifying glass. As-LTC-hits-a-crisis,-a-call-to-reach-middle-income-Americans.

As LTC hits a crisis, a call to reach middle-income Americans

Long-term care in the U.S. is in crisis, and one way to help more Americans prepare for future care needs is for LTC insurance carriers to focus on the middle market.

April 9, 2025
Image showing wildfires with the words "Premium Hikes." Following-State-Farm-lead,-insurers-expected-to-seek-rate-hikes-following-LA-fires.

Following State Farm’s lead, insurers expected to seek rate hikes due to LA fires

Following an emergency rate hike for State Farm Insurance in the wake of the LA wildfires, other insurers are expected to seek rate hikes.

April 9, 2025

In times of market volatility, FIAs make the difference

How fixed indexed annuities may help clients confidently stay the course.

April 9, 2025
Illustration of a person putting coins into a piggybank. Making-the-most-of-Financial-Literacy-Month.

Making the most of Financial Literacy Month

Americans’ low level of financial literacy makes a compelling case for advisors to help clients enhance their level of financial knowledge.

April 8, 2025
Image of the globe with the words "import tariffs". Tariffs alter Q2 economic outlook downward, Morningstar says.

Tariffs alter Q2 economic outlook downward, Morningstar says

Tariffs have radically altered Morningstar’s second-quarter U.S. economic outlook as the organization’s chief U.S. economist said President Donald Trump’s proposed tariffs have pushed projected gross domestic product down, pushed projected inflation rates up and increased the risk of a recession to 40%.

April 8, 2025
Illustration of tailors working on a working persons outfit, but cutting the pockets out of it. Entitlement-programs-will-survive,-but-at-a-cost,-experts-say.

Entitlement programs will survive, but likely at a cost, experts say

Experts say, despite fears, entitlement programs –Social Security, Medicaid and Medicare – will survive largely intact, but likely at a cost.

April 8, 2025
Photo illustration of worried policyholders. LTCi-policyholders-face-difficult-decisions-over-premium-hikes.

LTCi policyholders face difficult decisions over premium hikes

Do they bite the bullet and pay more for their coverage? Do they opt to reduce their benefits in an attempt to save money? Or do they choose to stop paying on their policies altogether?

April 8, 2025
Image shows the Cigna logo on an automated man.
Plaintiffs claim that Cigna is using AI to deny claims.

California Judge gives Cigna a (partial) win in improper claim denial lawsuit

A California judge is giving plaintiffs until late April to file a fourth amended complaint alleging that Cigna used a computer algorithm to improperly deny claims.

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