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From the Field: Expert Insights RSS Get our newsletter
June 24, 2025
Hospital with a "Sorry We're Closed" sign. Rural hospitals in danger of closure if budget bill passes.

Rural hospitals in danger of closure if budget bill passes

Nearly 400 independent rural hospitals in the U.S. could be pushed to the brink of closure if the Senate passes the budget reconciliation bill, according to a report from Families USA.

June 24, 2025

A-Cap provides update on life insurers after tangling with regulators

After battling with regulators in Utah and South Carolina for much of the past 18 months, Advantage Capital and its…

June 24, 2025

How smart contracts could redefine insurance for agents

The insurance industry is on the verge of a monumental shift, driven by the integration of blockchain technology and smart contracts.

June 24, 2025
Icons and title Medicare Advantage with many dollar bills flying through the air. CMS increases MA broker compensation for 2026.

CMS increases MA broker compensation for 2026

The Centers for Medicare and Medicaid Services is adjusting agent compensation for Medicare Advantage upward, representing the largest MA increase in broker compensation in years.

June 24, 2025
Image shows the National Life logo and a gavel
An Indiana woman is suing NLV Financial Corp. and its two life insurance subsidiaries over a 2023 indexed universal life policy that returned 0% after one year.

State claims added to amended lawsuit over National Life IUL illustrations

An Indiana woman suing NLV Financial Corp. and two life insurance subsidiaries over a 2023 indexed universal life policy that returned 0% is tacking on state claims in an amended complaint.

June 23, 2025
Friendly looking robot helping a group of workers, who are all smiling. Expert shares practical tips for human-friendly AI adoption, upskilling.

Expert shares practical tips for human-friendly AI adoption, upskilling

As artificial intelligence remains a hot-button topic in insurance, one expert shares insights on best practices for adopting and scaling AI.

June 23, 2025
Illustration of Ben Franklin's image from a $100 bill overlappting money transfer statistics. Implementing-best-practices-during-the-Great-Wealth-Transfer.

Study: How does flexibility impact life insurance purchase decisions?

In the world of life insurance, guarantees have reigned supreme. But new research suggests flexibility also may be highly valued.

June 23, 2025
Image of a senior citizen with her family caregiver. How LTCi impacts the family caregivers of Alzheimer's victims.
An adult granddaguhter supporting her senior grandmother when taking her for walk.

How LTCi impacts the family caregivers of Alzheimer’s victims

Long-term care insurance doesn’t benefit only the policyholder – it also benefits the family caregiver at a time when that caregiver needs help.

June 23, 2025
Group of young mothers smiling. Moms say they are fulfilled in the advisory industry.

Moms say they are fulfilled in the advisory industry

Moms who work in the advisory profession say they are fulfilled in their careers, with 9 out of 10 saying they are highly satisfied in their chosen careers.

June 20, 2025
Sign saying "crisis ahead" with Social Security and Medicare logos.

Social Security, Medicare heading for 2033 crisis, trustees report

Social Security and Medicare’s primary trust funds are projected to become insolvent by 2033 unless Congress acts promptly.

June 20, 2025
Illustration showing symbols for wealth and for bitcoin. Could-a-bitcoin-based-indexed-annuity-be-in-the-future

Could a bitcoin-based indexed annuity be in the future?

An insurtech holding company is seeking a fronting carrier and regulatory approval for a bitcoin-based indexed annuity.

June 19, 2025
Illustration of a car with an insurance checklist beside it as a young woman scrolls through auto insurance competitors on her phone. Despite-auto-insurers-return-to-the-black-some-customers-unhappy.

Despite auto insurers’ return to the black, some customers unhappy

America’s auto insurers have finally shifted out of the red—but are now trying to avoid losing their most valuable customers.

June 19, 2025
Image shows the State Farm logo
State Farm recently won approval for an emergency 17% rate hike in California.

‘Tough decisions’ on the way as California grapples with insurance crisis

Nearly six months after a series of devastating wildfires, California’s property insurance crisis is far from stabilized.

June 19, 2025
Group of robots are working in a large room with 3d interfaces. CFP Board convenes AI Working Group.

CFP Board convenes AI Working Group

The CFP Board has convened an AI Working Group to explore how artificial intelligence is transforming the financial planning ecosystem and to define the evolving role of human expertise in the future.

June 18, 2025
House of cards falling with the words "$50 Million" overlaying the image. N.Y. man charged in 'Eight Percent Fund' $50M ponzi scheme.

N.Y. man charged in ‘Eight Percent Fund’ $50M ponzi scheme

N.Y. man charged by authorities with one of the largest and longest-running Ponzi schemes in state history.

June 18, 2025
Image of an agent with empty pockets with the United Health Care logo and the words "Medicare Advantage Commission." Agent groups condemn United Healthcare eliminating commissions.

Agent groups condemn United Healthcare eliminating commissions

Professional associations representing the agent community have come out against United Healthcare’s recent decision to eliminate agent commissions across more than 100 Medicare Advantage plans in more 20 states.

June 18, 2025
A glass overflowing with juice with two fruits labeled "annuity" nearby. Annuities 'can add a little juice to the retirement portfolio.

Annuities ‘can add a little juice to the retirement portfolio’

Retirement is not a one-time event; it is a dynamic phase of life that requires a vision of what the post-employment years will look like for each individual and how that vision will be funded.

June 17, 2025

How HR 1 supports Main Street Americans

Here’s how this legislation helps in four key areas: families, employers, health care and retirees.

June 17, 2025

Annuity sales top $100B for the 6th straight quarter, LIMRA reports

U.S. annuity sales exceeded $106 billion in the first quarter, with more than half of the top 20 carriers reporting sales growth, LIMRA reported.

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