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November 20, 2025
image showing a homeowner upset at his insurance bill, with the backgroud showing a wildfire. Rising-risks-rising-costs-The-self-insured-homeowner-dilemma.

Rising Risks, Rising Costs: The self-insured homeowner dilemma

With home insurance premium rising, some families are deciding to take on the risk themselves rather than renewing their coverage.

November 20, 2025
Image shows the words, "Systems Evaluation."
Insurance companies are ramping up the use of AI to support business growth. (AI-generated image)

NAIC regulators to pilot an AI evaluation tool for insurer conduct exams

State insurance regulators are about to receive a new AI evaluation tool to help them better understand how insurance companies are utilizing artificial intelligence.

November 19, 2025
The California Department of Insurance to require insurers to engage in long-term solvency planning. (AI-generated image)

California proposes greater ‘solvency’ oversight of insurers; industry balks

In a year that began with devastating wildfires, California is proposing a disclosure regime to address the long-term solvency of insurance companies.

November 19, 2025
AI robot removes a barrier in front of a speeding train labeled "Annuities".
Annuities, at times, has had a reputation as a complex, difficult product for advisors to sell. Can AI break remove that barrier? (AI-generated image)

How AI is lowering the barrier for annuities sales

Annuities, at times, has had a reputation as a complex, difficult product for advisors to sell. Can AI break that barrier down?

November 18, 2025

Senator proposes swapping ACA tax credits for prepaid HSAs

Sen. Bill Cassidy, (R-La.), introduced a plan that could significantly shift the landscape for those who obtain health insurance through the Affordable Care Act marketplace.

November 18, 2025

Medicare Supplement or Medicare Advantage? Which is best for you?

What do these plans include and who are they for?

November 18, 2025
Image shows Congressman Lloyd Smucker
Pennsylvania insurance officials say a failure to extend ACA subsidies will result is dramatic cost increases for some enrollees.

Pa. insurance chief fires back at ACA ‘fearmongering’ claim, warns of hikes

Pennsylvania Insurance Commissioner Michael Humphreys clapped back on criticism of his department’s characterization of Obamacare subsidies.

November 17, 2025
Image shows the words, "Faegre Drinker" and "ERISA Update."
Department of Labor priorities are changing fast in the Trump administration, Faegre Drinker experts say.

With 20% staff cut, Department of Labor priorities changing fast, analysts say

Staffing at the Employee Benefit Security Administration is down substantially so far in the Trump administration and new leader Daniel Aronowitz has creative plans for the agency.

November 17, 2025

Annuity regulations and products will evolve in 2026

As complexity rises, some financial professionals may scale back, leaving households without the support they depend on.

November 17, 2025
Illustration of a consumer pushing a supermarket carries up a steep hill. Consumer-confidence-recovering-as-economic-growth-softens.

Consumer confidence recovering as economic growth softens

Consumer confidence is beginning to recover after a slump over the past few months, while economists forecast a softening of U.S. economic growth in 2026.

November 17, 2025
Image says, "AG 49-A Revisions"
Regulators are again trying to tamp down life insurance illustrations.

NAIC task force recommends 10-year data history for index illustrations

A National Association of Insurance Commissioners task force agreed Thursday to recommend that 10 years of historical data be required to illustrate index components.

November 17, 2025
Photo illustration showing senior couple looking at the One Big Beautiful Bill. Big-Beautiful-Bill-is-big-news-for-estate-planners.

Big Beautiful Bill is big news for estate planners

The One Big Beautiful Bill Act is big news for estate planners, an estate planning attorney said during a recent webinar.

November 14, 2025
Illustration with the American flag covered with question marks and the letters "ACA." Outlook-for-extending-enhanced-ACA-subsidies-uncertain.

Outlook for extending enhanced ACA subsidies uncertain

The outlook for extending enhanced Affordable Care Act subsidies is uncertain, since the bill that ended the 43-day government shutdown did not include an extension of those subsidies.

November 14, 2025
Image shows the 5-Minute Finance logo
One of the best ways to ensure your clients are confident in the new year is to take stock of their financial health. (AI-generated image)

Why end of year planning should start now

Year-end checkups serve as a checkpoint in client’s progress toward their goals.

November 14, 2025
Annuity 20026.

Annuity Trends to Watch For in 2026: Products, tech, and market shifts

Record-breaking annuity sales over the past several years reflect a growing demand for safety and guaranteed income in 2026.

November 13, 2025
Photo illustration with a person signing a mortgage contract with a large number 50 Years overlapping the image, with the person holds a small home in his hands. What-a-50-year-mortgage-could-mean-for-homebuyers.
InsuranceNewsNet asked some industry trade association experts to weigh in on what the president's 50-year mortgage proposal could mean for future homebuyers. (AI-generated image)

What a 50-year mortgage could mean for homebuyers

InsuranceNewsNet asked some experts to weigh in on what the president’s 50-year mortgage proposal could mean for future homebuyers.

November 13, 2025

Underwriting and the rise of early adult-onset cancer

There has been a developing trend of cancers being diagnosed at earlier adult ages.

November 12, 2025
Image shows a sheriff's badge
The Broward County Sheriff's Office scored a major court victory this week.

11th Circuit sides with Florida sheriff in Parkland shooting insurance lawsuit

The 11th Circuit sided with the Broward County Sheriff’s Office in an insurance dispute over coverage related to the 2018 Parkland school shooting.

November 12, 2025
Life insurance new premium rose significantly during Q3. (AI-generated image)

Life insurance new premium up 16% in the third quarter, LIMRA reports

Life insurance new annualized premium increased 16% year over year to $4.3 billion in the third quarter, according to LIMRA.

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