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November 18, 2024

IUL: Definitions you should know

The many variations of universal life insurance are almost always confusing to clients and, often, their agents.

November 18, 2024

Should auto insurers offer V2X discounts?

V2X is highly effective and, together with planned infrastructure deployments, could save thousands of lives each year in the U.S. alone.

November 18, 2024
Photo illustration of a Medicare card torn in half with the words "Now what?" written above. Many-Americans-fear-Medicare-wont-be-there-when-they-need-it.

Study: Many Americans fear Medicare won’t be there when they need it

Americans are increasingly concerned about the future of Medicare, with many fearing that the program will not be around when they need it.

November 15, 2024
Illustration of a large mouth screaming with the logo of the California Department of Insurance overlapping. Consumer-group-slams-CDI-on-alleged-failure-to-provide-annuity-sales-complaint-data.

Calif. insurance dept. slammed on alleged failure to provide annuity sales complaint data

A consumer group has taken issue with the California Department of Insurance’s refusal to provide annuity sales complaint data.

November 15, 2024

Diagnosing miscommunication in retirement planning

By Curtis V. Cloke When presenting a concern to a doctor, they typically ask questions to better understand symptoms and…

November 15, 2024
Illustration of two political figures against a backdrop of the American flag and the U.S. Capitol. Election-creates-an-opportunity-for-advisor-client-dialogue.

Election creates an opportunity for advisor/client dialogue

The post-election period provides advisors to engage in a discussion with their clients on financial issues that are impacted by the election and issues that are not.

November 15, 2024
Image shows the Athene logo
Athene executives say they are riding the wave of a powerful annuity market.

Athene hits record fixed-indexed annuity sales in just 9 months

Athene Life & Annuity does fixed-indexed annuity sales better than anyone and it showed during the third quarter.

November 14, 2024

Trump 2.0: Planning around uncertainty

While we should take the president-elect at his word and trust that he will do everything he can to ensure promises made will be promises kept, there are known unknowns.

November 14, 2024
Image shows the number 8%
New life premium is on the rise, LIMRA finds.

Life insurance new premium surges 8% in third quarter, LIMRA finds

Total new annualized premium jumped 8% to $3.9 billion in the third quarter 2024, according to preliminary results from LIMRA’s retail individual life insurance sales survey.

November 14, 2024
Photo illustration of a bull posed against a background of rising financial charts. Markets-poised-for-continued-robust-returns.

Markets poised for continued robust returns

Strong economic growth, moderating inflation, declining interest rates and easing monetary policy is leading to robust returns, Morningstar strategists said.

November 14, 2024
Photo illustration of a man in business suite riding a wave on a surfboard. 5-ways-startups-can-survive-insurtechs-second-wave.

5 ways startups can survive insurtech’s ‘second wave’

As insurtech enters what’s being called its “second wave,” experts are suggesting companies target 5 key areas to sustain growth.

November 13, 2024

Where does Greg Lindberg rank among all-time life insurance fraudsters?

Now that cases against Greg Lindberg are nearing a close and only prison awaits, where does his rank among the all-time life insurance scandals?

November 13, 2024
Illustrations of a group of people in business attire smiling and giving a thumbs up. Independent-agents-have-high-insurer-satisfaction-despite-market-challenges-study-finds.

Independent agents have high insurer satisfaction despite market challenges, study finds

Despite one of the most challenging markets in history, independent insurance agents are more satisfied than ever with insurers.

November 12, 2024

Greg Lindberg changes course, pleads guilty to $2 billion fraud

Troubled financier and onetime Bankers Life Insurance Co. owner Greg Lindberg pleaded guilty Tuesday to engineering a $2 billion fraud.

November 12, 2024
Photo illustration of a woman undergoing health care, with the WA Cares Fund logo overlapping the image. WA-Cares-survives-vote-but-work-to-be-done-on-LTC-program.

WA Cares survives vote, but ‘work to be done’ on LTC program

An LTC organization is urging Washington officials to address outstanding issues with WA Cares, which survived a statewide vote.

November 12, 2024
Image shows a National Life Group building
Another IUL lawsuit claims illustration fraud.

New lawsuit accuses National Life of misleading IUL illustrations

An Indiana woman is suing NLV Financial Corp. and its two life insurance subsidiaries over a 2023 indexed universal life policy that returned 0% after one year.

November 12, 2024

How to be compensated fairly – in referrals

Referrals are the way professionals get paid for a job well done.

November 11, 2024
Illustration of a doctor and patient in a long-term-care facility. Needs-and-challenges-faced-by-consumers-seeking-LTC-insurance.

Needs and challenges faced by consumers seeking LTC insurance

A new survey by One America Financial is shedding light on the needs, barriers and challenges consumers face on their long-term care journey.

November 11, 2024

ICHRAs: A successful benefits strategy for your remote workforce

ICHRAs allow employers to provide employees with a reimbursement—or allowance—to purchase their own health insurance.

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