Time To Make 2022 Resolutions - Here's 3 Tips To Keep Them - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Top Stories
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
From the Field: Expert Insights
Top Stories RSS Get our newsletter
Order Prints
December 28, 2021 Top Stories
Share
Share
Post
Email

Time To Make 2022 Resolutions — Here’s 3 Tips To Keep Them

Many people are considering 2025 New Year's financial resolutions.
By Lloyd Lofton

Around this time of year, people seem to focus on making their New Year’s resolutions; they want their “reset” for a new, different or better future.

Maybe to lose weight, stop smoking, save money, find a better job or spend more time with family. All lofty goals, but why do we need a New Year’s resolution to make these changes, and why do we need to commit to create new habits?

We all want a second chance, to somehow correct the mistakes of the past or fulfill the dreams not yet achieved.

Setting New Year’s resolutions allows us to exercise the virtue of aspiring to a goal and following through on it, having a sense of control over the events in our life.

When we set a resolution and begin acting on it, we feel both reward and pleasure, hope and aspiration. Our dopamine levels are high as we set out to accomplish these lofty resolutions.

Dopamine helps regulate emotional responses.

Eventually though the level of dopamine drops as our effort and focus on these New Year’s resolutions dwindles.

Without a plan, reinforcing effort to create new habits and a structure to keep us motivated, we repeat the failed behavior of the past, doubting ourselves and eventually reverting back to old habits.

And when we revert back to these old habits, we face one of the biggest obstacles, self-criticism, which doesn’t actually fortify us.

The question then is, how can we keep our resolutions?

  1. Seek support from others, friends and family. Make them advocates for your goals and spend time with those who cheer you on.
  2. Reward yourself by setting short-term goals, be creative, give yourself acknowledgement for effort as well as results. Reward yourself when you do the things you want to accomplish the most.
  3. You can only do what you can do. At the end of each day, forgive yourself, let that day go, do something different the next day. The great thing about starting a diet is you can’t fail; you always can start over in the morning. It’s a reoccurring goal that you can always pick up. At the end of the day, forgive yourself and start over tomorrow.

I just gave you three tips for creating your own 2022 New Year’s resolution. Now let’s think about the new world we’ll be working in next year.

In this new work-from-home reality, here are some resolutions about a few of the things that help and hurt us the most, with a touch of levity.

I will...

  1. Pay off my credit cards in full every month in full - using my other credit cards.
  2. Save some money for a rainy day. That way, when it rains, I can shop online instead of having to go to an actual store.
  3. Keep better records throughout the year. That way, I can listen to better music while I'm figuring out my taxes.
  4. Look for investors for my "home office" business.
  5. Lower my bills by digging a hole to put them in.
  6. Avoid getting a divorce by practicing polygamy.
  7. Borrow things more often. Return them less often.
  8. Visit the grocery more frequently than restaurants, especially when free samples are being served.
  9. Buy a fire extinguisher — so my money won't burn a hole in my pocket.
  10. Stop throwing away money that could at least be burned for heat.

 

“An optimist stays up until midnight to see the new year in. A pessimist stays up to make sure the old year leaves.” - Bill Vaughan

Lloyd Lofton is the founder of Power Behind the Sales. He is the author of The Saleshero’s Guide To Handling Objections, voted 1 of the 11 Best New Presentation Books To Read in 2020 by BookAuthority. Lloyd may be contacted at [email protected].

© Entire contents copyright 2021 by InsuranceNewsNet.com Inc. All rights reserved. No part of this article may be reprinted without the expressed written consent from InsuranceNewsNet.com.

Lloyd Lofton

Lloyd Lofton is the founder of Power Behind the Sales. He is the author of The Saleshero’s Guide To Handling Objections, voted 1 of the 11 Best New Presentation Books To Read in 2020 by BookAuthority. Lloyd may be contacted at [email protected].

Older

Inflation Seen As Biggest Risk To Americans’ Retirement Plans In 2022

Newer

Don’t Repeat These Mistakes With Your Clients In 2022

Advisor News

  • What advisors think about pooled employer plans, alternative investments
  • AI, stablecoins and private market expansion may reshape financial services by 2030
  • Cheers to summer, and planning for what comes next
  • Why seniors fear spending their own retirement wealth
  • The McEwen Group Merges with Prairie Wealth Advisors to Form Billion Dollar RIA
More Advisor News

Annuity News

  • AuguStar Retirement launches StarStream Variable Annuity
  • Prismic Life Announces Completion of Oversubscribed Capital Raise
  • Guaranteed income streams help preserve assets later in retirement
  • MassMutual turns 175, Marking Generations of Delivering on its Commitments
  • ALIRT Insurance Research: U.S. Life Insurance Industry In Transition
More Annuity News

Health/Employee Benefits News

  • Providence to end most health insurance plans, forcing hundreds of thousands in Oregon to switch
  • Flemington-Raritan Seeking Assistance From State Regarding Rising Health Insurance Costs
  • Mandela Barnes proposes blocking use of AI to boost consumer prices
  • NCOIL adopts Individual Coverage Health Reimbursement Arrangement Model Act
  • All about AHCCCS: Navigating Arizona Medicaid’s changing landscape
More Health/Employee Benefits News

Life Insurance News

  • AI, stablecoins and private market expansion may reshape financial services by 2030
  • Transgender plaintiffs win preliminary victories in three gender-affirming care lawsuits
  • AM Best Upgrades Issuer Credit Rating of Southern Farm Bureau Life Insurance Company
  • Industry Innovator Scores New High-Water Mark: Reliance Matrix Logs 8 Millionth Employee Benefit/Absence Claim
  • $150M+ asset sale payout distributed to Greg Lindberg policyholders
More Life Insurance News

- Presented By -

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Why Blend in When You Can Make a Splash?
Pacific Life’s registered index-linked annuity offers what many love about RILAs—plus more!

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Discipline Over Headline Rates
Discover a disciplined strategy built for consistency, transparency, and long-term value.

Press Releases

  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
  • Highland Capital Brokerage Acquires Premier Financial, Inc.
  • ePIC Services Company Joins wealth.com on Featured Panel at PEAK Brokerage Services’ SPARK! Event, Signaling a Shift in How Advisors Deliver Estate and Legacy Planning
  • Hexure Offers Real-Time Case Status Visibility and Enhanced Post-Issue Servicing in FireLight Through Expanded DTCC Partnership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet