Rayne Morgan, Author at Insurance News | InsuranceNewsNet - Page 8 of 9

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Rayne Morgan

Rayne Morgan is a journalist, copywriter, and editor with over 10 years' combined experience in digital content and print media. You can reach her at [email protected].

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March 8, 2024
Young woman walking along the street holding her smartphone with graphic overlay showing all of the data sources insurers are using for underwriting her insurance. AI,-other-insurtech-advances-alter-underwriting,-but-spur-concerns.

AI, novel data sources move underwriting into the 21st century

With the advent of AI, insurance carriers are tapping novel data sources like social media, GPS records, and smart devices for underwriting.

March 4, 2024
Image of late model cars with many upward pointing arrows in background. PC-rate-hikes-expected-to-continue-whats-driving-costs-up (1).

P&C rate hikes expected to continue; what’s driving costs up?

High inflation, increased claims costs, climate change and fraud are driving major increases in insurance rates across the United States.

February 28, 2024
Middle-aged couple looking over papers and appearing worried. More-Americans-forced-to-make-dire-decisions-amid-soaring-insurance-rates.

More Americans forced to make dire decisions amid soaring insurance rates

In the face of escalating home and insurance prices, more Americans are going to new lengths to afford their premiums.

February 27, 2024
Image of worried person with knives directed at him in front of a background of hundred dollar bills. Will-lower-interest-rates-cut-into-fixed-deferred-annuity-sales-

Will lower interest rates cut into fixed deferred annuity sales?

Expected Fed rate cuts might may shift interest away from fixed-rate deferred annuities, according to industry experts.

February 23, 2024
Image of giant AI-inspired robot walking down the main street in an old western town with cowboys and others watching. In-AI-Wild-West-firms-urged-to-adopt-in-house-policies.

In AI ‘Wild West,’ firms urged to adopt in-house policies

In the absence of regulation on generative AI, businesses and independent professionals should create ethical use policies, one expert says.

February 16, 2024
Image of many AI robots lined up, awaiting instruction. How-insurers-can-manage-third-party-contractors-for-AI.

How insurers can manage third-party contractors for AI

With insurers looking to outsource AI expertise, here are some recommendations they can use to better manage third-party AI contractors.

February 15, 2024
Image of man looking warily as AI robotic presence. 4 regulation trends for AI use in insurance for 2024.

4 regulatory trends for AI use in insurance for 2024

Four key regulatory AI trends insurance firms and professionals can expect to see this year, according to law firm Locke Lord.

January 25, 2024
A image of 5 people with a large red arrow pointing to one. 1-in-5-Americans-who-plan-to-pass-down-debt-are-uninsured.

Survey: 1 in 5 Americans who plan to pass down debt are uninsured

More than 20% of American adults who plan to leave unpaid debt behind for their loved ones to inherit do not have life insurance coverage, according to a new survey from Policygenius.

January 19, 2024
Image showing an older person walking into a dark tunnel. Few Americans take a holistic view of retirement planning, study finds.

Few Americans take a holistic view of retirement planning, study finds

Only a small percentage of retirees take a holistic retirement view and include activities such as pastimes in their plans, a study finds.

January 16, 2024
Magnifying glass showing a close up view of person in a business suit looking out over a financial district. Need-for-financial-advice-drives-more-secondary-accounts-to-wealth-management-firms.

Need for financial advice drives more secondary accounts to wealth management firms

In their search for financial advice, more Americans are shifting deposits from traditional banks to financial firms.

January 9, 2024
Person working on an electronic device in the middle of a sea of other electronic devices.

5 key takeaways to avoid off-channel communications penalties in 2024

With regulators expected to continue cracking down on off-channel communication in 2024, these five key steps will help avoid penalties.

December 7, 2023
NASAA logo superimposed on a large arrow heading in one direction, while many smaller arrows are pointing in the opposite direction.

Trade groups oppose NASAA’s proposed changes to annuities regulation

A coalition of major trade groups is calling for the NASAA to withdraw proposed changes to its business rules, calling them “unnecessary.”

December 5, 2023
Illustration with 2 small figures situated in different color squares that are partially overlapping, with the words "back to normal" superimposed.

Drop in M&As ‘a return to normal,’ OPTIS exec. says

Although insurance industry acquisitions and mergers have experienced the largest decline ever, one experts calls it a “return to normal.”

December 5, 2023
Financial professional sitting at a sleek desk surrounded by mobile and digital devices and images.

Advisors should see digital tools, apps as opportunity, J.D. Power says

Financial advisors can use mobile wealth management apps as a means to increase client engagement and satisfaction, a recent study found.

November 27, 2023
Image of an older man dancing and enjoying himself, holding a wad of cash, with dollars flying away.

Many not planning well for life expectancy, study finds

Many seniors, while concerned about outliving retirement resources, are not accurately predicting their lifespan.

November 21, 2023

Financial fears encourage, inhibit life insurance sales

People who have financial fears are five times more likely to want to buy life insurance, while affordability is a concern.

November 20, 2023
Illustration showing a series of checklists while a person types on a laptop.

As regulation lags, panel urges actuarial AI frameworks

Actuarial businesses should implement their own AI governance frameworks, as official regulation is lagging, a panel of experts recommended.

November 14, 2023
Illustration of an older couple pouring over forms spread across a table and looking concerned.

Most Americans aware of LTC’s importance, but few have started preparing

Many Americans have not taken any steps to prepare long-term care plans despite being keenly aware of its importance, a study found.

November 8, 2023
Man dressed in business attire, staring at his laptop screen looking perplexed.

Study: asset management industry hurt by poor digital experience

A third of financial advisors surveyed are dissatisfied with the digital experience offered by the asset management industry.

November 1, 2023
Image with a collection of symbols related to Medicaid, including an American flag,

Redetermination challenges spur Medicaid coverage losses in Montana

Thousands of Montanans may have lost public health insurance due to a difficult Medicaid redetermination procedure.

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