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John Hilton

InsuranceNewsNet Senior Editor John Hilton has covered business and other beats in more than 20 years of daily journalism. John may be reached at [email protected]. Follow him on Twitter @INNJohnH.

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December 8, 2025
Image shows a group of people standing in the shadows

NAIC panel readies controversial RBC changes for fall meeting vote

Regulators discussed the purpose of risk-based capital data last week as work progressed on an at-times controversial set of RBC principles.

December 5, 2025
Image shows the Connecticut Department of Insurance website

Judge approves PHL Variable plan; could reduce benefits by up to $4.1B

A Connecticut judge signed off Tuesday on changes to a moratorium on benefits available to the financially troubled PHL Variable Insurance Co.

December 3, 2025
Image shows the Department of Labor logo

DOL fiduciary future murky as Fifth Circuit tosses appeal

The Department of Labor fiduciary rule is again on the ropes after the Fifth Circuit Court of Appeals dismissed the government’s appeal Friday.

December 3, 2025
Image shows a tanker on the water.

Lawsuit blames Big Oil for climate-driven insurance rate hikes

Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.

December 2, 2025
Image shows a piggy bank amid glowing surroundings

Will Trump accounts lead to a financial boon? Experts differ on impact

Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.

December 2, 2025
Image shows a laptop open to the Connecticut Insurance Department website.

State to decide on potential buyer for PHL Variable policies by Dec. 31

Several companies are competing to take over or reinsure all or parts of the troubled PHL Variable Insurance Co. business.

December 1, 2025

Big, Beautiful Tax Changes

The One Big Beautiful Bill Act makes major temporary tax cuts from 2017 permanent for high earners and businesses, reshaping the relationship between federal taxation and high earners.

December 1, 2025

Social Security at a Crossroads

The Social Security program faces crucial issues including a projected trust fund shortfall by 2033, an aging population that’s reducing the worker-to-beneficiary ratio and ongoing political gridlock.

December 1, 2025

Regulators defend close relationships with industry

Critics allege conflicts of interest make it nearly impossible for state insurance regulators to objectively write rules.

November 24, 2025
Constitution, Gavel and stethoscope. Republicans scrambling for plan to fix healthcare, DC insider says

Republicans scrambling for plan to fix healthcare, DC insider says

Republicans likely want to have a healthcare plan to present to Americans by the State of the Union address in late January, Jeff Bush predicted.

November 24, 2025
Illustration of insurance performence illustrations using 3D objects. 'Take this as a win': NAIC creates new life insurance illustration group.

‘Take this as a win’: NAIC creates new life insurance illustration group

The National Association of Insurance Commissioners is creating a new working group to address life insurance and annuity illustrations.

November 21, 2025
Kyle Busch

Kyle Busch IUL lawsuit moved to federal court at PacLife’s request

A lawsuit by NASCAR star Kyle Busch against Pacific Life and an advisor over a poorly performing indexed universal life insurance policy moved to federal court Thursday.

November 21, 2025
Image shows a dollar sign

NAIC health panel to study ‘affordability,’ other disparities in 2026

State health insurance regulators agreed Thursday to beef up their 2026 charges to include a bigger focus on disparities in health insurance.

November 20, 2025
Image shows the words, "Systems Evaluation."

NAIC regulators to pilot an AI evaluation tool for insurer conduct exams

State insurance regulators are about to receive a new AI evaluation tool to help them better understand how insurance companies are utilizing artificial intelligence.

November 19, 2025

California proposes greater ‘solvency’ oversight of insurers; industry balks

In a year that began with devastating wildfires, California is proposing a disclosure regime to address the long-term solvency of insurance companies.

November 18, 2025
Image shows Congressman Lloyd Smucker

Pa. insurance chief fires back at ACA ‘fearmongering’ claim, warns of hikes

Pennsylvania Insurance Commissioner Michael Humphreys clapped back on criticism of his department’s characterization of Obamacare subsidies.

November 17, 2025
Image shows the words, "Faegre Drinker" and "ERISA Update."

With 20% staff cut, Department of Labor priorities changing fast, analysts say

Staffing at the Employee Benefit Security Administration is down substantially so far in the Trump administration and new leader Daniel Aronowitz has creative plans for the agency.

November 17, 2025
Image says, "AG 49-A Revisions"

NAIC task force recommends 10-year data history for index illustrations

A National Association of Insurance Commissioners task force agreed Thursday to recommend that 10 years of historical data be required to illustrate index components.

November 12, 2025
Image shows a sheriff's badge

11th Circuit sides with Florida sheriff in Parkland shooting insurance lawsuit

The 11th Circuit sided with the Broward County Sheriff’s Office in an insurance dispute over coverage related to the 2018 Parkland school shooting.

November 12, 2025
Image shows the Penn Mutual logo

Penn Mutual, co-defendants: Funeral home owners got bad advice on IUL

Penn Mutual companies say Montana funeral directors who claim a premium financing “scheme” cost them millions were victims of bad advice.

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