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Forecast: Home equity rates, the Fed and what’s next for home equity borrowing

October 12, 2025

The Federal Reserve just did something it hadn't yet done in 2025: It lowered its benchmark overnight lending rate. While the markets largely expected September's quarter-point rate cut, it does mark the beginning of a potential easing cycle after months of holding rates steady. That matters for homeowners because the Fed's decisions ripple through to home…

Stores bracing for discontinuation of pennies

October 12, 2025

Spare change trays at Toby’ s Pit Stop get a lot of use, owner-manager Toby Brantley says. According to the Federal Reserve Bank of Richmond website, the U.S. government is expected to stop producing new pennies for circulation in early 2026.. “Last year, the U.S. Mint lost $85 million from 1- cent production,” he said.“ This is the 19th consecutive year the U.S. government…

Democratic Idaho legislator calls on Congress to extend health insurance tax credits

October 11, 2025

With open enrollment on Idaho’ s health insurance exchange starting next week, Idaho State Senate Minority Leader Melissa Wintrow called on Congress to extend health insurance tax credits and end the shutdown of the U.S. government. Murray warned that unless Congress extends the tax credits originally passed in 2021, thousands of Idahoans on the state’ s…

Rep. Thompson indicates Democrats will keep health insurance from explosive inflation

October 11, 2025

WASHINGTON>> The U.S. is in the 11th day of a federal government shutdown, which was instigated by the Democratic and Republican Congressional Representatives’ failure to extend coverage of the Affordable Care Act passed during the Obama Administration as federal workers are furloughed without pay and may face mass firings as hinted by the Trump…

Arizona’s community health centers were built on Medicaid. Now they face uncertainty

October 11, 2025

When 35- year-old Jessica Rhodes walked into a residential treatment program in Phoenix three months ago, she had almost nothing left. A week later, she checked herself into Lifewell, a residential treatment program run by Terros Health. Terros Health is one of 24 federally qualified community health centers in Arizona that provide care to low-income…

ONE WEEK INTO TRUMP SHUTDOWN, IOWA REPUBLICANS REFUSE TO LOWER HEALTH CARE COSTS

October 11, 2025

One week into the Trump Shutdown, Iowa Republicans are still refusing to get serious about ending this shutdown and stopping Iowans' health insurance costs from skyrocketing. They are not even meeting with folks while they are back here in Iowa so that they can understand what their constituents want them to do about this shutdown. While Iowa's out-of-touch…

Iowa Medicaid faces shortfall as pandemic aid runs out

October 11, 2025

Iowa's Medicaid program is projected to face tens of millions of dollars in deficits in coming years, prompting warnings from the state auditor. Sand pointed to recent estimates from the state's Medicaid Forecasting Group showing projected shortfalls of nearly $76 million in fiscal year 2026 and $181 million in 2027.. A report released Sept. 8 by the Medicaid…

Just call…

October 11, 2025

From Heather Cox Richardson: "The Big, Beautiful Bill Republicans passed cut Medicaid and Supplemental Nutrition Assistance Program benefits as well as a slew of other programs. While it extended tax cuts for the wealthy and corporations, Republicans permitted the premium tax credit for purchasing health insurance under the Affordable Healthcare Act to…

Carl P. Leubsdorf: Could GOP suffer long-term political damage from the shutdown?

October 11, 2025

They include Trump's encouragement of Budget Director Russell Vought's continuing campaign to slash politically popular environmental and infrastructure programs from what the president labeled "Democrat agencies" and continuing congressional GOP resistance to extending the tax credits helping millions of Americans pay their health insurance…

DTRIC Insurance to begin exit from Hawaii market

October 11, 2025

Local carrier DTRIC Insurance Co. will begin exiting Hawaii’ s insurance market, its parent company MS& AD Insurance Group announced this week. Insurers are also pulling back in different areas, not just in Hawaii but elsewhere, as they look to regroup,” Chief Deputy Insurance Commissioner Jerry Bump said.“ It’ s been a very challenging time for property insurers.”.

'Freddy's law' would require cardiac test for youth athletes

October 11, 2025

BOSTON— High school athletes in Massachusetts would be required to undergo cardiac tests to screen for heart conditions under a new proposal on Beacon Hill that would mandate that health insurers foot the bill for the examinations. The proposal, dubbed“ Freddy’ s Law,” was named after Freddy Espinal, a 17- year-old Peabody Veterans Memorial High School junior who…

Kathy's #Mailbag, Oct. 10, 2025

October 11, 2025

Some FAQs about big changes to the way many people buy health insurance… the latest on the proposed registry of absentee landlords in Champaign… what's coming to the former Windsor Swim Club site in Urbana… and how the UI maintains strong ties to its former men's basketball players who' ve gone pro. "I understand Illinois residents who are not Medicare-eligible…

GOV. BESHEAR CALLS ON CONGRESS TO EXTEND TAX CREDITS TO PROTECT AFFORDABLE HEALTH COVERAGE FOR KENTUCKIANS

October 11, 2025

Andy Beshear is again calling on Congress to act to ensure this critical support remains for Kentuckians who depend on it for affordable health care coverage. Gov. Beshear and 17 other governors from across the U.S. sent a letter earlier this month urging Congressional leaders to extend the credit. It's time for Congress to act by prioritizing people over…

Wildfire safety leads Lara's agenda as Governor Newsom signs sponsored bills

October 11, 2025

Insurance Commissioner Ricardo Lara announced new wildfire safety protections for California consumers as Governor Gavin Newsom signed three critical bills aimed at enhancing mitigation efforts, reducing risk, and attracting insurers back into our market. These laws seek to provide financial assistance for wildfire safety, enhance insurance…

Jones' mobile home insurance bill signed into law

October 11, 2025

Currently, finding full replacement cost insurance coverage for mobile or manufactured homes in California is next to impossible. For standard foundation homes, those who cannot find a private insurance policy are able to avail themselves of California's insurer of last resort, the California FAIR Plan Association. "This bill being signed is a victory for…

Medicare open enrollment to begin Oct. 15

October 11, 2025

Medicare open enrollment begins Oct. 15 and runs through Dec. 7. The State Health Insurance Assistance Program offers certified and trained volunteer counselors to assist in looking at health insurance options. Area Agency on Aging and SHIP counselors offer free and confidential assistance with comparing Medicare Advantage plans and Part D drug plan…

A bucket of missing evidence: Ruling sends WVSP hidden camera case back to mediation

October 11, 2025

A Kanawha County judge has ruled that West Virginia's insurance company could owe up to $1 million per plaintiff in the lawsuits regarding a hidden camera in the locker room of the West Virginia State Police Academy in Institute. The ruling, written by Kanawha County Circuit Judge Ken Ballard, also gave details about a bucket full of missing evidence in the case.

As lawsuits mount, Gabriel House owner doesn’t have liability insurance. It’s not required

October 11, 2025

Gabriel House owner Dennis Etzkorn is staring down at least eight civil lawsuits after 10 people perished and dozens more were injured in a fire at his Fall River assisted living facility. Even more, it’ s not required for assisted living facilities in Massachusetts, unlike other businesses such as bars. Attorney Robin Gouveia, who represents former Gabriel…

REPUBLICANS COULD HIKE YOUR HEALTH PREMIUM BY $1,000

October 11, 2025

Marylanders could see their health insurance premiums skyrocket if Republicans in Congress refuse to act on Democrats' proposal to extend the Affordable Care Act tax credits that are set to expire. "Republicans are gambling with people's health," said Karen Darkes, Executive Director of the Maryland Democratic Party. The Maryland Democratic Party called on…

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