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OPERATING WITH LIMITED DATA

November 18, 2025

The following information was released by the Federal Reserve Bank of Richmond:. President, Federal Reserve Bank of Richmond. These are my thoughts only and not those of anyone else on the Federal Open Market Committee or in the Federal Reserve System.

EUR/USD Forex Signal: Bearish Outlook Amid Risk-Off Sentiment – 18 November 2025

November 18, 2025

The EUR/USD pair retreated as investors embraced a risk-off sentiment in the market ahead for the upcoming Federal Reserve minutes and US jobs report. The closely-watched indices like the S&P 500 and the Nasdaq 100 indices fell by over 1%. The other key EUR/USD news is the upcoming statements by some European Central Bank officials like Pedro Machado and…

STATEMENT BY DFS ACTING SUPERINTENDENT KAITLIN ASROW AT THE NYS SENATE HEARING ON COST AND AVAILABILITY OF INSURANCE FOR RESIDENTIAL PROPERTY

November 18, 2025

The following information was released by the New York State Department of Financial Services:. Statement Ahead of Senate Standing Committees On Insurance; Housing, Construction, And Community Development; And Investigations And Government Operations. My name is Kaitlin Asrow, and I serve as the Acting Superintendent of the New York State Department of…

Alvernia launches program to train a new generation of finance industry leaders

November 18, 2025

Alvernia University has launched a new Banking and Financial Services Academy. Glynis A. Fitzgerald, Alvernia president, said in the release.“ With flexible delivery, stackable learning and an applied project that drives measurable value for our partners, the Banking and Financial Services Academy reflects the university’ s commitment to innovation and a…

Terry Savage: Take the long-term approach to Social Security

November 18, 2025

You may have seen videos making the rounds on TikTok or other social media. All suggest that you grab your Social Security benefits at age 62 to "get that money while the getting is good." Social Security is not a bet on the "averages" or a calculation of the "break-even" point beyond which you'd have to live to make up the difference between taking benefits early vs….

A local health system trims Medicare Advantage participation as another expands

November 18, 2025

In a statement sent to The News Tribune in response to questions, MultiCare said Friday,“ Beginning in 2026, MultiCare will no longer participate in Medicare Advantage PPO plans and will focus on HMO plans, which allow us to better coordinate care within our network. A MultiCare media representative told The News Tribune via email in response to questions that…

ADVOCATING FOR CREDIT UNIONS PRIOR TO DEPOSIT INSURANCE HEARING

November 18, 2025

"Unlike the banking system where roughly 50% of deposits were uninsured by the FDIC before the 2023 failures, nearly 90% of credit union deposits are insured by the NCUA and its NCUSIF," the letter reads. Draft legislation to require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction…

What Servicemembers and Families Need to Know About TRICARE Open Season

November 18, 2025

This article by Karen Jowers originally appeared on Military Times, the nation's largest independent newsroom dedicated to covering the military and veteran community. There's also a new health care choice for families living in the metro areas of Atlanta, Georgia, and Tampa, Florida. That program's open season ends Dec. 8.

Briefs: Piedmont Arts receives $14,000; Carter Bank becomes State Member Bank; Dillard joins WPPDC; Keys named VP at Hooker Furnishings

November 18, 2025

Carter Bank becomes state member bank. Carter Bankshares Inc. announced Thursday that Carter Bank, headquartered in Martinsville, has received approval to become a state member bank and be regulated by the Board of Governors of the Federal Reserve System through the Federal Reserve Bank or Richmond. Carter Bank will continue to be regulated by the Bureau of…

Carter Bank becomes state member bank

November 18, 2025

Carter Bankshares Inc. announced Thursday that Carter Bank, headquartered in Martinsville, has received approval to become a state member bank and be regulated by the Board of Governors of the Federal Reserve System through the Federal Reserve Bank or Richmond. Carter Bank will continue to be regulated by the Bureau of Financial Institutions of the…

Study could change how ill infants are fed

November 18, 2025

Maryanne Perrin, an associate professor of nutrition. The study has been published in the American Journal of Clinical Nutrition. The researchers collected and analyzed 600 milk samples from approved donors across eight milk banks in Chile, Kenya, Poland, Vietnam and the United States.

Forecast: Uncertainty now, but no recession on horizon

November 18, 2025

There are no signs of a recession in Arkansas on the horizon, despite projected slowing growth and the uncertain effects of tariffs. Michael Pakko, chief economist and state economic forecaster at the Arkansas Economic Development Institute at the University of Arkansas at Little Rock. Federal Reserve Bank of St. Louis economists Kathleen Navin and B….

Jim Carlin shares his views in U.S. senate race

November 18, 2025

Jim Carlin of Sioux City is running for U.S. Senate, challenging Representative Ashley Hinson in the Republican primary. Carlin previously served in the Iowa Senate, representing the 3rd District from 2017 to 2023 after winning a special election against Todd Wendt following the resignation of Bill Anderson. He explained that Federal Reserve policies have…

THE AVAILABILITY OF JUNK PLANS HARMS CANCER PATIENTS AND PUTS LIVES AT RISK

November 18, 2025

The following information was released by the American Cancer Society Cancer Action Network:. Deceptively marketed as cheaper alternatives to health insurance, "junk plans" fail to meet the needs of cancer patients, survivors and those at risk of the disease. WASHINGTON, D.C. Today, the American Cancer Society Cancer Action Network released its first "Eye on…

Integrity Medicine pays patient for doctor referral

November 18, 2025

Integrity Medicine, 715 Medical Center Drive Suite 200, has been doing things a little differently for years, ditching the health insurance model in 2017 in favor of "Direct Primary Care." Patients pay a monthly subscription fee to Integrity Medicine, rather than health insurance premiums. Robert Roeser, founder of Integrity Medicine. "

Fed agenda faulted, Kamala's claims about tariffs left 'in tatters' by new study

November 18, 2025

The common claims about tariffs, used liberally by President Donald Trump to bring about a more fair international trading platform for Americans, have been exploded by a new study that assesses the impact of those programs over 150 years. In fact, the claims by Kamala Harris during her failed 2024 presidential campaign, are "in tatters" and the Fed has been shown…

Need help with Medicare? Questions welcome at Yakima event on Thursday

November 18, 2025

Catholic Charities and the Office of the Insurance Commissioner will have a health insurance event from 9:30 to 11:30 a.m. on Thursday at the West Valley Library, 223 S. 72nd Ave. The meeting will include a presentation and opportunities to ask questions and schedule personal appointments. The Statewide Health Insurance Benefits Advisors, or SHIBA, is a…

Cassidy floats plan to pre-fund HSAs to shift Obamacare consumers to lower-cost health plans

November 18, 2025

Mr. Cassidy of Louisiana chairs the Senate Health, Education, Labor and Pensions Committee and is a member of the Senate Finance Committee, the two panels that have jurisdiction over health care. Democrats shut down the government for 43 days to press that issue, but were unsuccessful in convincing Republicans to support an extension or even negotiate until the…

TELEPHONE TOWN HALL POSTPONED; HOW I VOTED AND HEALTH-CARE SHUTDOWN

November 18, 2025

While I'm happy that the federal government has reopened and that workers will be paid after a record six-week shutdown, I voted No on the Republican funding bill because it does not address what I consider to be the other shutdown Americans are facing the massive cost spike in health-insurance premiums for 24 million Americans that would effectively shut…

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