Let's play a game of What If? According to Kaiser Family Foundation, "Annual premiums for employer-sponsored family health coverage reached $25,572 this year." The $25,572 payment to insurers is actually wages earned by the employee but not given to the employee.
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The open enrollment for Medicare is approaching, but navigating Medicare can be challenging for those who are new to the system. Here are some frequently asked questions and answers to help those who are getting started with Medicare ahead of the Dec. 7 deadline. Medicare is a program funded by the U.S. government that offers health insurance for people aged 65…
For more than 40 days, Senate Democrats had steadfastly fought to keep these subsidies in place. However, Republicans had refused to negotiate on this matter. On Nov. 11, eight Democrats joined Republicans to vote for extending federal government funding through January's end, largely in exchange for a promised US Senate vote in December on the issue of…
The annual enrollment period, better known as "open enrollment," opened on Nov. 1, and will close on Dec. 15, for those looking to receive coverage that starts on the first day of 2026. The last day to sign up for coverage for the 2026 plan year is Jan. 15, 2026. According to the Delaware Department of Insurance's "Smart Buyer's Guide," here are some of the key terms enrollees…
Successful reforms targeting medical malpractice in 1975 and workers' compensation in 1991 solved Louisiana's insurance crises of those times. In 1975, Louisiana enacted medical malpractice reform legislation aimed at addressing the escalating costs and diminishing availability of medical malpractice insurance. In 1991, Louisiana passed…
FINDLAY— The Hancock County Fair Board neglected to pay a $46,000 liability insurance premium on time, a lapse that raised concern among county commissioners about potential legal exposure. At the Nov. 20 meeting of the Hancock County Board of Commissioners, Commissioner Jeff Hunker said he had received a call from an insurance agent asking Hunker for help…
Sheer Health, a three-year-old company that helps patients and providers navigate health insurance and billing, now has an app that allows consumers to connect their health insurance account, upload medical bills and claims, and ask questions about deductibles, copays and covered benefits. "You would think there would be some sort of technology that could…
One of the biggest mistakes people make is naming minor children as beneficiaries on accounts and policies. The thought is "I'll avoid probate court because I have beneficiaries named and they'll get the money directly." This is only partly true.
The Pennsylvania Insurance Department released its annual Transparency in Coverage Report to continue its work to provide robust transparency into the health insurance claims process. "Understanding health insurance can be hard, but through this important transparency initiative, the Shapiro Administration is making Pennsylvanians' healthcare and…
Federal Reserve Chairman Jerome Powell famously described the high inflation that had just started dragging down U.S. consumers in July 2021 as "transitory." His word choice suggested that elevated inflation, like stormy weather, would soon pass. In the 25- year period from January 1996 to January 2021, inflation averaged 2.1 percent, roughly in line with the…
Some Montana residents may receive a holiday bonus thanks to the Office of the Commission of Securities and Insurance. A coordinated multi-state task force, which included the Montana Auditor's Office, had been investigating five major brokerage firms for allegedly charging unreasonable minimum commissions in violation of federal law and totaling…
After a 43- day lapse triggered by the federal government shutdown, the nation's flood insurance program has been reauthorized until Jan. 30, 2026. With a looming deadline and no easy fix, experts warn that another lapse could leave millions of high-risk properties in limbo or uninsured, including in North Carolina. Periodically, Congress must renew NFIP's…
Suddenly millions ofworking Americans can no longer afford "Obamacare" health insurance, as premium subsidies have been removed. It’ s the Small Business Special Enrollment period through Dec. 15. And according to AlanWishner ofVesta Benefits Group, millions of small businesses could easily set up these policies— even if the owner is older and onMedicare.
2025 NOV 28– By a News Reporter-Staff News Editor at Insurance Daily News– Data detailed on Opioids have been presented. According to news reporting originating from Boston, Massachusetts, by NewsRx correspondents, research stated,“ Peer-support specialists leverage experience to assist individuals with opioid use disorder in their recovery, leading to…
2025 NOV 28– By a News Reporter-Staff News Editor at Health Policy and Law Daily– Investigators publish new report on Managed Care. According to news originating from Philadelphia, Pennsylvania, by NewsRx correspondents, research stated,“ Long-term care policy has been neglected for decades in the United States because of high costs, leaving middle-class…
Financial supporters for this research include Lipitz Center at Johns Hopkins University, United States, NIH National Institute on Aging. For more information on this research see: Algorithmic Decision-making In Health Care: Evidence From Post-acute Care In Medicare Advantage. Journal of Health Economics, 2025; 104. Journal of Health Economics can be…
That's because Congress has made little progress on a plan to extend tax credits that have, for years, made health insurance more affordable through the ACA. Every member of Maine's congressional delegation has advocated for an extension of the credits, but they aren't finding much support from their Republican colleagues in Congress. He was roundly…
HARTFORD– Tens of thousands of Connecticut consumers are signing up for health insurance in 2026 through Access Health CT amid uncertainty over the future of Affordable Care Act subsidies that helped nine out of 10 enrollees in the state-run marketplace pay for coverage last year. Enhanced ACA tax credits that provided a reported $350 million to $400…
—Asian shares were mixed Friday in holiday-thinned trading as tech stocks slipped as a recent rebound driven by hopes for an interest rate cut by the Federal Reserve lost steam. While developments related to artificial intelligence have been driving recent ups and downs in world markets, the focus remains on the outlook for U.S. monetary policy.
