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Which safety features actually lower your car insurance rate?

December 13, 2025

Which safety features actually lower your car insurance rate? For years, the promise has been clear: A safer car equals lower car insurance premiums. Cheap Insurance helps you understand which safety features and discounts are worth asking your carrier about, ensuring you get credit for your vehicle's protective technology.

Changes for Nevada Medicaid beginning January 1

December 13, 2025

For the 70,000 Medicaid recipients that live in the 15 rural counties in Nevada, Medicaid is changing from a fee-for-service model to managed care organizations. MCOs are private health care companies that work within a provider network, similar to alternate Medicare HMO options, and have been used by Medicaid users in Washoe and Clark counties since the late…

Federal Reserve reduces interest rate

December 13, 2025

WASHINGTON— The Federal Reserve reduced its key interest rate for the third time in a row Wednesday but indicated it may leave rates unchanged in the coming months, a move that could attract ire from President Donald Trump, who has demanded steep reductions to borrowing costs. EPSTEIN: Secret grand jury transcripts from Jeffrey Epstein's 2019 sex trafficking…

Burcum: Watch out for risky health plans as sticker shock sets in

December 13, 2025

When your monthly health insurance premium goes from $544 to $1,016, even the savviest consumers may be willing to consider riskier alternatives to save money. That’ s the unfortunate situation that Cathy Chabot, who lives in the small Stearns County community of Collegeville, finds herself in this year. She’ s now looking at something far less expensive called a“…

Which safety features actually lower your car insurance rate?

December 13, 2025

Which safety features actually lower your car insurance rate? For years, the promise has been clear: A safer car equals lower car insurance premiums. Cheap Insurance helps you understand which safety features and discounts are worth asking your carrier about, ensuring you get credit for your vehicle's protective technology.

LAURA MENDOZA HELPING OTHERS DISCOVER THEIR POTENTIAL

December 13, 2025

The following information was released by the National Association of Insurance and Financial Advisors:. When Laura Mendoza moved from Northern California to attend the Fashion Institute of Design and Merchandising, she envisioned a career as a celebrity stylist in San Diego. A client of her hairdresser worked at Pacific Advisors and an office manager…

WAGE GROWTH TRACKER 4.1 PERCENT

December 13, 2025

The following information was released by the Federal Reserve Bank of Atlanta:. A History of the Federal Reserve Bank of Atlanta. A History of the Federal Reserve Bank of Atlanta: provides a detailed review of the Bank's first 75 years.

WOUND GRAFT COMPANY OWNERS SENTENCED FOR $1.2B HEALTH CARE FRAUD AND AGREE TO PAY $309M TO RESOLVE CIVIL LIABILITY UNDER THE FALSE CLAIMS ACT

December 13, 2025

In the first prosecution of its kind, the owners of several Arizona wound graft companies were sentenced to significant terms of incarceration for causing over $1.2 billion of false and fraudulent claims to be submitted to Medicare and other health insurance programs for medically unnecessary wound grafts that were ordered as a result of illegal…

SENATOR BLUMENTHAL: WEEK IN REVIEW 12/5/2025-12/12/2025

December 13, 2025

U.S. Senator Richard Blumenthal released the statement below after Senate Republicans blocked an effort to extend tax credits under the Affordable Care Act which will force Americans across the country to pay significantly more in health insurance premiums:. At a hearing convened by Senate Republicans seeking to undermine the ACA, Blumenthal, Ranking…

Jobs trump inflation in the Fed's calculations

December 13, 2025

Faced with the choice, the U.S. Federal Reserve considers unemployment a greater threat to the economy than higher inflation. It is why they lowered interest rates again by one quarter point to close out the year. The central bank not only cut rates but also promised to begin buying $40 billion worth of short-term Treasury bills starting Friday.

REPS. CASTOR, SALAZAR REINTRODUCE BIPARTISAN LEGISLATION TO LOWER FLOOD INSURANCE COSTS

December 13, 2025

Kathy Castor and Maria Salazar reintroduced the Continuous Coverage for Flood Insurance Act, which would lower costs by ensuring that the Federal Emergency Management Agency allows consumers to exercise their right to maintain flood insurance outside of the National Flood Insurance Program. "Families, homeowners and small businesses across Florida…

DTCC Authorized to Offer Tokenization Service

December 13, 2025

In a major milestone to drive digital asset adoption, The Depository Trust& Clearing Corporation, the premier post-trade market infrastructure for the global financial services industry, announced that its subsidiary, The Depository Trust Company, has received a No-Action Letter from the U.S. Securities and Exchange Commission to offer, under federal…

Health insurance prices in Colorado set to soar for 225,000 people as Senate fails to extend subsidies

December 13, 2025

More than 200,000 Coloradans on Thursday moved a step closer to seeing their health insurance costs skyrocket for next year, after the U.S. Senate failed to agree on a deal to extend expiring subsidies that make the coverage more affordable. The Senate deadlocked on two proposals— one backed by Democrats that would have extended the subsidies for three years,…

Gridlock on insurance needs middle ground

December 13, 2025

Millions of Americans, including thousands in Idaho, will see dramatic rises in health insurance costs in 2026 if the U.S. Senate's rejection of legislation Thursday to extend Affordable Care Act tax credits stands. We hope a middle ground can be found so that doesn't happen. We know costs are rising.

Congressional health insurance tug-o-war puts Pennsylvanians in a lurch

December 13, 2025

by Whitney Downard, Pennsylvania Capital-Star. Jamie and Carrie Wright rattle off the numbers with ease. Jamie, left, and Carrie Wright live in McKeesport, Pennsylvania, and rely on federal premium tax credits to pay for Jamie's cancer treatment.

Legals for December, 12 2025

December 13, 2025

A public hearing is to be held before the City of Libby City Council on Monday December 15, 2025, at 7:00 p.m. at Libby City Hall, 952 East Spruce Street, Libby, Montana, to consider the subdivision application and make a decision to approve, approve with conditions, or deny the proposed subdivision. Information on the proposed application is available for review…

U.S. Mortgage Rates Tick Up to 6.22% but Stay Near Lows

December 13, 2025

The average rate on a 30- year U.S. mortgage edged higher this week, though it remains relatively near its low point so far this year. Mortgage rates are influenced by several factors, from the Federal Reserve's interest rate policy decisions to bond market investors' expectations for the economy and inflation. They generally follow the trajectory of the 10-…

Kentucky's U.S. Sen. Rand Paul files bill to make all Americans eligible for Health Savings Accounts

December 13, 2025

Kentucky's junior U.S. Senator Rand Paul, R- Bowling Green, has introduced the Health Marketplace and Savings Accounts for All Act, to make all Americans eligible for Health Savings Accounts. It would also expand Association Health Plans to provide maximum leverage to negotiate lower premiums with health insurance companies. At the same time, Americans…

State Agencies Remind Pennsylvania Farmers of Affordable Health Insurance Options

December 13, 2025

The Pennsylvania Insurance Department, the Department of Agriculture, Pennie– the state's official health insurance marketplace– Pasa Sustainable Agriculture, and Pennsylvania State Grange held an event at Spiral Path Farm to remind farmers that they have access to affordable, high-quality health insurance coverage. Pennsylvania Insurance…

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