2025 wildfires, flooding and severe storms lead to insured losses of $88B
The year of 2025 was one of the costliest for insurers in terms of natural disasters, resulting in insured losses totaling $88 billion.
The latest news, regulation and trends in property & casualty insurance.
The year of 2025 was one of the costliest for insurers in terms of natural disasters, resulting in insured losses totaling $88 billion.
Insurers nationwide are slashing vehicle insurance rates in response to a sharp reduction in claims.
Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.
How business insurance can help protect you from snow, hail and winter storm damage. Winter storms can reduce foot traffic to a brick and mortar retail business. With unpredictable storms becoming more frequent and severe across the U.S., small businesses need to be better prepared for wintry conditions.
CarInsurance.com' s analysis highlights the sharp divide between the most and least expensive U.S. cities for car insurance. Drivers in urban centers like Hamtramck, Detroit, New Orleans and Brooklyn face some of the highest costs in the nation, while those in smaller Vermont towns pay among the lowest. *Hamtramck, Detroit and New Orleans face the highest…
Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…
Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…
Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator’ s proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according to…
Politicians all along the ideological spectrum are in agreement on the big issue now animating Americans: Stuff is too expensive. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted to proffering a slew of questionable, quick-fix policies to lower prices for Americans. In Illinois, Democratic House Speaker Emanuel "…
The year of 2025 was one of the costliest for insurers in terms of natural disasters, resulting in insured losses totaling $88 billion.
Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But opponents worry the bill could make the growing insurance crisis worse. The bill took effect Jan. 1.
SALEM— Oregon lawmakers may require insurance companies to offer discounts to homeowners for wildfire mitigation measures, unless those actions are factored into their risk models. The increased prevalence of devastating wildfires in Oregon in recent years have raised costs for insurance companies, and by extension for insurance customers, said Dave…
Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…
The tools of diplomacy range from formal international agreements, like the High Seas Treaty for protecting marine life, which went into effect on Jan. 17, 2026, to deals between countries, to efforts led by companies, scientists and issue-focused organizations. As researchers in international trade and diplomacy at Arizona State University in the…
Federally funded infrastructure projects continue to drive premium growth for U.S. surety bond writers, with underwriting profits in this construction-oriented line of business exceeding $2 billion for a third consecutive year in 2024, according to a new AM Best report. As federally funded projects connected to the Infrastructure Investment and Jobs…
Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But opponents worry the bill could make the growing insurance crisis worse. The bill took effect Jan. 1.
Politicians all along the ideological spectrum are in agreement on the big issue currently animating Americans. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted now to proffering a slew of questionable, quick-fix policies to lower prices for Americans. Here in Illinois, Democratic House Speaker Emanuel "Chris" Welch,…
Big changes in 2026 traffic laws: What drivers should know nationwide. Traffic laws in the U.S. are changing in 2026. Cheap Insurance looks at these new laws to show you how they'll affect your daily drive and your car insurance.
Napa County wants Washington and Sacramento to hear its voice on such issues as health care changes, soaring fire insurance rates and possible Pacific Gas& Electric Co. rate hikes. The federal spending bill passed in 2025 affects Medicaid, called Medi-Cal in California, with the White House's stated goal being the reduction of waste, fraud and abuse.
Big changes in 2026 traffic laws: What drivers should know nationwide. Traffic laws in the U.S. are changing in 2026. Cheap Insurance looks at these new laws to show you how they'll affect your daily drive and your car insurance.
The following information was released by the National Association of Insurance Commissioners:. The National Association of Insurance Commissioners welcomes U.S. Rep. To retain expertise at the department for certain functions, including representing Treasury internationally and assisting in administering the Terrorism Risk Insurance Act, the bill…
2026 JAN 16– By a News Reporter-Staff News Editor at CDC& FDA Daily– U.S. News& World Report, the global authority in rankings and consumer advice, announced the Best Travel Insurance Companies for 2026. With a 2025 U.S. News survey finding that 65% of consumers feel travel insurance is important, these ratings provide a crucial resource for travelers looking to…
A few weeks after California Insurance Commissioner Ricardo Lara rattled consumer groups with a proposed overhaul to the insurance-rate review process, the embattled state executive ended up at his parent "s home in East Los Angeles to catch his breath away from a chorus of calls urging him to resign. The proposal in September capped a tough year for the…
