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Property and Casualty News

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The latest news, regulation and trends in property & casualty insurance.

Top Stories

13 hours ago
Photo illustration showing instances of natural disasters with "$100B" written over it. 2025-wildfires,-flooding-and-severe-storms-lead-to-insured-losses-of-over-$88B.

2025 wildfires, flooding and severe storms lead to insured losses of $88B

The year of 2025 was one of the costliest for insurers in terms of natural disasters, resulting in insured losses totaling $88 billion.

January 13, 2026
Image shows a car front end.
Many vehicle insurers are reducing rates across the country.

Many auto insurers slashing rates as claims drop

Insurers nationwide are slashing vehicle insurance rates in response to a sharp reduction in claims.

January 8, 2026
Illustration with "Home Insurance vs. Home Warranty" written on a desk notepad. Are-home-warranties-replacing-home-insurance-for-some-customers.

Are home warranties replacing home insurance for some customers?

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

More Stories

How business insurance can help protect you from snow, hail and winter storm damage

4 seconds ago

How business insurance can help protect you from snow, hail and winter storm damage. Winter storms can reduce foot traffic to a brick and mortar retail business. With unpredictable storms becoming more frequent and severe across the U.S., small businesses need to be better prepared for wintry conditions.

America's car insurance price gap: The most expensive and cheapest US cities for car insurance

12 seconds ago

CarInsurance.com' s analysis highlights the sharp divide between the most and least expensive U.S. cities for car insurance. Drivers in urban centers like Hamtramck, Detroit, New Orleans and Brooklyn face some of the highest costs in the nation, while those in smaller Vermont towns pay among the lowest. *Hamtramck, Detroit and New Orleans face the highest…

Oregon bill would require home insurers to consider wildfire prevention efforts

22 mins ago

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…

Oregon bill would require home insurers to consider wildfire prevention efforts

11 hours ago

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…

Bill would require home insurers to consider wildfire prevention efforts

12 hours ago

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator’ s proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according to…

Both parties float bad ideas to combat cost

12 hours ago

Politicians all along the ideological spectrum are in agreement on the big issue now animating Americans: Stuff is too expensive. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted to proffering a slew of questionable, quick-fix policies to lower prices for Americans. In Illinois, Democratic House Speaker Emanuel "…

13 hours ago
Photo illustration showing instances of natural disasters with "$100B" written over it. 2025-wildfires,-flooding-and-severe-storms-lead-to-insured-losses-of-over-$88B.

2025 wildfires, flooding and severe storms lead to insured losses of $88B

The year of 2025 was one of the costliest for insurers in terms of natural disasters, resulting in insured losses totaling $88 billion.

Insurance carriers can now carve out wildfire coverage from Nevada homeowner policies

15 hours ago

Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But opponents worry the bill could make the growing insurance crisis worse. The bill took effect Jan. 1.

Oregon bill aims for insurers to recognize wildfire mitigation steps

15 hours ago

SALEM— Oregon lawmakers may require insurance companies to offer discounts to homeowners for wildfire mitigation measures, unless those actions are factored into their risk models. The increased prevalence of devastating wildfires in Oregon in recent years have raised costs for insurance companies, and by extension for insurance customers, said Dave…

Oregon bill would require home insurers to consider wildfire prevention efforts

January 19, 2026

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…

Global power struggles over the ocean’s finite resources call for creative diplomacy

January 19, 2026

The tools of diplomacy range from formal international agreements, like the High Seas Treaty for protecting marine life, which went into effect on Jan. 17, 2026, to deals between countries, to efforts led by companies, scientists and issue-focused organizations. As researchers in international trade and diplomacy at Arizona State University in the…

Best’s Special Report: Infrastructure Projects Spur Growth and Help Fuel Profits for U.S. Surety Insurers

January 19, 2026

Federally funded infrastructure projects continue to drive premium growth for U.S. surety bond writers, with underwriting profits in this construction-oriented line of business exceeding $2 billion for a third consecutive year in 2024, according to a new AM Best report. As federally funded projects connected to the Infrastructure Investment and Jobs…

Insurance carriers can now carve out wildfire coverage from Nevada homeowner policies

January 18, 2026

Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But opponents worry the bill could make the growing insurance crisis worse. The bill took effect Jan. 1.

The Seattle Times: Remain wary even as feds resume review of research grant applications

January 17, 2026

Politicians all along the ideological spectrum are in agreement on the big issue currently animating Americans. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted now to proffering a slew of questionable, quick-fix policies to lower prices for Americans. Here in Illinois, Democratic House Speaker Emanuel "Chris" Welch,…

Big changes in 2026 traffic laws: What drivers should know nationwide

January 17, 2026

Big changes in 2026 traffic laws: What drivers should know nationwide. Traffic laws in the U.S. are changing in 2026. Cheap Insurance looks at these new laws to show you how they'll affect your daily drive and your car insurance.

Napa County working on wish list for Sacramento, Washington

January 17, 2026

Napa County wants Washington and Sacramento to hear its voice on such issues as health care changes, soaring fire insurance rates and possible Pacific Gas& Electric Co. rate hikes. The federal spending bill passed in 2025 affects Medicaid, called Medi-Cal in California, with the White House's stated goal being the reduction of waste, fraud and abuse.

Big changes in 2026 traffic laws: What drivers should know nationwide

January 17, 2026

Big changes in 2026 traffic laws: What drivers should know nationwide. Traffic laws in the U.S. are changing in 2026. Cheap Insurance looks at these new laws to show you how they'll affect your daily drive and your car insurance.

'MCCARRAN-FERGUSON RESTORATION ACT' REAFFIRMS STATE-BASED INSURANCE REGULATION

January 17, 2026

The following information was released by the National Association of Insurance Commissioners:. The National Association of Insurance Commissioners welcomes U.S. Rep. To retain expertise at the department for certain functions, including representing Treasury internationally and assisting in administering the Terrorism Risk Insurance Act, the bill…

U.S. News & World Report Announces the 2026 Best Travel Insurance Companies: U.S. News & World Report L.P.

January 16, 2026

2026 JAN 16– By a News Reporter-Staff News Editor at CDC& FDA Daily– U.S. News& World Report, the global authority in rankings and consumer advice, announced the Best Travel Insurance Companies for 2026. With a 2025 U.S. News survey finding that 65% of consumers feel travel insurance is important, these ratings provide a crucial resource for travelers looking to…

California insurance chief keeps ‘chin up’ ahead of FAIR Plan, policy reforms

January 16, 2026

A few weeks after California Insurance Commissioner Ricardo Lara rattled consumer groups with a proposed overhaul to the insurance-rate review process, the embattled state executive ended up at his parent "s home in East Los Angeles to catch his breath away from a chorus of calls urging him to resign. The proposal in September capped a tough year for the…

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