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Insurance carriers can now carve out wildfire coverage from Nevada homeowner policies

January 20, 2026

Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But opponents worry the bill could make the growing insurance crisis worse. The bill took effect Jan. 1.

Oregon bill aims for insurers to recognize wildfire mitigation steps

January 20, 2026

SALEM— Oregon lawmakers may require insurance companies to offer discounts to homeowners for wildfire mitigation measures, unless those actions are factored into their risk models. The increased prevalence of devastating wildfires in Oregon in recent years have raised costs for insurance companies, and by extension for insurance customers, said Dave…

Oregon bill would require home insurers to consider wildfire prevention efforts

January 19, 2026

Oregon homeowners who take steps to protect their homes from wildfire could pay less for property insurance under a southern Oregon state senator's proposal to require insurers to consider fire prevention efforts when setting rates. Growing wildfire risk and the costs of rebuilding have driven premiums up in Oregon by more than 27% since 2020, according…

Global power struggles over the ocean’s finite resources call for creative diplomacy

January 19, 2026

The tools of diplomacy range from formal international agreements, like the High Seas Treaty for protecting marine life, which went into effect on Jan. 17, 2026, to deals between countries, to efforts led by companies, scientists and issue-focused organizations. As researchers in international trade and diplomacy at Arizona State University in the…

Best’s Special Report: Infrastructure Projects Spur Growth and Help Fuel Profits for U.S. Surety Insurers

January 19, 2026

Federally funded infrastructure projects continue to drive premium growth for U.S. surety bond writers, with underwriting profits in this construction-oriented line of business exceeding $2 billion for a third consecutive year in 2024, according to a new AM Best report. As federally funded projects connected to the Infrastructure Investment and Jobs…

Insurance carriers can now carve out wildfire coverage from Nevada homeowner policies

January 18, 2026

Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But opponents worry the bill could make the growing insurance crisis worse. The bill took effect Jan. 1.

The Seattle Times: Remain wary even as feds resume review of research grant applications

January 17, 2026

Politicians all along the ideological spectrum are in agreement on the big issue currently animating Americans. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted now to proffering a slew of questionable, quick-fix policies to lower prices for Americans. Here in Illinois, Democratic House Speaker Emanuel "Chris" Welch,…

Big changes in 2026 traffic laws: What drivers should know nationwide

January 17, 2026

Big changes in 2026 traffic laws: What drivers should know nationwide. Traffic laws in the U.S. are changing in 2026. Cheap Insurance looks at these new laws to show you how they'll affect your daily drive and your car insurance.

Napa County working on wish list for Sacramento, Washington

January 17, 2026

Napa County wants Washington and Sacramento to hear its voice on such issues as health care changes, soaring fire insurance rates and possible Pacific Gas& Electric Co. rate hikes. The federal spending bill passed in 2025 affects Medicaid, called Medi-Cal in California, with the White House's stated goal being the reduction of waste, fraud and abuse.

Big changes in 2026 traffic laws: What drivers should know nationwide

January 17, 2026

Big changes in 2026 traffic laws: What drivers should know nationwide. Traffic laws in the U.S. are changing in 2026. Cheap Insurance looks at these new laws to show you how they'll affect your daily drive and your car insurance.

'MCCARRAN-FERGUSON RESTORATION ACT' REAFFIRMS STATE-BASED INSURANCE REGULATION

January 17, 2026

The following information was released by the National Association of Insurance Commissioners:. The National Association of Insurance Commissioners welcomes U.S. Rep. To retain expertise at the department for certain functions, including representing Treasury internationally and assisting in administering the Terrorism Risk Insurance Act, the bill…

U.S. News & World Report Announces the 2026 Best Travel Insurance Companies: U.S. News & World Report L.P.

January 16, 2026

2026 JAN 16– By a News Reporter-Staff News Editor at CDC& FDA Daily– U.S. News& World Report, the global authority in rankings and consumer advice, announced the Best Travel Insurance Companies for 2026. With a 2025 U.S. News survey finding that 65% of consumers feel travel insurance is important, these ratings provide a crucial resource for travelers looking to…

California insurance chief keeps ‘chin up’ ahead of FAIR Plan, policy reforms

January 16, 2026

A few weeks after California Insurance Commissioner Ricardo Lara rattled consumer groups with a proposed overhaul to the insurance-rate review process, the embattled state executive ended up at his parent "s home in East Los Angeles to catch his breath away from a chorus of calls urging him to resign. The proposal in September capped a tough year for the…

Global power struggles over the ocean’s finite resources call for creative diplomacy

January 16, 2026

The tools of diplomacy range from formal international agreements, like the High Seas Treaty for protecting marine life, which goes into effect on Jan. 17, 2026, to deals between countries, to efforts led by companies, scientists and issue-focused organizations. As researchers in international trade and diplomacy at Arizona State University in the…

Best home insurance companies for 2026

January 16, 2026

*National Association of Insurance Commissioners complaint index scores, which show how many customer complaints an insurer receives relative to its size. *$300,000 in dwelling coverage and liability. *A $1,000 deductible and a 2% hurricane deductible where appropriate.

One company's push for private flood insurance

January 16, 2026

WASHINGTON- Flood risk is a losing bet for most insurance carriers because, when a big storm hits, damage can be extraordinarily costly and concentrated. The program is heavily in debt; it is $22 billion in the red, plus another $16 billion in debt forgiven by the U.S. Treasury. It made pitches at meetings in the fall at the White House and the Treasury Department,…

NEXT Insurance Rebrands as ERGO NEXT Insurance, Reflects Next Phase of Growth as a Leading Small Business Insurance Provider

January 15, 2026

NEXT Insurance, now operating as ERGO NEXT Insurance, today announced a new brand identity that reflects the company’ s next phase of growth as a leading small businesses insurance provider for more than 750,000 entrepreneurs. “By visually aligning our brands, we’ re ensuring our identity reflects both the strong foundation of ERGO and Munich Re and the…

Cambridge Mobile Telematics Launches DriveWell Fleet

January 15, 2026

Cambridge Mobile Telematics, the world’ s largest telematics provider, today announced DriveWell Fleet, a solution that enables commercial auto insurers to strengthen pricing decisions across their entire book of business by incorporating telematics data. DriveWell Fleet brings the benefits of CMT’ s proven telematics platform to the commercial auto…

AM Best to Co-Sponsor and Participate at 2026 Emerging Leaders Conference

January 15, 2026

The event, which will take place Feb. 1-3, 2026, in Nashville, TN, is hosted jointly with the American Property Casualty Insurance Association and the Insurance Careers Movement. “The Emerging Leaders Conference provides an important recognition of these individual’ s dedication and commitment to not just AM Best, but the entire insurance industry,” AM Best…

ATTORNEY GENERAL BROWN ANNOUNCES $850,000 IN RESTITUTION FOR MARYLAND CONSUMERS IN SETTLEMENT WITH TITLE INSURANCE COMPANIES FOR PAYMENTS FOR REFERRALS

January 15, 2026

Attorney General Anthony G. Brown announced today that his Consumer Protection Division has entered into a settlement with Maryland- based KVS Title, LLC, a real estate title company, and joint venture companies that KVS formed with real estate agents and brokers in order to sell title insurance to consumers. The joint venture companies were Alliance Title…

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