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The Health Care Cost Curve Is Bending up Again

January 26, 2026

The actuaries and economists at the Center for Medicare and Medicaid Services recently released their annual National Health Expenditure Accounts for 2024. The NHEA is a matrix that records, in detail, US health expenditures in aggregate and by type, sources of funds, and sponsors of spending. In 2024, health care spending, at $15,474 per person, grew 7.2 percent,…

What's with these hospital charges?

January 26, 2026

Beth Israel Deaconess Hospital in Boston charged $5,068.73 for the MRI. Medicare authorized payment of $418.57. The Medigap insurer paid $62.34, and my wife was responsible for $77.76.

Health insurance CEO can't commit to safe AI practices in Congressional hearing

January 26, 2026

WASHINGTON- Today, U.S. Rep Robin Kelly, member of the Energy and Commerce Health Subcommittee, forcefully questioned UnitedHealth Group CEO Stephen Hemsley over his company's authorization process. Over the last five years, there's been an increase in reports of inappropriate AI authorization denials by UnitedHealth Group, one of the nation's largest…

US stocks open higher and gold tops $5,000 an ounce

January 26, 2026

—U.S. stocks opened with modest gains Monday, as earnings season kicks into a higher gear and investors eye the next policy meeting of the Federal Reserve. USA Rare Earth, an Oklahoma- based miner of critical minerals, became the latest company to get a boost from an investment by the U.S. government. Investors will also be paying close attention to the latest…

Harshbarger presses insurance CEOs on market control, vertical integration, conflict of interest

January 26, 2026

WASHINGTON, D.C.— During a House Energy and Commerce Subcommittee on Health hearing with major health insurance CEOs, Congresswoman Diana Harshbarger, Vice Chair of the Subcommittee, pressed industry leaders on how excessive consolidation and vertical integration are driving higher costs and fewer choices for patients. Drawing on her experience as a…

Both parties float bad ideas to combat cost

January 26, 2026

Politicians all along the ideological spectrum are in agreement on the big issue now animating Americans: Stuff is too expensive. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted to proff ering a slew of questionable, quick-fix policies to lower prices for Americans. In Illinois, Democratic House Speaker Emanuel "…

NEW YORK DRIVERS PAY FOURTH-HIGHEST AUTO INSURANCE COSTS IN THE NATION, TRIPLE-I FINDS

January 26, 2026

The following information was released by the Insurance Information Institute:. MALVERN, Pa., Jan. 26, 2026 New York households paid an estimated $1,935 on average for personal auto insurance in 2024, the highest level on record for the state and the fourth-highest expenditure nationwide, according to the Insurance Information Institute's latest Outlook,…

Health outlook: Big stories to track now, with takeaways for your business

January 26, 2026

Few industries are as difficult to penetrate or complicated to report on as health insurance, but Christopher Snowbeckleads the way— breaking news and putting it into context that makes readers feel smarter. With hospitals in financial distress, insurance costs spiking and the standoff between the University of Minnesota and Fairview Health Services…

Higginbotham Teams Up with Charter Energy of Atlanta, Georgia

January 26, 2026

Higginbotham, a broad-based, employee-owned insurance, financial and HR services firm headquartered in Texas, has joined forces with Charter Energy, an independent firm based in Atlanta, Ga., that provides specialty insurance placement and risk management strategies for a global portfolio of energy, heavy industry and private equity clients.

AM Best’s Germany Briefings Return to Munich and Cologne to Discuss Key Trends Impacting European Insurers and Reinsurers

January 26, 2026

The briefings are scheduled for 3 March 2026 in Munich at the Mandarin Oriental hotel, and in Cologne on 4 March 2026 at the Excelsior Hotel Ernst. To register, or for more information, please visit AM Best’s Insurance Market Briefing– Munich, Cologne. Headquartered in the United States, the company does business in over 100 countries with regional offices in…

SSI in Florida: High Demand, Frequent Denials, and How Legal Help Makes a Difference

January 26, 2026

Many people in Florida need help paying for basic things like food, clothing, and housing. SSI is run by the Social Security Administration. Unlike Social Security Disability Insurance, SSI does not depend on your work history.

Doctor shortage intensifies push to cap punitive damages in malpractice cases

January 25, 2026

Jilek believes a critical shortage of doctors in New Mexico is related to the state’ s medical malpractice environment, where liability insurance premiums for providers have risen far above the costs in many other states, malpractice claims resulting in high-dollar settlement payouts— on the rise for two decades— have spiked in recent years to record-high…

MARK-TO-MARKET: How do we define the legacy of Bitcoin?

January 25, 2026

According to the Federal Reserve Bank of Kansas City, only 1.9% of U.S. consumers use cryptocurrency as a form of payment. Just 1.1% of U.S. consumers say they use cryptocurrency to actually purchase goods or services. Each nation's central bank, such as the U.S. Federal Reserve, establishes monetary policy and manages the supply of money in their financial system.

EUR/USD Weekly Forecast: Volatile Sparks Create Upwards Value and Velocity – 25 January 2026

January 25, 2026

Trump, U.S GDP and the Federal Reserve. U.S GDP numbers came in stronger than anticipated on Thursday and this may have been a reason why Forex suddenly started to shake. Considerations and debate about what the U.S Federal Reserve will do this coming week and over the mid-term are certainly legitimate concerns.

Bill would permit providers to refuse care on moral basis

January 25, 2026

Iowa health care providers, facilities and insurance companies could refuse medical care based on moral and ethical— not just religious— objections under a Housepassed bill advanced by Senate Republicans. Jeff Taylor of Sioux Center and Jesse Green of Boone signed off Thursday on House File 571, sending the proposal— dubbed the Medical Ethics Defense Act— to…

Will insurance cover ice, pipe or tree damage in Texas? Here's what to know

January 25, 2026

The National Weather Service warns that icy roads, snapped tree limbs and possible power outages are the biggest threats of this winter storm, along with pipes freezing as temperatures fall. Guidance from the Texas Department of Insurance shows that many types of winter storm damage are covered, but there are important exceptions to know before filing a claim.

How do we define the legacy of Bitcoin?

January 25, 2026

According to the Federal Reserve Bank of Kansas City, only 1.9% of U.S. consumers use cryptocurrency as a form of payment. Just 1.1% of U.S. consumers say they use cryptocurrency to actually purchase goods or services. Each nation's central bank, such as the U.S. Federal Reserve, establishes monetary policy and manages the supply of money in their financial system.

With reinsurers seeing profits, can Louisiana expect home insurance rates to drop?

January 25, 2026

After years of losses, fortunes have changed in boardrooms in Bermuda and London. An extraordinary spate of wildfires, hurricanes and other disasters wreaked havoc on the reinsurance industry for several years, spurring wide-reaching effects that included surging insurance bills for Louisiana homeowners. "Reinsurers have been doing well the past few…

CATHOLIC UNIVERSITY IN ILLINOIS STILL COVERS 'ABORTION CARE' WITH CAMPUS INSURANCE

January 25, 2026

The health insurance coverage stands in contrast to the teachings of the Catholic Church, which has always opposed the intentional killing of innocent preborn babies. The Catholic Church has always "affirmed the moral evil of every procured abortion." Abortion is "gravely contrary to the moral law," the Catechism of the Catholic Church states.

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