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Economic News

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Average rate on a 30-year mortgage ticks up to 6.49%, near its lowest level in more than a year

August 15, 2024

The rate rose to 6.49% from 6.47% last week, mortgage buyer Freddie Mac said Thursday. Mortgage rates have been mostly easing in recent weeks as signs of waning inflation and a cooling job market have raised expectations that the Federal Reserve will cut its benchmark interest rate next month for the first time in four years. That can move the trajectory of the…

Editorial: High interest rates may kill job gains

August 15, 2024

The post-pandemic hiring surge is over. Job seekers in nearly every industry are having a harder time finding employment. Since the post-pandemic inflation spike, the Federal Reserve has elevated interest rates to restrain price increases so rapid they poison the economy.

US unemployment claims fall 7,000 to 227,000 in sign of resiliency in job market

August 15, 2024

Jobless claims dropped by 7,000 to 227,000 last week, the Labor Department reported Thursday. “Claims calmed down and their recent rise appears to be just a blip, not a fundamental shift in the labor market,'' said Robert Frick, economist at the Navy Federal Credit Union. The Federal Reserve, fighting inflation that hit a four-decade just over two years ago, raised its…

EUR/USD Forex Signal: Murrey Math Lines Points to More Upside – 15 August 2024

August 15, 2024

The EUR/USD pair continued its recovery as the US dollar index and Treasury yields retreated after the US inflation report. The EUR/USD pair rose as the latest US inflation confirmed that the Federal Reserve will start cutting interest rates in the next meeting in September. A report by the Bureau of Labor Statistics showed that the annual inflation…

US inflation slowed again in July, clearing the way for the Fed to begin cutting rates

August 15, 2024

WASHINGTON— Year-over-year inflation reached its lowest level in more than three years in July, the latest sign that the worst price spike in four decades is fading and setting up the Federal Reserve for an interest rate cut in September.Wednesday' s report from the Labor Department showed that consumer prices rose just 0.2% from June to July after dropping…

A market hiccup with a message about Fed meddling

August 15, 2024

This is not what panicky markets need: yet another government entity declaring yet another emergency to justify violating a prudential maxim: "Don't just do something, stand there." Call this Thomas Hoenig's vindication. For 20 years, from 1991 to 2011, Hoenig, an Iowa native, was president of the Federal Reserve Bank of Kansas City, in which role he said: Interest…

Q2 2024 UBS Americas Holding LLC – Liquidity Coverage Ratio Disclosure

August 14, 2024

UBS AH is a wholly owned subsidiary of UBS AG, which is a wholly owned subsidiary of UBS Group AG. UBS AH is the Intermediate Holding Company for UBS Group AG's U.S. subsidiaries pursuant to Regulation YY of the Board of Governors of the Federal Reserve System. On June 7,2024, Credit Suisse Holdings, Inc. was reparented to UBS AH, which became the sole intermediate…

Other Views: August 13

August 14, 2024

High interest rates could be killing job gains. From the Aug. 2 edition of The Washington Post:. Since the post-pandemic inflation spike, the Federal Reserve has elevated interest rates to restrain price increases so rapid they poison the economy.

First Half 2024 (charles schwab net stable funding ratio disclosure H1 2024)

August 14, 2024

For the quarters ended March 31, 2024, and June 30, 2024. About The Charles Schwab Corporation The Charles Schwab Corporation is a savings and loan holding company, headquartered in Westlake, Texas. CSC is regulated, supervised, and examined by the Board of Governors of the Federal Reserve System.

Top official says Federal Reserve can't risk being too late with rate cuts

August 14, 2024

—A top Federal Reserve official warned Wednesday that the Fed needs to cut its key interest rate before the job market weakened further or it would risk moving too late and potentially imperil the economy. In an interview with The Associated Press, Austan Goolsbee, president of the Federal Reserve Bank of Chicago, said that because the Fed's rate decisions…

Q2 2024 Report (charles schwab liquidity coverage ratio disclosure Q22024)

August 14, 2024

About The Charles Schwab Corporation The Charles Schwab Corporation is a savings and loan holding company, headquartered in Westlake, Texas. CSC is regulated, supervised, and examined by the Board of Governors of the Federal Reserve System. Liquidity Coverage Ratio The U.S. Liquidity Coverage Ratio rule is designed to promote resiliency of the banking sector…

Editorial: High interest rates may kill job gains

August 14, 2024

The post-pandemic hiring surge is over. Job seekers in nearly every industry are having a harder time finding employment. Since the post-pandemic inflation spike, the Federal Reserve has elevated interest rates to restrain price increases so rapid they poison the economy.

KBRA Releases Research – European Banks: Capital Is Now King, Liquidity Ample

August 14, 2024

KBRA releases research outlining the current state of the banking sector within the European Union. Notably, the European Central Bank has supported the banking sector over the past 15 years with special liquidity operations. Separately, the ECB also introduced targeted longer-term refinancing operations to support lending to the real economy and lift…

What is an interest rate cut, and what would it mean for you?

August 14, 2024

Starting in March 2022, the Federal Reserve began rapidly raising interest rates to crush inflation and cool a red-hot labor market. So far, the U.S. economy has avoided a recession— while easing inflation— but a disappointing July jobs report has reignited fears that a downturn is coming. Now, the Fed is facing pressure to slash interest rates, with lawmakers like…

Gold Forecast: Pressures Recent Ceiling – 14 August 2024

August 14, 2024

–I can see this asset is doing everything it can to break out to the upside.– Gold continues to be a place where people run toward, and with the PPI numbers in the United States coming out lighter than anticipated early during the session, that gives the idea that perhaps the Federal Reserve might be compelled to loosen monetary policy.. All things being equal, gold has…

Interest rates on top-yielding CDs are dropping. Here’s what that means for savers

August 14, 2024

What's more, high-yield savings and money market accounts– variable rate deposit accounts that are prone to change in lock step with changes to the federal funds rate as set by the Federal Reserve– could see their yields drop before the Fed's next interest rate meeting on Sept. 18. In the course of a few days late last week, economic uncertainty in the U.S. over…

Farmer sentiment improves despite financial performance concerns

August 14, 2024

Three broad-based measures of farmer sentiment improved in July as the Purdue University/ CME Group Ag Economy Barometer index rose 8 points to 113, the Index of Current Conditions increased by 10 points to 100, and the Index of Future Expectations at 119 was 7 points higher than a month earlier. Reflecting the signals from the Federal Reserve that interest…

Annual US inflation falls to 3-year low, clearing the way for the Fed to begin cutting rates

August 14, 2024

—Year-over-year inflation reached its lowest level in more than three years in July, the latest sign that the worst price spike in four decades is fading and setting up the Federal Reserve for an interest rate cut in September. Wednesday's report from the Labor Department showed that consumer prices rose just 0.2% from June to July after dropping slightly the…

What is an interest rate cut, and what would it mean for you?

August 13, 2024

Starting in March 2022, the Federal Reserve began rapidly raising interest rates to crush inflation and cool a red-hot labor market. So far, the U.S. economy has avoided a recession— while easing inflation— but a disappointing July jobs report has reignited fears that a downturn is coming. Now, the Fed is facing pressure to slash interest rates, with lawmakers like…

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